$327.46 Tithe
_400.00 Utilities
_400.00 Grocery Envelope
_400.00 Medical Fund
__75.00 Household Envelope
_280.00 Chiropractor Monthly Family Plan
_111.08 Internet
__36.00 Garbage
_100.00 Car Insurance Fund
__50.00 Car Maintenance Envelope
_100.00 Gas Money
_100.00 Blow Money Adults
_120.00 Allowances Kids
_600.00 Citi
_100.00 Clothing Fund
------------
3199.54 Total Money Out

$327.36 Tithe
$400.00 Grocery Envelope
$400.00 Medical Fund
__75.00 Household Envelope
$100.00 Car Insurance Fund
$372.41 Autopays
$148.75 Citi Card
__61.75 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Blow Money Adults
_120.00 Allowances Kids
--------------
3244.56 Total Money Out

There is a little money left from the paycheck, but I intend to use it to buy DD some flip flops.

$327.41 Tithe
_400.00 Utilities
_400.00 Grocery Envelope
_389.51 Citi
__75.00 Household Envelope
_280.00 Monthly Family Chiropractor Plan
_111.08 Internet
__36.00 Garbage Fund
__50.00 Car Maintenance Envelope
_100.00 Gas Money Envelope
_100.00 Adults Blow Money
_120.00 Allowances Kids
__65.00 Fishing License
_800.00 Monster Mom Loan
-----------
$3254.00 Total Money Out

We blew it this month on the credit card. Badly. I did manage to pay it off with no interest, but our spending was just out of control. I bought clothes for the kids, 2 pairs of shoes for DD (she's been wearing slippers and flip flops because her feet were too swollen and we had to find her extra extra wide shoes which cost a lot), 1 pair of shoes and a lightweight sweatshirt for me, a new pressure washer because the old one died (we did get a refund from Lowe's, but it wasn't enough for a new one since the last one was bought on winter clearance), too many takeout meals when I threw out my back and couldn't cook, the primer, paint, wood, and screws for the new garden bed, my medical bills (which exceeded how much we had in the medical fund) since we hadn't hit the family out of pocket max yet (I think we have now), and then I purchased some things that are being discontinued at Thrive Life like butter powder and honey crystals.

Next month will be pretty spendy, too, (already spent, just is on the next statement) so I doubt I will make any extra loan payments, just the main one. Ugh. I've got to get this back under control. You know, this is why Dave Ramsey says to get rid of all your credit cards, not keep just one. *sighs* I will try to get it out of the budget and not touch the EF, but that may not be possible.

$357.89 Tithe
_400.00 Grocery Envelope
_500.00 Medical Fund
__75.00 Household Envelope
_100.00 Blow Money Adults
_105.00 Allowances Kids
1806.96 Citi
----------------
3344.85 Total Money Out

We had an additional $220 from MIL that we added into the budget for this two week pay cycle. It was reimbursement stuff so wasn't added into the tithe. But it does throw the numbers off a little bit, so I had to make a note of it on my budget spreadsheet. I always try to do that when this sort of thing comes up.

$327.36 Tithe
_400.00 Grocery Envelope
_300.00 Medical Fund
__75.00 Household Envelope
1000.00 Citi (Autopays and a lot of crap we shouldn't have bought last month)
__61.74 Life Insurance DH
__60.46 Life Insurance Me
__50.00 Blow Money Adults
1000.00 Monster Mom Loan Payment
_120.00 Allowaces Kids
_125.75 License plate tabs for the van
---------
3520.31 Total Money Out

$327.36 Tithe
_400.00 Utilities
_400.00 Grocery Envelope
_500.00 Medical Fund
__75.00 Household Envelope
_280.00 Monthly Family Chiropractic Plan
_108.91 Internet
__36.00 Garbage Fund
_100.00 Car Insurance Fund
__50.00 Car Maintenance Envelope
_100.00 Gas Money
_100.00 Blow Money Adults
_120.00 Allowances Kids
_200.00 Clothing Envelope
__81.00 Truck License Tabs
_395.00 Credit Card
---------------
3273.27 Total Money Out

$327.36 Tithe
_400.00 Grocery Envelope
_400.00 Medical Fund
__75.00 Household Envelope
_441.41 Autopays (Citi)
_721.87 Additional Medical (Citi)
__61.74 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Blow Money Adults
_500.00 Monster Mom Loan
__70.00 Allowances Kids
----------
3157.84 Total Money Out

I raised the grocery budget this week just because we are going down to the farm on Saturday and I will be buying ground beef and bacon. I may not have actually needed to do that as I won't be buying much meat this week otherwise, but if I don't spend it I will put it back in the checking account.

