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Viewing the 'Emergency Fund/Coin Jar' Category
November 27th, 2012 at 06:23 am
I recieved my $5 gift card to Amazon from Swagbucks and just racked up enough points to order another one. Right now my account sits at $50 worth of GC's. Searching went well today with a 100 point search. I thought it would take me a couple more days at least, but nope.
I also deposited $3.09 to the coin jar. I need to make it over to the EF CU to deposit that money. I just don't seem to have as much free time to do it these days.
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Emergency Fund/Coin Jar
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November 22nd, 2012 at 08:24 am
Not much of anything, but a little bit of everything. I added $1 to the coin jar. It was in what DH gave back to me before he headed to Alaska.
I balanced the checkbook to the penny again. I love it when it comes out perfectly. I have $419 left in checking until the 30th and no bills due until after that. I shouldn't have to buy anything between now and then except milk and oranges and if I do, I have $105 in cash. I am hoping to send the full $419 to the credit card. Any cash left from the $105 will hit the emergency fund.
I had to send DH to the grocery store with a list before he left Monday because I am extremely contagious. Let's just say he spent quite a bit more than I would have. Total was $115.92 We're over the allotted grocery budget for the month, but we aren't going to eat out between now and then anyway because I am trying to expose as few people as possible to this thing that never ends, so I just took it out of that money.
I received a check from ACOP for $14.05 for surveys and sent for another $5 gift card through Swagbucks.
I set up the budget spreadsheet for December and I updated the November one with all of the medical spending.
I ordered a box of checks. It was $16.86. They are getting more expensive but I am using them less and less. I still don't want a debit card. I feel like writing the check out makes me more mindful of what I'm spending. It's too easy just to swipe a card and forget about it.
My kids have decided they want to spend the entire weekend in their pajamas. Sounds like a pretty good deal to me. I may join them in that.
Mom is cooking dinner tomorrow. She's the only one not infected and she wants to stay that way. Eldest sister is coming over. I'm still not used to her wanting to be a part of our lives. It is weird. I never thought I'd see the day where I was actually looking forward to having her around again. I am hesitant to think I can rely on her to help out with Mom, but maybe she will.
The day won't be too hard on Mom. I had brought up just skipping it until I'm better (ha!) if she didn't feel like she could handle it, but she wanted to. Since we are only making Cornish game hens instead of a turkey and baking the potatoes and dressing at the same time she says it's easy. Mom has a double oven, which is helpful. Minimal fuss, minimal muss.
We will also have fresh broccoli from the garden. I still can't beleive that I am harvesting anything in late November! What a weird fall we are having.
Let's see, what else? Oh, the birds. Kyri has finished molting I think. Queen and Patricia are in full blown molt so not laying at all, and the pullets continue to lay pretty well, as does Lady who is still bunking with the chickens. There's been no luck on trying to find some ducks her age to keep her company. I think she's happy enough thinking she's a chicken.
There are now four chickens who are laying regularly in the little box on the back porch. Apparently it's the in thing to do. New to the box is a leghorn since those are the only white egg layers we have. Everyone else lays brown, pink, or blueish green eggs. Daily egg count is an average of six eggs. I am glad we haven't needed to put a light in with them at night. We might in December and January just for a heat source if the weather turns and it starts freezing, but it has been so mild so far we may luck out.
And...I think that about covers it. Happy Thanksgiving tomorrow to all of my American friends and happy Thursday to everyone else.
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November 1st, 2012 at 07:26 pm
ING posted my interest today so I added that to the Emergency Fund. It seems so weird to be adding money to the EF again, but nice.
$1000.00
+___1.33
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$1001.33 New EF Amount
I also added .24 to the coin jar and replenished the 50 cents for parking that I used yesterday. I try to always keep 2 quarters in my wallet. I consider parking money to be a use tax since that is really what it is.
Tomorrow I will be sending the $230 left in checking to the credit card along with the usual payday payment. Take that, Evil Empire.
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October 31st, 2012 at 03:15 am
The heavy rains have brought a lot of water into Mom's basement. We've had the sump pump on all day. Mom doesn't want to run it while everyone is sleeping for fear that it might go dry and burn out. It's not looking likely that it will let up overnight, but I understand her concern. I put on her Wellies and went down to lift it up onto a shelf for the night because there is always the chance of it getting underwater during the night and the water getting into the motor and ruining it.
When I look at stories from the East Coast I am grateful that it is only a few inches of water we are having to deal with and not several feet. I can't even imagine how folks are coping with that. We've flooded pretty badly before, national disaster badly, four of five feet of water, but somehow it just doesn't compare. Usually our serious flooding comes from rapid snow melt, not violent winds and torrential rains. I've never experienced a hurricane. You folks over that way are certainly in my prayers and thoughts.
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Physical therapy today was brutal. It felt like the muscles on the side of my thigh were stacked on top of each other. P.T. meant $90 out that I had forgotten about, but I still should have an extra $210 left to send to debt when payday comes Friday.
