$29,130.06 Total Retirement
$30K is so close I can taste it.
Viewing the 'Retirement' Category
Well, the last two weeks were a bit of a whirlwind of downs followed by ups. While the IRA dipped down to around $9200, it has more than recovered. The 401K never dipped to the point of a loss, but it mostly held even due to contributions until this week when it went up again. All in all, we are up $1273.21 since January 14th, with $440 being contributions from us and $440 being contributions from work. So almost $400 up.
$28,499.26 Total Retirement
Mom made it through surgery with flying colors as she always does. I went up and saw her for about half an hour and she was eating and alert. I didn't stay longer, though, because she was very tired. She wasn't in any pain because the nerve block hadn't worn off yet. I'm sure tomorrow will be a lot harder.
It snowed today for about 4 hours. Ugh. Now it is sleeting though, so I am sure it will be gone by morning. At least I hope so.
I made it about halfway through the SOTU speech, but will save the rest for tomorrow. I'm going to hit the bed early tonight. I've never actually listened to one of these before for any president. Dude can talk. Watched a bit of the senate today, too. Dudes can talk. Lots of talk, talk, talk.
The last week was hard on retirement, but the IRA has almost completely rebounded this week and I'm still ahead on the 401K, so the total balance is still higher than it was the last time I reported in, but I probably won't put the balance until after the addition of payday, which is Friday, so won't see it hit until Monday. I hope it keeps going back up.
I need to get bread baked tomorrow. And maybe hamburger buns, too. I also have to take DD to the neurologist. It's just for her 3 month migraine check. Her meds aren't quite cutting it, so we may have to adjust. One of these days we'll get it right. We have a lot of appointments this week and Mom will be coming home during some point. DH is working late again tonight. It's 10 p.m. and he is still there. He doesn't want to take more sick leave than he has to.
$27,226.05 New Total
We are up $725.48 since the end of the year, $440 of which was contributions, so $285.48 in gains.
Our retirement accounts went up $565.58 since I last checked them which was on payday, I think. Just wanted to know how we closed out the year. After a year and a half of throwing 5% at the 401K to get the free matching we have done pretty well. And we'll be able to bump that to 7% in another 6 months or so, and once there that pretty much leaves us in a great place for taxes, assuming no one plays games with the tax code again or I don't finish my book and sell it this year.
$26,500.57 Total Retirement Balance
I guess it actually went down some Monday according to DH, but it all came back and left friends behind. I am glad we have made so much progress on building for retirement. We are so far behind, but we do need to get caught up as soon as we can manage it. That and save, save, save money.
In 6 days our retirement has gone up $766.99. I am really glad that at least so far the impeachment vote doesn't seem to have wrecked the stock market.
$25,934.99 Total Retirement
MIL gave us a check for $6000 and the Christmas bonus was deposited for $911.26. The bonus was $1300 before taxes. I really wish they did not tax bonuses at 25%. I mean, maybe if your bonus is in the 5 digits, or even mid to high 4 digits, but when it isn't even the amount of a paycheck? The government is irritating at times. I know we'll get a better tax refund due to them taking so much, but I'd really rather have it now and not when we get that back. I complain about this every year.
So plans for the money are to have DH get his crown, around $1000, and my chipped tooth repaired, around $300. Then we'll put $2000 into the Medical Fund. It is at a little over $1800 so this will give us enough money to cover the deductible and the out of pocket max between this and the FSA. We'll put $2000 into the Emergency Fund, save some of the money for our romantic getaway in March for our 25th wedding anniversary, and order a few things I have been putting off.
Then since we won't have to be paying anything into the Medical Fund for next year after this coming payday, we will take the money that we were paying into that to pay on debt. DH and I have an agreement that we won't use money from his mom to pay the debt to my mom. That's not what it is for and it is not why she gave it to us. She wants us to use it for medical, for vacation, and to beef our EF back up.
I'm not sure where we are going yet for our trip, maybe the same place as in September, but it won't be far from home. I think we will just buy some really good food to take with us and a good skillet (can't trust what is in the rentals to not be warped). I am thinking some ribeye steaks, some crab or shrimp or lobster, potatoes, and good vegetables for dinners, bacon, toast, and eggs for breakfasts, and sandwich fixings or burgers for lunches. We both like my cooking better than restaurants and DH helps with the chopping and peeling for dinner and makes breakfast so it doesn't all fall on me.
I am very relieved to get this money, though. It takes a lot of the stress for next year away in one fell swoop.
Retirement has popped up a lot over the last couple of days, but after the vote last night, I am waiting to see what the stock market does when I get up in the morning before I update it. I just hope it doesn't put us back under $25K, though it was almost to $26K today before the vote.
I am so excited to have retirement hit $25K. It has been a rollercoaster month so the fact that it got here despite all the garbage that is going on in government this week is amazing.
$25,157.60 Total Retirement
My next happy dance moment will be when the IRA hits $10K on its own. Since we don't contribute to that one at all, it may take a while, but we'll get there.
$24,737.56 Total Retirement
$262.44 let to hit $25K.