$27,226.05 New Total
We are up $725.48 since the end of the year, $440 of which was contributions, so $285.48 in gains.
Viewing the 'Retirement' Category
Our retirement accounts went up $565.58 since I last checked them which was on payday, I think. Just wanted to know how we closed out the year. After a year and a half of throwing 5% at the 401K to get the free matching we have done pretty well. And we'll be able to bump that to 7% in another 6 months or so, and once there that pretty much leaves us in a great place for taxes, assuming no one plays games with the tax code again or I don't finish my book and sell it this year.
$26,500.57 Total Retirement Balance
I guess it actually went down some Monday according to DH, but it all came back and left friends behind. I am glad we have made so much progress on building for retirement. We are so far behind, but we do need to get caught up as soon as we can manage it. That and save, save, save money.
In 6 days our retirement has gone up $766.99. I am really glad that at least so far the impeachment vote doesn't seem to have wrecked the stock market.
$25,934.99 Total Retirement
MIL gave us a check for $6000 and the Christmas bonus was deposited for $911.26. The bonus was $1300 before taxes. I really wish they did not tax bonuses at 25%. I mean, maybe if your bonus is in the 5 digits, or even mid to high 4 digits, but when it isn't even the amount of a paycheck? The government is irritating at times. I know we'll get a better tax refund due to them taking so much, but I'd really rather have it now and not when we get that back. I complain about this every year.
So plans for the money are to have DH get his crown, around $1000, and my chipped tooth repaired, around $300. Then we'll put $2000 into the Medical Fund. It is at a little over $1800 so this will give us enough money to cover the deductible and the out of pocket max between this and the FSA. We'll put $2000 into the Emergency Fund, save some of the money for our romantic getaway in March for our 25th wedding anniversary, and order a few things I have been putting off.
Then since we won't have to be paying anything into the Medical Fund for next year after this coming payday, we will take the money that we were paying into that to pay on debt. DH and I have an agreement that we won't use money from his mom to pay the debt to my mom. That's not what it is for and it is not why she gave it to us. She wants us to use it for medical, for vacation, and to beef our EF back up.
I'm not sure where we are going yet for our trip, maybe the same place as in September, but it won't be far from home. I think we will just buy some really good food to take with us and a good skillet (can't trust what is in the rentals to not be warped). I am thinking some ribeye steaks, some crab or shrimp or lobster, potatoes, and good vegetables for dinners, bacon, toast, and eggs for breakfasts, and sandwich fixings or burgers for lunches. We both like my cooking better than restaurants and DH helps with the chopping and peeling for dinner and makes breakfast so it doesn't all fall on me.
I am very relieved to get this money, though. It takes a lot of the stress for next year away in one fell swoop.
Retirement has popped up a lot over the last couple of days, but after the vote last night, I am waiting to see what the stock market does when I get up in the morning before I update it. I just hope it doesn't put us back under $25K, though it was almost to $26K today before the vote.
I am so excited to have retirement hit $25K. It has been a rollercoaster month so the fact that it got here despite all the garbage that is going on in government this week is amazing.
$25,157.60 Total Retirement
My next happy dance moment will be when the IRA hits $10K on its own. Since we don't contribute to that one at all, it may take a while, but we'll get there.
$24,737.56 Total Retirement
$262.44 let to hit $25K.
$24,623.04 New Balance
It's up by $595.41. $376.96 to go to hit $25K. Hopefully if things continue to do well, just our contribution and work's contribution will put it up over that on payday. So close!
Since October 19th our retirement has gained $1471.64. We only put in $220 every two weeks and the company matches 100% up to a point, so only $440 was contributions and matching in that time period. That is quite a huge gain in 2.5 weeks, a little over $1000. I know some of it was the IRA, but not near as much as was the 401K.
$14,255.93 Total in 401K
+_9,367.11 Total in IRA
$23,623.04 New Balance
$25K is getting closer and closer. I cannot wait until we are out of debt and can bump this up to 10% instead of 5%.
Retirement is now sitting at $22,151.40. I can't tell you exactly how much it rose since the last update because all those were wiped out in the great SA Failure to Back Things Up incident, but I know it is up about $2000 since mid-September. I'm happy with how well it is doing.