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Archive for February, 2020

Retirement Update

February 22nd, 2020 at 03:41 am

$19,108.94 401K
+10,021.12 IRA
$29,130.06 Total Retirement

$30K is so close I can taste it.

Payday Report 2/21/20

February 22nd, 2020 at 03:15 am

I had money left from the previous pay period, so $285.55 of what is paid out here is from there. There was no overtime on this pay check, between DH helping take care of Mom and getting sick. There will be on the next one.

$318.53 Tithe
_400.00 Grocery Envelope
__50.00 Household Envelope
1285.55 Citi
__61.74 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Adult Spending Money
_120.00 Kids' Allowances
__50.00 Car Maintenance Fund
3446.28 Total Money Out

Monster Mom Loan Payment

February 22nd, 2020 at 03:06 am

I was still able to make a $1000 payment this payday despite blowing out the takeout budget. I just didn't add anything to the clothing envelope or the laptop envelope this payday. That means we have paid of $2000 this month.

$6000.00 Balance Forward
-1000.00 Payment Made
$5000.00 New Balance

Emergency Fund Update

February 22nd, 2020 at 03:03 am

There was $18 left in the grocery envelope when I re-funded it today, so I transferred that to the Emergency Fund.

$4346.77 Balance Forward
___18.00 Amount Added
$4364.77 New Balance

Financial To Do List and Regular to Do List

February 20th, 2020 at 10:26 pm

These are my to do lists for the next couple weeks. I will likely get all of the financial ones done this week and hold off on the more physical activities until next week. I am finally able to drive today to go to the doctor. I still have a full head and runny nose and exhaustion, but the worst from having the flu is behind me. I spent a good ten days in bed. That was the worst flu I've ever had and I am behind on everything.

1. Get ready for taxes
--gather my Youtube/Google income for DH
--gather my hobby income for DH
--gather my Thrive income for DH
--gather the interest income for DH
--gather the charitable donations paperwork for DH

2. Medical Fund Bank Account Spreadsheet
--Bring up to Date
--Balance against bank account

3. FSA
--get proper receipts to submit for the orthotics

4. Prepare the March Budget Spreadsheet

5. Reminder second half of vacation payment is due March 2


1. Grocery List
--go through flyers to check sales
--check online for digital coupons
--make meal plan
--make list

2. Go through onion storage and throw out any bad ones

3. Go through squash storage and throw out any bad ones

4. Check potatoes for sprouts or bad spots
--throw out bad ones
--set aside sprouted ones for quick use

5. Garage Chest Freezer Inventory


February 18th, 2020 at 04:14 am

My sister is still not doing well. Continued prayers would be appreciated. She needs to have surgery, but her doctor wasn't in today due to it being a holiday. It is something she has been putting off because she doesn't have medical insurance. This is going to be rough for her.

I was able to get out of bed today, but am still very much under the weather. I still can't drive because my head spins. DD is about a day behind me. DH and DS seem to be getting better faster than us, they always do, but are still pretty bad off. So far my Mom has not caught it.

Sister is spending the night here tonight so she isn't alone and so DH can take her back to the ER if she needs to go. I hope she doesn't catch this. That's the last thing she needs right now.

We have blown our takeout budget out of the water this week, but no one feels good enough to cook, so we won't be paying off as much to Mom, but so be it. We have gotten a lot of egg flower (drop) soup. Nice hot broth with protein and no gluten. I think I could live on it for another week, but I am hoping I will feel up to making dinner starting tomorrow. Who knows, though?

Prayer Request

February 16th, 2020 at 07:00 am

Please pray for my eldest sister. My husband is taking her into the ER.

I Made it to Half a Century...

February 12th, 2020 at 09:10 pm

...but I woke up with this awful chest cough that set in in the middle of the night. Guess DH and I won't be going out to celebrate after all. But I bought ribeyes a couple of days ago on sale, and DS will cook them, throw baked potatoes in the instant pot, and open a can of green beans to nuke, so I will still get my dinner cooked by someone else, which is all I really wanted. I might have to eat it in bed, but so be it. And DS is making these really good gluten free brownies instead of cake.