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I gave in to a craving after P.T. I has 25 minutes to kill before it was time to pick up DD, and DS was at a homeschool field trip with Mom. It is so rare for me to be alone anymore ever because of homeschooling. I don't eat before P.T. because it makes me nauseated if I do. I made the decision to swing through DQ and get a burger, fries and a bottled water. I spent $5.86. And I enjoyed every bite of it while I read my book and waited in the school parking lot.
I've done pretty well on the not eating out front. I've certainly broken the drive-thru habit. I think this is the first time I've been to a drive-thru since spring. It was good to get a little something and I feel like that's satisfied me and I can get on with the home-cooking.
I had $60 in cash left from last payday, so I took the money out of it. That left me with 4 ones and some change for the coin jar. I added $4.13 to the regular coin jar and a penny to the Canadian coin jar. Whatever is left of that cash on Friday will go into the Freezer Fund. That and $100 on Friday will top off that fund.
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I'm going to pull the tomatoes tomorrow, I think. Half of my kitchen table will be devoted to ripening them. I hope we have enough newspaper to wrap them. I do have several brown paper bags that I've saved that I can use as well.
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The remaining ducks survived the night. I was afraid the racoons would be back. The ducks look so sad though, wandering around and trying to find the missing two and calling for them. They really were a social flock. It's a little heart-breaking. Lady didn't lay today. I think she might have been shocked out of it. We'll see if there is an egg tomorrow. We got six chicken eggs, though. Life goes on.
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October 29th, 2012 at 12:10 am
Since today is supposed to be the last sunny day for the next ten days, and because I abhor working outside in the rain, and because I feel pretty darn good today, I spent some time in the garden. I pulled up several spent plants and tossed them in the chicken enclosure. The chickens seemed happy to get them.
I noticed that some of the broccoli plants that I thought were never going to do anything have small heads on them. These ones were the first planted but seem to be the last to do anything, even though they had plenty of time. Same type as I planted on the other side of the house, too. With at least ten days of non-freezing temps I think there will be some to harvest in about 10 days.
Thank goodness broccoli thrives in cool temps. I was so disappointed that they didn't do well over the summer, but I was too stubborn to pull them up, hoping for an Indian Summer, and I'm glad I waited. Now I'm wishing I had gone ahead and planted some lettuce at the start of October. It's so unpredictable. I do not remember a year that we did not have a good hard frost by now.
If I am able to harvest every broccoli head that is presenting when it gets to full size, it'll likely be another ten pounds of produce. And organic broccoli in the store is currently $2.99 a pound so about $30 worth. If any more appear and the weather continues to be mild, who knows what I'll end up with? I really was not expecting to be harvesting anything so it's wonderful that I can. Every little bit helps reduce the grocery budget for the month and allows money to be reallocated elsewhere.
Aside from all of that, I added 47 cents to the coin jar that I found when I cleaned out my purse.
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Emergency Fund/Coin Jar
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October 25th, 2012 at 08:49 pm
Did you ever have one of those days where everything you are looking for seems to not be in the places they belong? The keys, the checkbook, your jacket? I swear that every spoon in the house must be in hiding or in the dishwasher, because there aren't any in the drawer. Hence my title. Even though most of my symptoms are gone, my throat remains sore and raspy. Ice cream helps, but it is a weird experience eating it with a fork. Still, whatever works.
I cancelled my appointment today. It saved me $90 for the week. I am still just too worn down. I rescheduled for Tuesday.
I found a dime in the cupholder in the van so added that to the coin jar.
Yesterday I spent $40 on a prescription, $33.23 on OTC cold medicine, $4.44 on a pill splitter, and $12.93 on orange juice. The orange juice was not a planned purchase, but I was really craving it the way you do when you're deficient in something. So I bought 2 gallons.
I am very tempted to get takeaway for dinner, except I don't want pizza and they are the only place that delivers. I don't have the energy to make baked potato soup, which was on my menu plan for today. It's labor intensive. I think today will just be chili from a can with leftover baked potatoes and green beans from a can. It's warm and hearty and the capsicum clears my sinuses. It's also a quarter of the cost of takeaway, maybe less.
Three of the chickens are now laying eggs in the box on the back porch, Curious, Georgie, and Queen. Guess the fence repair just made them learn how to fly over taller fences. Still, farm fresh delivered to your back door can't be beat.
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October 23rd, 2012 at 06:44 pm
I found $4 in the pocket of my winter coat when I put it on this morning. I'm not sure where it came from as I usually put all money in my purse when I get change. If it were a spring jacket I could understand where it came from, but in the winter I always have my purse with me. Oh, well. Maybe the money fairies put it there. Anyway, I am adding that to my coin jar.
I also found a quarter in the washing machine. The rule in this house is that if money falls out of your clothes when you wash, the person doing the transfer to the dryer gets to keep it. That ususally gets the kids checking their pockets before they throw something in the hamper.
So that's a total of $4.25 to the coin jar with the eventual desitanation of the freezer fund.
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Emergency Fund/Coin Jar
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October 22nd, 2012 at 07:29 pm
Today is an airport day, so DH is getting ready to go. He emptied his wallet and added $5.45 to the coin jar. I'm really not looking forward to driving again. DH does most of the driving when he is home. I really don't like to drive in high traffic areas, and that whole side of town is very high traffic. I take the back roads as much as possible, but at that time of day it's impossible to avoid all of the traffic.