I also bumped the medical fund up to $500 as we had a bill come in that we were starting to think would never arrive. It was from October. I don't think I will need to repeat that next payday, though.

$327.36 Tithe
_400.00 Utilities
_500.00 Grocery Envelope
_500.00 Medical Fund
__75.00 Household Fund
_108.91 Internet
__36.00 Garbage Fund (every 2 month bill)
_100.00 Car Insurance Fund
__50.00 Car Maintenance Envelope
_100.00 Gas Money
_100.00 Blow Money Adults
_105.00 Allowances
_100.00 Clothing Envelope
_100.00 Computer Fund
_500.00 Monster Mom Loan Payment
-----------
3102.27 Total Money Out

$268.74 Tithe
_400.00 Grocery Envelope
__75.00 Household Envelope
_900.00 Dental Crown
__61.74 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Blow Money Adults
_120.00 Allowances
_500.00 Monster Mom Loan Payment
-----------
2485.94 Total Money Out

Been a while since I felt well enough to do one of these, but things are improving with the rheumatoid arthritis this week after about three weeks in full inflamation mode and I am typing with relative ease again, which is why I've been posting this week at all.

We had some overtime this week, 10 hours. All of it went to DH's crown, because it turns out our dental insurance didn't cover any of it, even though it said it would when they did the preauthorization. DH is going to talk to HR at work, because the plan they say they have they don't. So that means we have to come up with another $700 or so out of pocket.

I was able to put $600 into the medical fund instead of the usual $400 this payday, but that means that all of that will have to go towards the crown. Fortunately with this deposit there is $961 in the medical fund. We won't have the breathing room I had hoped for, but we will be able to pay for the rest of the crown.

I have done the budget for December and I am including the extra paycheck for November 30th onto that budget and not the November budget, since it is paying for December things. So on 11/30 I can put $400 into the medical fund and on 12/14 I can put in $700, and on 12/28 I can put in $900.

DS has a sleep study on November 26th (at least if they don't reschedule again) and I am not sure how much that will cost us. The family deductible is $2000 and DD has met $1000 of it (her limit), and I know I have met some of it. I think maybe $500. I know DD has met her out of pocket max, but I think that has a per person as well as a per family, too.

So I don't know for sure whether or not we will have any money left for next year's deductible. That $1500 for the crown instead of $750 is blowing us out of the water. Plus DH wants to get new glasses. He's more than due. At least the vision is decent, but it'll still be around $200. He's getting cheap frames no matter what. Nothing fancy. He's already cost us too much medical money with that crown, even if half of it had been covered.

Here's what went out today:

$319.93 Tithe
_400.00 Grocery Envelope
_600.00 Medical Fund
__75.00 Household Envelope
_596.31 DH's Crown (plus additional from last payday)
__61.74 DH Life Insurance
__60.46 Me Life Insurance
_100.00 Blow Money Adults
_120.00 Allowances
_100.00 Clothing Envelope
_100.00 Christmas Envelope
_172.84 Computer Fund
----------------
3051.38 Total Money Out

DH purchased his new computer online today, so the computer fund is now wiped out. I'll start over in December, but I think at only at $50 a month. We were doing $100 because DH's was on it's last legs and it really felt like a race to the finish line on whether or not it would last until we had the money. His was five years old.

We all have newish computers now. Mine is the oldest at barely two years old and it is still in excellent shape, so there is no urgency to build the fund back up. Still, I want to have something going in there, and it is possible a phone could go and have to be replaced, though it is doubtful. I don't think any of them are a year old yet. Maybe mine. But it is serviceable. Who knows what the status of my computer will be in another year and having the money sitting there to replace it if it goes kaput is always the better option.