Today Things Were Easier (For Me Anyway)

February 12th, 2020 at 03:59 am

Things are going a lot better with my mom today. I am hoping that means the end of all the horrible, emotionally and physically exhausting days! She apologized for being so cranky and for taking me for granted. That was nice to hear, but honestly I am so used to it now I simply vent here and move on.

I took DD to physical therapy and then I went to take a three page approval thing my insurance needs to my rheumatologist's office to have them fill out and fax in, but no one was there. There was an open sign on the door and it was office hours, but the office was dark and locked. I'll call tomorrow and make sure someone is there.

Then I went over to the foot and ankle clinic which is just across the parking lot to try to get an itemized receipt for the down payment for the orthotics that the FSA wanted (it had one thing missing from the receipt I had), but the bookkeeper had just stepped out, so the receptionist left a detailed note and she was to print it out when she came back so that I could have it in the morning. So that's another trip to the two doctor's offices tomorrow, but I have nothing else on the agenda.

DD had a very tough time at PT today. The pool has a limit of four people in it at once and she had a scheduled therapy session, but they also have drop in hours for people who have finished therapy but pay an extra fee each month to come in, but they have to get out if a session is scheduled and it is overlimit. Well, at one point there were seven other people in the pool (all women between 60 and 80, they actually said their ages in the course of their conversation) besides DD and her assistant therapist. She was getting crowded back into a corner even though she was on one of the underwater treadmills. She came close to having a panic attack. She has a hard time speaking up for herself due to her panic disorder.

I guess the therapist didn't speak up at all to tell the extra women to get out of the pool, either. My daughter had a hard time even hearing because the other women were being so loud. The therapist did tell them to get back a couple of times, but they crowded in again. DD felt cornered. According to DD they were making statements that were racist, homophobic, transphobic, as well as nasty talk about young people and entitlement while shooting dirty looks at her (they really didn't like having to move for a young person), and vicious political talk (not sure which side, don't care) all at top volume. DD has a very short haircut (her hair actually hurts her when it is over an inch long) and a very androgynous appearance due to her body type and the swollen steroid face so I am sure they were making assumptions. It has happened on more occasions than I can count and she has been mistaken for a boy wearing girl's clothes as well.

It was inappropriate talk for where they were. As much as I support freedom of speech there is a time and a place to show your nastiness and a medical facility where people are in pain is not that place. You need to be conscious of other people, especially in a place that echoes every word said like the pool area. I seriously can't believe people talk that way in public. What happened to kindness and behaving yourself in public?

When she came out and told me about it on the way home, I called and reported it. I didn't act mad, just wanted them to know what had happened. I'm not usually one to rock the boat, but I will stand up for myself and my kids strongly in situations like this. The woman I reported it to said I should also call the head of the physical therapy department and tell him everything I told her and that what happened to her today was not okay. I left a voice mail and supposedly I should hear back tomorrow. We'll see.

Hopefully they have a way of tracking the women. I'm sure there is a sign in sheet or check in or something. Then they can talk to them and tell them not to act that way there in the future. Whether they will listen or not is up to them, but I do believe they should at least be spoken to. If I had been there, I would have said something directly. More importantly, I hope it will at least result in an enforcement of the pool limit. If there had only been the two other people in there with them like there was supposed to be, I don't think they would have gotten so out of hand.

Rough Week Catch Up

February 11th, 2020 at 06:53 am

It has been a rough week. Mom had her surgery last Tuesday and they sent her home Wednesday night. It was far too early for them to send her home. Not only was she incoherent, she was combative, and couldn't walk without starting to fall over. I about yanked my shoulder out of the socket catching her from falling.

Unfortunately they did not take me seriously at the hospital the night before when I told them how bad it would be if they sent her home early. If there is a next time I am going to the pre-op appointment and making it very clear that this is not okay. This has happened every time, it is just a little better if she is in the hospital those first three days.

She was also trying to manipulate everyone into giving her too many pills. Not the painkillers, but her diazepam (which is Valium). She took 6 in one day by getting my husband and son to give her two (that's her dose) when I had already given her two. She was beyond incoherent that day. I instituted a write down everything time and date pad so that can't happen again. I had asked DH to do that from the start, but he had not (I was still in massive pain, so didn't do it myself at that point).