He got gas last night, too, half a tank to fill it up cost $33.32. That should be the last expenditure for the week if all goes to plan.
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Emergency Fund/Coin Jar
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October 21st, 2012 at 10:45 pm
I think I am fairly glad this week is almost over. I am fortunately doing a lot better than I was. The doctor thinks I had a sinus infection on top of the flu and that is why it has taken so long for me to start to shake it.
He also gave me some medication for my chronic insomnia. He started me on 75mg which knocks me out cold for the night. He gave me both 25mg and 50mg pills to take together. That way if 75mg is too much I can easily lower the dosage. After a few days of getting 12 hours of sleep and catching up on my sleep debt, I decided to try the 50mg dosage last night. That was much better, with me waking up after nine hours of sleep.
Now I just need to determine when to take it, since I will need to be up at 7 to take DD to school starting Tuesday, since DH goes back to Alaska on Monday. So far it has seemed that if I take it at 9, I fall asleep around 1 a.m. So maybe I need to take it around 7.
I am just happy to be sleeping again for more than three or four hours a night. Life looks different when you get enough sleep. And getting enough rest is definitely helping me to kick the flu and the sinus thing.
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Last night was cold. It dropped to 41 degrees and it smelled like frost, but we didn't get a frost. It can't be much longer before we do. Today it is very sunny and 50 degrees. On Thursday night it is expected to hit 34. Not quite freezing but probably enough to kill the tomatoes off for good, so I will pick them and wrap them in newspapter to ripen inside.
The green beans are definitely done. If the zucchini get 3 more days I will have a couple of them to harvest. I can cut some of the broccoli today. I want to give the rest a few more days. Supposedly broccoli tolerates the cold. We'll see. I'll pull the remaining bunching onions Thursday. There's only two bunches left. I'll also pull the kohlrabi that is ready.
I will definitely miss garden fresh eating. And I will miss having a lower grocery bill. We have plenty of fruit preserved and the tomatoes, but very little in the way of vegetables. I guess that is what happens when you plant late in a horrifically rainy June and then have a heatwave in July and August that messes with tender plants. Next year I really need to plant in early May, downpour or not.
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DD had a fantastic time at the Homecoming Dance, and she and the boy that she went with are now officially boyfriend and girlfriend. I met him before the dance and he was more nervous than my daughter. He seems like a sweet boy, a good match for my daughter and her tender heart. I hope all goes well there. I am excited for her, but of course a part of me worries about the eventuality of a broken heart somewhere down the road. But we can't protect our children forever.
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The chickens are definitely slowing down production. Today there were only 4 eggs from them. The ducks seem to just be keeping on. Maybe the lack of sunlight doesn't bother them. I think Kyri has finally finished molting because she looks less like a raggamuffin and more like a nicely groomed hen again. Usually the end of a molt means they'll start laying again (since they don't when they are growing new feathers), but since the days are shorter, she may not until much later.
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I added $10.80 to the coin jar yesterday. DH is filling the tank again on the van. It is only at half, but I don't want to deal with getting gas if I a still feeling sick next week. A full tank should last me until he gets back from Alaska next time. Oh, which reminds me, I found the receipt from the last fill up, which was $73.83. Gas has dropped from $3.94 on that fill-up, to $3.74 as of last night.
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I am about 1/3 of the way through reading the Democratic platform. Then I will read the Republican one. So far it is very dry reading, but I am noticing a lot of very careful word placement. This may be because I've done lessons on persuasive essays and on propaganda essays and I am noticing some of those elements. I am sure there will be equal amounts of that in both platforms. What I wouldn't give for a no-nonsense Moderate party who believed in being socially responsible as well as fiscally responsible.
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October 21st, 2012 at 10:44 pm
I think I am fairly glad this week is almost over. I am fortunately doing a lot better than I was. The doctor thinks I had a sinus infection on top of the flu and that is why it has taken so long for me to start to shake it.
He also gave me some medication for my chronic insomnia. He started me on 75mg which knocks me out cold for the night. He gave me both 25mg and 50mg pills to take together. That way if 75mg is too much I can easily lower the dosage. After a few days of getting 12 hours of sleep and catching up on my sleep debt, I decided to try the 50mg dosage last night. That was much better, with me waking up after nine hours of sleep.
Now I just need to determine when to take it, since I will need to be up at 7 to take DD to school starting Tuesday, since DH goes back to Alaska on Monday. So far it has seemed that if I take it at 9, I fall asleep around 1 a.m. So maybe I need to take it around 7.
I am just happy to be sleeping again for more than three or four hours a night. Life looks different when you get enough sleep. And getting enough rest is definitely helping me to kick the flu and the sinus thing.
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Last night was cold. It dropped to 41 degrees and it smelled like frost, but we didn't get a frost. It can't be much longer before we do. Today it is very sunny and 50 degrees. On Thursday night it is expected to hit 34. Not quite freezing but probably enough to kill the tomatoes off for good, so I will pick them and wrap them in newspapter to ripen inside.
