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Ready for Lockdown and Prayer Needed for my Sister

March 21st, 2020 at 06:18 am

The last couple of days have been really crazy, but we are as prepared as we can be to a hunker down in place order, which could come down at any moment. Inslee seems a little hesitant to shoot that arrow, but I wouldn't be surprised if it doesn't happen by the end of the weekend.

The banks are closed now except for drive-thru. Toilet paper is selling for $1 a roll. I am glad we got it before this mess started. I usually stock up quite a bit every couple of months or so, as I hate going to Costco. We also have our emergency squeeze water bottles and 48 brown wash cloths, with 2 buckets with lids to fall back on if what we have is not enough. And enough laundry soap to handle doing a load of those daily.

We have locked up all our outbuildings. One of them has a big chest freezer full of food and we decided not to leave that unlocked anymore. People on our neighborhood forum are already trying to suss out who has food and toilet paper. Yeah, it might be all innocent, but it might not be, either. There's a lot of "I'll come to your house if I run out," going around that forum for the people that do say something. That's not the sort of information you give out unless you are completely anonymous and there is no way to track you. Not in a situation like this where you might be targeted for what you have. They are also asking about whether or not people are armed, so it is not just me being paranoid.

I was able to get an at home nebulizer and medicine for it for my asthma and I did my first treatment and man, it feels great to take full breaths again. My bronchials haven't been like this in months. I was even able to go outside and do a little work in the garden with my son. I mostly supervised and kept him company, but I did shovel some compost for about 20 minutes. It was light-weight stuff. I saved the heavy stuff for DS. We didn't get it done, because the timer went off for dinner to come out of the oven, but we will work some more on it tomorrow.

As for the raised beds we got one of them weeded and we will weed the long bed tomorrow and maybe get some of the soil transferred to the one we did today and then transplant all of the strawberries into it and repeat with the other green bed. It has sunk so much over the winter, it really needs to be filled up. And since we are taking out the other beds the soil has to be moved.

I was not going to do a big garden this year, but as I look at what is going around in the world with this virus, I have changed my mind. There may be shortages. DS promises he will help with the upkeep. I went through all of my seeds to see what I have and there is plenty there so I don't have to order any seeds.

We can start planting parsnips, carrots, and radishes as soon as we get the beds ready and I can start cabbage, kohlrabi, and broccoli in the house under the grow light. We need to order seed potatoes and I need to get some bunching onions started as well. We do need to build some kind of thing to keep the deer out. I don't want them eating any of our food this year. I think I want individual cages on each garden bed. I also worry about keeping out people if things get really bad, but what are you going to do? It's all in the back yard, it's not really easy to see from the road, especially with all the cars in the driveway.

My order of seed pods for my Aerogarden finally processed today, so hopefully that means they will actually be shipped soon. The have completely sold out of the farm units. I wish I'd jumped the gun on that like I wanted to, but I still have the Bounty and will grow my lettuce there to save bed space. It takes 9 seed pots, so we shouldn't have to buy greens at all during the late spring and summer once it gets going. I bought a total of 27 pods so I can keep it going, into the fall and winter as well.

In more personal news with my eldest sister, it turns out that while the mass was benign, the uterus itself had stage 3 cancer. Makes me really glad I had a complete hysterectomy when I was 33. So now she has to deal with going down and getting further tests to make sure it hasn't spread anywhere else in her body. I thought this was all over with and she was free and clear, but she is not. She has moved in with us for the duration. It's a full house, but it is nice to have someone else around to keep Mom distracted. She behaves herself better when my sister is here, although that may change with it becoming more permanent. Pray for my sister if you would.

Payday Report for 3/6/2020

March 7th, 2020 at 01:12 am

$431.17 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
__75.00 Household Envelope
_115.17 Internet
__36.00 Garbage
_100.00 Car Insurance Fund
_100.00 Gas Money
_100.00 Blow Money Adults
_120.00 Kids' Allowances
_100.00 Gift/Christmas Envelope
_100.00 Clothing Envelope
1000.00 Citi
1000.00 Monster Mom Loan Payment
__78.00 Miscellaneous
-------------
4255.34 Total Money Out

I really wish I'd been well enough to cook in February. Our takeout expenses were through the roof. That's what the Citi payment was for. We had takeout nearly every night in February. And the next Citi payment will be for vacation. Some of which we will get back after as it is a damage deposit on the cottage. I have put the card away and we will go back to a normal amount of takeout in the future. It is what it is, but we are able to pay the card off in full and carry no interest. Sometimes health issues make for bad money choices, but people needed to eat, so what are you going to do? Pay the piper, that's what.

Monster Mom Loan Payment Plus Future Money Goals

March 7th, 2020 at 01:00 am

$5000.00 Balance Forward
-1000.00 Payment Made
-----------
$4000.00 New Balance

With the amount of overtime DH is getting, I think we will have this paid off in April, instead of May or June like we had figured at the beginning of the year. He got 15 this week which will be on the next paycheck and will get at least 10 this coming week, maybe 15 again, which will also be on the next paycheck.

I really hope the overtime continues for a while after that, too, because then we can get our three month's of income saved up for. We are about $1600 shy of one month's income. I know some people save for expenses, but I would rather have income. So that is $14,600 we need to save, which I will just round to $15,000.