She did not regain her ability to speak in complete sentences until yesterday. She's still a little slow, but at least now she is making sense most of the time, about 80 percent, which is where she normally is nowadays. She was able to walk without help on Saturday.

DH did take off Thursday and Friday, but he had to go back to work today. There is overtime being offered again this week (he couldn't get any last week because of helping me with Mom and needing take sick leave). It wasn't an easy day as she wanted a shower, which took an hour to do, but she was very cooperative. It is just hard to give a shower to someone else, even with a bench seat and a detachable sprayer. Easier than without one. She needed it though. It had been a week (she had to wait that long).

She still isn't wanting to eat much, but I got her to eat Jello (3 times) and a cheeseburger (she had some frozen) and some milk. Not the best of nutrition, but it is better than nothing.

I am starting to feel better now that I had an Embrel shot again. It was getting really bad with the pain without it. If I had any doubt it was helping before this, it is totally gone now. Things still aren't worked out completely with my shots, but on Thursday the doctor gave me two shots to take home, so I took one that day and I have one more, and if it takes longer than that to get my prescription moving, than I can get more. According to my doctor, everything has been approved with the new insurance since last week, but I have not heard anything from the pharmacy yet about the shot.

DH is going to see if he can't move things along for me as I don't have time to be on the phone right now between taking care of Mom and shuttling DD to appointments. I can get more samples if I need to, but I sure wish they would have told me that before I went 4 weeks without.

I am still not sure if we will be able to leave Mom long enough on Wednesday for DH and me to go out for my birthday, but I hope so. I so need to get away for a couple of hours and just not have to focus on anyone else.

Retirement Update

February 11th, 2020 at 05:07 am

Well, the last two weeks were a bit of a whirlwind of downs followed by ups. While the IRA dipped down to around $9200, it has more than recovered. The 401K never dipped to the point of a loss, but it mostly held even due to contributions until this week when it went up again. All in all, we are up $1273.21 since January 14th, with $440 being contributions from us and $440 being contributions from work. So almost $400 up.

$18,463.14 401K
+10,036.12 IRA
$28,499.26 Total Retirement

Emergency Fund Update

February 8th, 2020 at 09:44 pm

I forgot to post this yesterday, but there was $40 left in the grocery envelope when I refilled it on Friday, and I had enough nickles for a roll in my coin jar, so I deposited that $42.00 into the Emergency Fund.

$4304.77 Balance Forward
+__42.00 Amount Added
$4346.77 New Balance

Payday Report for 2/7/20

February 8th, 2020 at 04:38 am

There was 19 hours of overtime on DH's paycheck this pay period, which was an additional $1070.87 over the new normal pay period. Part of the $800 to Citi was the initial payment and deposit for our vacation in March. Some of it was the new baking supplies and the induction skillets and sauté pan and gluten free flours, a sweatshirt and dress for my DD, a dress and a pair of boots for my birthday, etc.

$425.72 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
_100.00 Household Envelope
_280.00 Family Chiropractor Monthly Plan
_111.08 Internet
__36.00 Garbage
_100.00 Car Insurance Fund
_100.00 Gas Money
_100.00 Blow Money Adults
__90.00 Allowances Kids
1000.00 Monster Mom Loan
_800.00 Citi
_100.00 Gift Fund
4142.80 Total Money Out

Monster Mom Loan Payment

February 8th, 2020 at 02:57 am

$7000.00 Balance Forward
-1000.00 Payment Made
$6000.00 New Balance

Mom's Surgery and Other Stuff

February 5th, 2020 at 06:01 am

Mom made it through surgery with flying colors as she always does. I went up and saw her for about half an hour and she was eating and alert. I didn't stay longer, though, because she was very tired. She wasn't in any pain because the nerve block hadn't worn off yet. I'm sure tomorrow will be a lot harder.

It snowed today for about 4 hours. Ugh. Now it is sleeting though, so I am sure it will be gone by morning. At least I hope so.