The green beans are definitely done. If the zucchini get 3 more days I will have a couple of them to harvest. I can cut some of the broccoli today. I want to give the rest a few more days. Supposedly broccoli tolerates the cold. We'll see. I'll pull the remaining bunching onions Thursday. There's only two bunches left. I'll also pull the kohlrabi that is ready.
I will definitely miss garden fresh eating. And I will miss having a lower grocery bill. We have plenty of fruit preserved and the tomatoes, but very little in the way of vegetables. I guess that is what happens when you plant late in a horrifically rainy June and then have a heatwave in July and August that messes with tender plants. Next year I really need to plant in early May, downpour or not.
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DD had a fantastic time at the Homecoming Dance, and she and the boy that she went with are now officially boyfriend and girlfriend. I met him before the dance and he was more nervous than my daughter. He seems like a sweet boy, a good match for my daughter and her tender heart. I hope all goes well there. I am excited for her, but of course a part of me worries about the eventuality of a broken heart somewhere down the road. But we can't protect our children forever.
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The chickens are definitely slowing down production. Today there were only 4 eggs from them. The ducks seem to just be keeping on. Maybe the lack of sunlight doesn't bother them. I think Kyri has finally finished molting because she looks less like a raggamuffin and more like a nicely groomed hen again. Usually the end of a molt means they'll start laying again (since they don't when they are growing new feathers), but since the days are shorter, she may not until much later.
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I added $10.80 to the coin jar yesterday. DH is filling the tank again on the van. It is only at half, but I don't want to deal with getting gas if I a still feeling sick next week. A full tank should last me until he gets back from Alaska next time. Oh, which reminds me, I found the receipt from the last fill up, which was $73.83. Gas has dropped from $3.94 on that fill-up, to $3.74 as of last night.
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I am about 1/3 of the way through reading the Democratic platform. Then I will read the Republican one. So far it is very dry reading, but I am noticing a lot of very careful word placement. This may be because I've done lessons on persuasive essays and on propaganda essays and I am noticing some of those elements. I am sure there will be equal amounts of that in both platforms. What I wouldn't give for a no-nonsense Moderate party who believed in being socially responsible as well as fiscally responsible.
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October 13th, 2012 at 12:37 am
Today I deposited $69.33 from my coin jar to my Freezer Fund as well as $100 from today's paycheck. This brings the Freezer Fund up to $750.81. The freezer I want is $900 plus tax so I still have a ways to go, but it's nice to be 3/4 of the way there.
My Vacation Fund now sits at $200, my Property Tax fund at $600, Christmas Fund at $100 (very late starting this), and MacBook Fund at $200.
Property taxes are due at the end of the month and will be $518 and some change, so there's plenty in there for that. Things seem to be going along right on track and I hope they continue to do so. It makes things so much smoother when they do.
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October 7th, 2012 at 05:09 am
I cleaned out my purse and put all of the money that was left from the last payday into the coin jar. It was $25.63, plus one Canadian penny which went into my Canadian coin jar. I'll try to make a deposit into the CU on Monday. I have over $50 so it's time. I need to go to Trader Joe's anyway, so I can combine trips. This money is headed for the freezer fund.
Tomorrow I need to sit down and pay the bills from yesterday's paycheck. I have already written out the $1000 check to finish paying off DS's forward head posture treatment. It will be nice not to have that hanging over us anymore. I will pay that in person on Monday.
I talked to DH tonight and he has hit the $110,000 mark for the year, so that means that this was the last paycheck they will take Social Security tax out of for the rest of the year. That means an extra $700 take home pay per month until January. I will be so glad for the day when 2/3 of our take home pay isn't going to pay for new medical debt and old medical debt. Life is going to get very easy when that happens because we will be used to living on 1/3 of our income and can start to save like crazy.
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September 11th, 2012 at 12:05 am
I cleaned the change out of my purse today and added $2.66 to the coin jar. Eventual destination is the freezer fund.
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August 7th, 2012 at 03:21 am
I had a tough time today, but I am very determined to make it though the full two weeks without eating out. I really came close because I felt sick today. There was a huge weather swing down to 66 degrees after several days in the 80's and that always makes a difference in how I feel. I woke up with pressure in my ear and a scratchy throat and a headache. I just did not want to cook a third meal tonight. Fortunately I have a teenage daughter who was very helpful and dinner came together without a trip to a restaurant.
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We went to the food co-op and picked up a few vegetables and they had organic apricots still and since it is supposed to be cool tomorrow I thought I'd go ahead and make jam. If I am going to be doing it anyway, I might as well make another batch of apricot jam, too. Even if I still don't feel well tomorrow, I can't pass up a cooler day. I am going to go to bed early tonight and hopefully the extra sleep will help.
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I finished off the last of the boughten eggs two days ago, and we are now on to eating just what our chickens provide. I wish the ducks would start laying. There are two males and two females. They are trying to *ahem* procreate quite a bit, so I would hope some eggs would show up soon as they are clearly at maturity now. Maybe it takes them longer than chickens to start laying.
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I picked up my son's immunization records from the medical records department of the group my son's pediatrician is in. The virtual school needs them for some unknown reason. I had called about them on Friday morning, but it took them until this morning to have them ready. I liked it better when the records were in the same building as the doctor's office. Things take longer the bigger the group gets.