With 20 hours of overtime per paycheck and keeping our takeout budget under control, we could save $1500 a paycheck, or 10 paychecks until goal. Without it, we could save $1000 a paycheck, or 15 paychecks. Either way we would have it this year, either by August or the end of October. And then we can finally start seriously saving on a down payment for a house, while slowing working towards getting the EF to six month's income.

And DH may get a raise in July. I don't know. When he got his last raise they said he wouldn't get another one before July of 2020, which would be 18 months from his last one. That doesn't mean he will get one, but his boss told him they wouldn't be able to ask the higher ups for one again until then. I am hoping there will be one, since he's really made himself invaluable. His boss says so and so does his boss's boss.

I will be glad when we can move out of here, but it will take a couple years of hard savings, so maybe by the end of 2023 or start of 2024. My eldest sister is going to move in when we move out so mom won't be alone. And so might one of my middle sister's sons. Actually he might move down here for a job and take up residence in the attic, which has two bedrooms and a storage area long before that. It has no heat, but he can use a space heater. The internet doesn't reach up there and it is only wired for 2 prong outlets and not very many, so it is not ideal, but beggar's can't be choosers.

Payday Report for 2/7/20

February 8th, 2020 at 04:38 am

There was 19 hours of overtime on DH's paycheck this pay period, which was an additional $1070.87 over the new normal pay period. Part of the $800 to Citi was the initial payment and deposit for our vacation in March. Some of it was the new baking supplies and the induction skillets and sauté pan and gluten free flours, a sweatshirt and dress for my DD, a dress and a pair of boots for my birthday, etc.

$425.72 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
_100.00 Household Envelope
_280.00 Family Chiropractor Monthly Plan
_111.08 Internet
__36.00 Garbage
_100.00 Car Insurance Fund
_100.00 Gas Money
_100.00 Blow Money Adults
__90.00 Allowances Kids
1000.00 Monster Mom Loan
_800.00 Citi
_100.00 Gift Fund
-------------
4142.80 Total Money Out

An Investment in the Kitchen

January 23rd, 2020 at 06:48 am

Well, my Amazon order came today. Yes, I have been buying a lot of stuff recently, but it has all been planned and budgeted for. I got some new cooking and baking things, which was 2 skillets, a sauté pan, both of which are for induction cook tops but lined with ceramic for easy non-stick cooking (that copper stuff doesn't last), a pastry brush, 2 whisks, two dough scrapers (the pack of two was cheaper than buying one one), a set of 7 stainless steel measuring cups and 7 stainless steel measuring spoons with a leveler, a tortilla press, and 2 dough buckets with lids.

So now I can get started on making the gluten free fridge doughs. I really like the idea of doing this, making up a huge batch of dough that is good for up to ten days and then baking from it. I got two buckets so that I could have the bread dough going and the flatbread/pizza dough going at the same time. And the great thing about this system is that after five days it begins to take on a sourdough flavor.

I really like the idea of making dough once and then baking from it until you run out over several days. Making dough tomorrow is my project. I will do the pizza/flatbread dough first because I want to make Naan bread tomorrow for chicken shawarma.

I used to bake all the time to save money and even though the ingredients are more expensive than wheat flour, it is still much cheaper to make my own gluten free breads than to purchase them and of course I can get a greater variety by doing it myself and it will all be fresh, not frozen.

Meal Planning for the Week

December 3rd, 2019 at 05:54 am

Monday:
Garlic Herb Baked Chicken
Sweet Potatoes
Green Beans
Oranges

Tuesday:
Beef Stew with potatoes, carrots, celery, and parsnips
Broccoli
Apples

Wednesday:
Chicken Stir Fry with broccoli, carrots, celery, cauliflower, cabbage
Rice
Oranges

Thursday:
Sirloin Steaks
Baked Potatoes
Zucchini and Yellow Squash
Apples

Friday:
DH's work Christmas party
Baron of Beef
Roasted Red Potatoes
Green Beans with Almonds
There are lots of other choices, but none of them appeal to me. The kids will fend for themselves.

Saturday:
Bacon Cheeseburgers
French Fries
Cole Slaw
Oranges

Sunday:
Pork Roast smothered in Onions
Butternut Squash
Green Beans
Apples

Monster Mom Loan Payment and Rambling

November 30th, 2019 at 06:57 pm

I had expected to pay $800 this payday towards the Mom loan, but I ended up paying $1000. I had forgotten that since this was a 3 payday month that the last paycheck of the month would be bigger as they don't take any medical out of it. So that extra $200 went towards this loan instead. That means a total of $1500 was paid on the loan this month. By the end of December the loan will be down to 4 digits.

$11,500.00 Balance Forward
-_1,000.00 Payment Made
-------------------
$10,500.00 New Balance

I have rejiggered the budget again and think that as long as we keep our eating out spending under control we can continue to pay $1500 a month. I just have to keep telling myself that I'd rather be out of debt than to buy a pizza. It doesn't always work, but it works more often than not. I have all the ingredients for making pizza. I do not need to buy one from a restaurant.

Plus I have started back on a diet yesterday, and eating out always makes my weight go up, so that is another incentive to stay out of restaurants and cook at home. I would like to be under a certain weight by my 50th birthday mid-February. I think I can do it if I stick to no restaurant food.

I am thinking about doing a dietbet once I am a few days into eating better again, but I don't know. I am still doing my physical therapy exercises and need to get back to walking. The weather turned beautiful but cold again, so since it isn't raining, I need to start again. Just lacking a bit of motivation.