I made it about halfway through the SOTU speech, but will save the rest for tomorrow. I'm going to hit the bed early tonight. I've never actually listened to one of these before for any president. Dude can talk. Watched a bit of the senate today, too. Dudes can talk. Lots of talk, talk, talk.

The last week was hard on retirement, but the IRA has almost completely rebounded this week and I'm still ahead on the 401K, so the total balance is still higher than it was the last time I reported in, but I probably won't put the balance until after the addition of payday, which is Friday, so won't see it hit until Monday. I hope it keeps going back up.

I need to get bread baked tomorrow. And maybe hamburger buns, too. I also have to take DD to the neurologist. It's just for her 3 month migraine check. Her meds aren't quite cutting it, so we may have to adjust. One of these days we'll get it right. We have a lot of appointments this week and Mom will be coming home during some point. DH is working late again tonight. It's 10 p.m. and he is still there. He doesn't want to take more sick leave than he has to.

Meal Planning for the Week

February 4th, 2020 at 04:56 am

Although below is my plan for the week, with Mom's surgery and us unsure what day she is coming home for sure, things may get swapped around so that an easier meal is made that day. And there is the very real possibility that exhaustion may lead to one or two nights of take out. I hope not, though, because I feel much better when I cook myself. We do have two gluten free options for restaurants, though, so at least there is that.

I am trying to find other restaurants that have good options, too. I mean I know that any place that serves, steak, baked potato, and a veg is okay, but that gets pricey when feeding four people. We do have a gluten free burger place (beef, chicken, or turkey), although they do serve wheat buns as well, and a Polynesian place that does not use wheat flour. But I hope to avoid that. I am going to need as much nutrition as possible while taking on my mom's care. Plus it is always cheaper.

Chicken Rotini Alfredo (brown rice rotini)
Green Beans

Five Spice Chicken Stir-fry with broccoli, carrots, celery, and onions

Gluten Free Pancakes

Beef Chuck Roast
Baked Potatoes

Black Pepper Chicken (onions, celery)
Home Canned Pears

Gluten Free Pizza
Canned pineapple

Baked Potatoes
Green Beans
Home Canned Nectarines

Glad January is Over

February 3rd, 2020 at 05:58 am

January was a tough month and I am happy to see the back of it. I still don't have my Embrel shots coming because of the doctor's office dropping the ball, so I've had a lot of pain for the month of Jan. I lost 12 pounds, I had a nasty stomach virus and a nasty sinus infection, not at the same time, went off gluten, and I tried to do an eat from the pantry challenge and mostly succeeded. I did buy a few things, but most of the money I saved went into buying bulk meat for the freezer, $3.49/lb chuck roast and $1.99/lb boneless skinless chicken thighs. Tonight we are getting takeout for the first time in ages.

My mom's surgery is on the fourth and we are hoping they will keep her in the hospital until Friday, but she might be coming home sooner than that. DH is taking some sick leave, but the bulk of taking care of Mom will still fall on me and my son. This should be her last surgery. I did locate my power of attorney, her living will, and the actual will a couple of weeks ago, so I have all the paperwork I need should something go wrong. She also added me to her bank account so I can do that if needed.

I am not looking forward to February either, although I will have some time off on the 12th as DH and I are going out to dinner for my 50th birthday. I really wish I was on my shot. This is just going to be such an overwhelming time for me and to have it be in pain because I don't have my meds is just stressing me out.

We've got our vacation set up for mid-March for our 25th wedding anniversary now and I will likely need it very much after caring for Mom and shuttling her around everywhere. She will be allowed to drive by then so will be able to do for herself again at that point.

I know I just need to take a deep breath and calm down and make sure that whatever I do during this month that I make an effort to do my exercises, try to find time to destress, and continue to eat as healthy as I can. Oh, and get good sleep. Last time my mom had surgery it ended up with me falling off the good eating wagon and I gained back all the weight I had lost. I do not want that to happen again. I worked hard to be here and I want to keep seeing the scale going down. It's going to take a lot of focus. Hopefully I can maintain that.

Interest to EF

February 3rd, 2020 at 03:47 am

$4301.11 Balance Forward
+___3.66 Interest Added
$4304.77 New Balance