We have a meeting with the head of admin for the school system in a couple of weeks about what happened to my son the last week of school with the bully who gave him a concussion. I still think we'll be homeschooling, though, even if there is a positive outcome unless DS has an abrupt about face on what he wants to do.
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We also went to the library. DS had 13 holds come in. The entire series of something, but they are fast reads. I turned in the 3 books I was done with as I am trying to not keep a stack of read ones sitting around just waiting to pay fines. The library is only free so long as things don't get overdue.
Not much else going on. I should do a financial post tomorrow. Oh, I added $2.14 to the coin jar. Don't think I remembered to say that the other day.
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August 2nd, 2012 at 09:23 pm
Since I got my interest at ING, I added it to the Freezer Fund. It was a whopping 90 cents, bringing the Freezer Fund to $410.58. I'm almost to the halfway point. Still a firm believer in every little bit helping, but I sure wish that little bit was interest earned at a higher rate. I miss 4%. Heck, I miss the 7% of my childhood. I don't know if we'll ever get those rates back, but I doubt it. It sure would have been nice to earn $4 for that amount like I would have just a few years ago. Oh, well. It is what it is, and it's 90 cents more than I had last month.
I found some money while cleaning today. 26 cents. Into the coin jar it went. I also found 40 cents in the car and 2 pennies at the grocery store yesterday. If I find 22 more cents this month, which is possible, it will match what I earned last month in interest. Hmm, Baselle, I really see why you're always looking for coins on the sidewalk.
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July 31st, 2012 at 05:01 am
I ended up having to swap today's dinner with tomorrow's. The bread was starting to mold. How DH and DS did not notice this at breakfast or lunch I do not know, but I noticed it, so out it went to the compost bin. There were only six slices left, the perfect amount for dinner sandwiches for me and the kids (DH is on his way back to Alaska), but sadly it had to go. I think maybe the heat is making it not last as long as it did when it was cooler.
So we had spaghetti with plain tomato sauce and hamburger (I didn't feel like taking the time to do meatballs or my special sauce) and fresh berries from the yard. No garlic toast because of no good bread. I didn't even make a vegetable, but no one was complaining. We like simple spaghetti even if we like fancy spaghetti more. Part of my brain was saying just go out to eat. I wish that would go away, but it does crop up a lot when I am tired, which I am really tired today. Fortunately I had my challenge to fall back on and made it through day four of no eating out just fine.
I will make a loaf of bread in the morning and we will have our sandwiches for dinner tomorrow. I ended up buying a yellow bell pepper today when I picked up a gallon of milk, instead of a green one. They had no organic green ones and the red ones were not very uniformly ripe. The yellow ones were perfect. So I will have yellow bell pepper slices on my sandwich tomorrow and later this week on my pizza.
The nice thing about planning out my meals for the week is that I can switch them around in a pinch when something goes wrong, like moldy bread.
I think I may can blueberry jelly tomorrow. I have to pick the bushes tomorrow morning before the birds (not our chickens, but wild birds) get them. They are loaded and they are too much of a temptation to the sparrows and chickadees if left too long.
Today I picked some blackberries. I am working towards filling up another gallon size baggy in the freezer. So far there is just today's pint. There are still a lot of red and green berries on the canes so I know they will get there eventually, but it may be a week or two before I have enough to make more blackberry jam. By then I am hoping that the Himaylayan blackberries that grow wild behind my chiropractor's office (and don't get sprayed) will be ripe and ready to pick.
Other than picking a few berries it was a pretty lazy day. I just didn't have the gumption to do anything much. I hope I'm not coming down with a cold. My throat was a tinge scratchy this morning and yesterday morning, but got better as the day progressed. It could just be allergies. It's been about 12 weeks since I've had a bad cold and I'd just as soon keep up that record since I had such a horrific fall and winter with illness after illness.
I did spend a lot of time going over the absentee voter's ballot. We have a lot of folks this time I knew nothing about so I researched them to figure out who to vote for. I also put together a documentation packet to send higher up the school's food chain. We are still getting the runaround by the lower level administration in regards to my son's concussion that another student gave him second to last day of school, so we went higher up. Don't know if it'll do us any good at all, but I'd like to at least know we are being heard.
Financially, I added $2.65 to the coin jar. Not really a money day otherwise.
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July 27th, 2012 at 04:58 am
I emptied my purse and DH's wallet of ones and change today and added $17.59 to the coin jar.
I updated my July budget spreadsheet and created my August spreadsheet. I entered in all of the medical spending for the month so far into the HSA tracking spreadsheet. Ouch.
I have a deposit of $48 ready to go into the Freezer Fund tomorrow from my coin jar savings. The Freezer Fund is currently at $409.68 so that will bring it to $457.68.
I did not make jam. It was too hot, even in the morning. I will see about making it tomorrow. I bought a food mill for $70. It has three different plates and is a high rated one. I think one and a half batches of jam will cover that. I am looking forward to not having to peel apricots. And having the seeds out of the blackberries or raspberries.
My English cucumbers finally have blossoms on them and my brandywine tomatoes are starting to turn a very pale shade of yellowy/orange.
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July 14th, 2012 at 10:16 pm
I added $8.02 to the coin jar today. It's ultimate destination is the freezer fund.
I think the freezer under our fridge is either going out or either needs new...um...weather stripping. I forget the actual word for it, but the rubber that helps make it seal. Is that a gasket or something else? Anyway, lately whenever I open that up it's like being greeted with a little bit of snow.
It doesn't seem to be harming the food any, but I'm not sure if that is a repair you can make yourself or if you need to hire someone to come do it. I don't even remember where we bought the fridge. I'm thinking a local, family-owned place in Lynden, who does do house calls way, way, way faster than Sears, and I'm pretty sure I was boycotting Sears appliances by that time anyway because of getting repair people out to fix their stuff taking so long.
I think I'm going to stop putting money into the vacation fund starting next month and take that $100 a month and put it into the Freezer Fund instead. I have enough in the vacation fund now to pay for our planned trips to the science center, to the zoo, and to the county fair. I'm also going to stop contributing to the Mac Book fund for right now. DD knows that she won't be getting it until senior year anyway, so there will be enough time to make up for that.
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Went swimming again yesterday with the kids. Did 26 laps, or half a mile again. A little sore but not after last time. My clothes are getting pretty loose. I have some smaller shirts that I am going to have to break out soon because the formerly tight shirts are starting to swim on me. I don't want to buy new summer stuff, though. It'll be fall soon and I have some fall clothes that are smaller and will fit. Will probably have to buy 2 pairs of jeans though. All of my old Disneyland shirts are fitting now, no more snugness at all. I love that, because I had a lot of t-shirt souvenirs. And it means I shouldn't have to buy new shirts for a while. Maybe a nice blouse I can wear for Thanksgiving and Christmas, but not much else.
Posted in
Appliance Antics and Household Purchases,
Just Rambling,
Emergency Fund/Coin Jar
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3 Comments »
July 6th, 2012 at 06:58 pm
I have the car scheduled for an oil change this afternoon. I'm not sure how much it runs anymore, but it's under $40. They will also wash the car, which could use it, though by the time I drive it back home again it probably won't be clean anymore. There's a lot of dust on the freeway right now for some reason.
The last few days in the 70's have been very nice. This house doesn't have AC, but we can still keep it pretty cool. We keep the windows closed and blinds on the sunny side of the house drawn in the morning and then as soon as it passes over the house around eleven we open all of those windows on the now shaded side and close the ones on the other side of the house. Once the sun goes behind the trees around 8 p.m. then everything is flung open. It keeps things comfortable.
My garden is starting to take off with the heat and I can see the tomato plants visibly jumping in size from day to day. So are the brassicas. I have moved my lettuce more into the shade to try to prevent bolting. They have more than paid for themselves, but I'd like to keep them going as long as possible.
The corn Mom planted is halfway up my thigh. The yarn in our part of the country is that corn has to be "knee high by the 4th of July" if it is going to make it before the cold sets in, so I think we're set on that. She planted it in the middle of her flower garden. It looks very pretty there and not at all out of place. Hopefully there won't be any neighbors in a tizzy over vegetables growing in the flower beds. Our near neighbors don't give a hoot, but it seems there is always someone. Fortunately there is no HOA here and Mom has never been one to care what other people think anyway.
The kids and I are going swimming this evening. I am really looking forward to it. My body is really stiff after picking up all the fireworks debris off the ground (there was a lot that came in from other people's stuff landing in our yard and driveway) and swimming always helps with that.
Speaking of fireworks, or firework debris, I'm just leaving a note here to remind me that War Chest was the best firework we purchased and not to buy the Corruptor again because it was disappointing. Also, no more Mad Dog fountains and only one Purple Rain from now on and to get the big one. Flak Fire and Blue Craze were fun. Old Glory is a nice, low key fountain with lots of color that I liked, but the kids weren't very impressed. No more strobes, too many in a box and no one cares much after the first one. No more turtles. Ground flower types are still a hit after all these years. And no matter how old they get the kids will still want to do pop-its.
I added .92 to the coin jar. And I think that is about it.
Posted in
Gardening Organically,
Vehicle Expenses,
Emergency Fund/Coin Jar
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June 18th, 2012 at 07:14 am
I cleaned out my purse today and added it to the coin jar along with a quarter and a penny I found. I put in a total of $1.33 in change. Every little bit gets me closer to that freezer.
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Emergency Fund/Coin Jar
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June 14th, 2012 at 06:48 am
I cleaned out my purse and found $6.63 (and only $1 of that was a bill), so that went into my coin jar. It looks like I have enough to roll pennies and quarters and possibly dimes. I know nickles are close but I don't think I added enough to hit it.
I will figure it out tomorrow. I have over $30 in ones so it's time to make a deposit regardless.
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Spending today--I stopped at Haggen to get cauliflower and broccoli. They just happened to have a one gallon pot full of pole bean sprouts and some regular cucumbers for eating not pickling, so I will have quite the variety there.
I also bought a pineapple while I was there. I should have bought milk, too, but I forgot. There's enough left for DS to have breakfast. I don't drink milk in the morning and neither does DD. We just have it at dinner and drink water the rest of the time.
I spent $18.05 there. For the plants alone I spent $5.98.
So $53.06 was my previous total on garden stuff.
$53.06
+_5.98
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$59.08 total spent on gardening this year
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After that I stopped by Youngstocks and got fresh Rainier cherries and some corn on the cob. I spent $11.93 there for four ears of corn (.50 each) and the rest on the cherries. I will not buy anymore fruit now until this all gets eaten and so does some of the stuff I have from before I bought all this friut yesterday and today.
That was all of the spending I did today.
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My son had his orchestra concert tonight. It was really good. They've improved a lot, which is more than I can say for the 7nth graders, but it was mostly a good concert.
Posted in
Gardening Organically,
Spending Journal,
Grocery Shopping,
Emergency Fund/Coin Jar,
Sustainable Living
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June 5th, 2012 at 04:12 am
DH is safely off on his plane to Alaska. Before he went he emptied his wallet of change and ones so I got another $7.78 to add to the coin jar.
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Emergency Fund/Coin Jar
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May 29th, 2012 at 05:43 am
I emptied out my purse and found $10.28 in ones and change to add to the coin jar. I am still debating on whether or not to send $100 to the emergency fund like I normally do every 4 weeks to build it back up again or send that $100 to the credit card. The whole point of taking the EF down to $1000 was to pay off the card sooner, but that habit is so ingrained in me now it's hard not to do it. I suppose I could use it as "save up for my new chest freezer" money, that could double as EF money in a true emergency.
What with all the last minute bumps in the road my dream of having the credit card paid off by the end of June seems unliklely. 2 crowns to pay for for DH and likely one root canal and a possible crown for me. Ugh. And I just can't put it off any longer because it hurts too much now. We shouldn't have to charge anything, but we will have to take the extra payoff money to take care of our teeth. *sighs*
I am still pretty sure we will get the credit card paid off this year though. We will be trying hard. If nothing else, part of the Christmas bonus will do it.
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Just Rambling,
Emergency Fund/Coin Jar
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May 25th, 2012 at 04:44 am
I haven't been feeling great the last couple of days. Not sick, really, just...yucky. Today I didn't stick to my meal plan. I cooked, it's just that the idea of doing a complicated new recipe did not appeal. Plus, I realized I was out of soy sauce, so I couldn't really make the marinade. I ended up just doing bacon cheese burgers, corn on the cob, and nectarines. It worked well. We picked up soy sauce so we can make the Tropical Chicken Stir-fry tomorrow and bump the ribeye meal to next week. They are frozen so it's not that big a deal. Plus DS is doing a make up tae kwon do class tomorrow for when he was so sick, which means a stir-fry will just be easier than the other.
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I found this interesting booklet on meal planning: Text is http://nchstd.documents.s3.amazonaws.com/More%20Month%20than%20Money%20PDF.pdf and Link is http://nchstd.documents.s3.amazonaws.com/More%20Month%20than.... It's kind of a crash course for people who don't really know what they are doing. It wasn't exactly news to me, but I think it would be very helpful for someone who hasn't tried meal planning before and wants to dive in. It does require time though. I think this is more for families with a stay at home parent (and not of very young children, but at least preschool age and up, because some of it would just be hard to do with a toddler clinging to your leg or wearing a baby) or maybe one parent who is only working part time. I'd find it hard if I was working full time. Not that it's not doable, but it's probably not practicle in that situation. Also didn't really care for the breakfasts, because I don't like oatmeal (unless it's in cookies or bread or granola or Joe's O's), but it's not hard to plan breakfasts. And I liked the shopping lists. It's a good teaching tool really.
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I added $6.98 cents to the coin jar. I picked up a prescription for $25. We filled up the gas tank on the van, $57.16. We did a major stock up run to Costco so I shouldn't have to go there for a couple of months, and picked up six LED lightbulbs there, batteries, toilet paper, and of course groceries.
I got really annoyed at a lady there. She was trying to squeeze between me and the shelves instead of going around DH and I. There was not room to do this and she was practically shoving her cart into me. I was probably less than gracious about it because I was having a bad pain day in my leg which always makes me walk slower. I walked even slower at that point. I get cranky when I hurt. She huffed loudly and finally just went around us. I wanted to tell her off, but I bit my tongue. People are rude enough at Costco without me adding to it.
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Spent $10 on two foam swords for the kids. I probably played with one of them more than was seemly for an adult, but it was fun to whack something today. Very stress relieving. This was actually an expense for school.
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Here, have a photo of the half grown chickens roosting in the coop. I will try to get a photo of the ducks up soon.
Oh, and here's a photo of the damage my mother "didn't" do to our older car. The suction cup dent remover does not work to pull it out, either. It cost $5.
Posted in
Spending Journal,
Vehicle Expenses,
Grocery Shopping,
Regular Shopping,
Meal Planning,
,
Medical Issues and Spending,
When Life Happens,
Ee ii ee ii oo,
Emergency Fund/Coin Jar
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5 Comments »
May 22nd, 2012 at 03:31 am
This is growing on the back walk:

and to give you an idea of its size, here's one of it being held open by my fifteen-year-old daughter's hands:

And I put $9.46 in the coin jar today after cleaning out my purse.
Posted in
Gardening Organically,
Emergency Fund/Coin Jar
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4 Comments »
May 19th, 2012 at 04:51 am
Just a bit more in the financial housekeeping arena. I cleaned out my purse and found $2.35 in change so that went into the coin jar.
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I distributed weekly allowances to the kids, $12 and $7, and I put DH's monthly allowance into his envelope, $100. I ordered what I am spending my allowance on this month, Doctor Who stuff. I am being a fangirl nerd again, but I can't help it. I had the opportunity to get the Ninth Doctor's Complete Collected Comics, which are a collector's itme now, so I grabbed it up and I also got the first collection of the Tenth Doctor's Comics, which are not a collector's item, but I wanted everything with Rose in it, so it's been on the list for a while.
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Found a penny yesterday in the tae kwon do parking lot. I forgot to mention it.
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I spent some time doing research and I found that my county has not one but two dairies that bottle in glass. Dairy #1 has Jersey cows and practices sustainable farming, but is not certified organic. However they don't put the additives in their milk and they don't homogenize. They don't use GMO anything, they don't use growth hormones, and they only use antibiotics on the cows when they get sick. That milk is thrown away and all milk is tested for antibiotics in case some slips through. There milk is available at the store six blocks from my house, but I didn't know anything about it before now.
Dairy #2 is certified organic and sustainable and has Holstein cows. It carries its products in stores that are less convenient to me than Dairy #1, but not terribly hard to get to. One place is near where my son has tae kwon do. The other is near where I pick up my prescriptions and a block from the athletic club. A third is two blocks from my daughter's high school.
Dairy #1's bottles are returnable to the grocery store. I do not know if Dairy #2's bottles or returnable or just recycleable. I will ask. I am going to try both kinds of milk and see which one I have a taste preference for. I know that Dairy #1's milk is cheaper than Organic Valley milk, but more expensive than ordinary milk. I don't know about the price of Dairy #2's milk. But at least this gives me a jumping off place.
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,
Emergency Fund/Coin Jar,
Sustainable Living
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May 19th, 2012 at 02:16 am
I deposited my coin jar money into the safety net bank account. I added $61.55. This brought the total there to $1052.43. The grand total of the EF is now at $1097.53. It is weird building it back up again from a small amount, but worth it.
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I did a screener survey for ACOP today and got 25 points for 5 minutes. It was a qualifier for a 15 minute video watch and I tend to get those, so hopefully I'll hear later this week that I did. It's a 400 point survey with a 400 point follow up. It's a penny a point so that's a total of $8.00 which is a good one.
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I mostly stuck to my meal plan, but a small deviation was necessary. We had bacon cheeseburgers but not fried potatoes. Yesterday when I told DD to boil six potatoes I did not remember to tell her to take half of them out before mashing to save for tonight for frying. Leftover mashed potatoes just didn't seem to go with burgers so we will have them with our potroast on Sunday. I ended up making fresh corn on the cob instead. And also I had a bit of a craving so I made the easiest peanut butter cookies I have ever made. 3 ingredients (no flour) and about 3 minutes of hands on time. And they were delicious (or at least my cookie was).
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I paid $2000 to the Bank of America VISA and paid the car payment. I have a few other bills to do so I can mail them out tomorrow, but I am feeling like I've been put through the ringer today. I did do a bit of grocery shopping, but nothing to justify the way that I feel. It might be allergies partly as I am very stuffy. I remembered to take my bags into the two stores I visited today, so only one plastic bag came home with me and that was the produce bag wrapped around the green onions.
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I wish I could find local organic milk in glass bottles. We do have a dairy that does milk in returnable glass bottles, but they are not organic and they do add the vitamin D to all their milk but whole milk and along with that vitamin D is the stuff used to suspend it in the milk that my son is allergic to. The kids only like non-fat milk and though I like the taste of whole, I can't handle that much lactose on a consistent basis. I will continue to look though. I know that milk jugs can be recycled, but I'd still rather have it in glass. One, things just taste better in glass, and two, I'd rather have a reusable container to return than recycle a container that cannot be reused. I will keep looking. With all the dairy farms in this county there must be someone who does.
Posted in
Spending Journal,
Paying the Bills,
Just Rambling,
Bringing Down the Evil Empire,
Emergency Fund/Coin Jar,
Sustainable Living
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May 8th, 2012 at 12:04 am
My check from American Opinion Consumer Panel came today. It was $20.05. It will go into emergency fund.
DH cleaned out his wallet as he flies out today and so I had $10.32 to put into the coin jar.
No money was spent today, but I gave DD $5 to pay for her field trip tomorrow.
Today was a very boring day.
Posted in
Extra Income Sources,
Spending Journal,
,
Emergency Fund/Coin Jar
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May 5th, 2012 at 01:46 am
I added $8.67 to the coin jar tonight and $1.57 yesterday.
Posted in
Emergency Fund/Coin Jar
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May 1st, 2012 at 10:40 pm
I added my ING interest of $2.31 to the emergency fund. This brings the EF to $1,036.03. I do dislike seeing that number so low, but I know using it to pay off debt is the right thing to do. And we will build it back up again.
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Emergency Fund/Coin Jar
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