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November 5th, 2022 at 01:01 am
Yesterday, that is. I put my nose to the grindstone, but I got it done. 10 a.m. until 8:30 p.m. So I have 13 quarts and 6 pints of canned chicken. One of my quart jars broke in the canner. It was one of my grandmother's jars from 1949, so it lasted a long time. Two bad it took 2 pounds of chicken with it. I think I'm going to go through and weed those jars out and use them for dry food storage. There aren't many left, but I don't want to take that risk.
While I was canning those I had two Instant Pots filled with bones, water, and seasonings, making chicken bone broth. Pressure cooking for two hours is the equivalent of simmering on the stove for 24 hours or more, only you don't have to worry about evaporation and adding more water, just a bit of steam that comes out at the end. I didn't get as much as I should have because my son wasn't paying attention when I asked him to fill them up to the max line and instead he just covered the bones, which is what we do when we make a whole chicken, but not what I do when making broth, which he's never done. I should have checked, but I was so busy with other stuff, I didn't. Not really his fault. I know he has ADHD and was having a no focus day.
I still got a good amount of broth at 8 pint and a half jars and 8 pint jars, but I could have had almost double that. I have enough bones to fill both Instant Pots again, so will be doing that and canning it tomorrow. I was too wiped to do anything today. I went to bed at 10:30 and slept until 11:07 this moring, waking up once at 6:30. I was exhausted.
I did manage to get some of the dishes done. I had to soak 8 cups, though. I am not happy about that. They all had milk residue in the bottoms so I know it was one of the menfolk. Time for the rinse out your glass lecture. It can never be the womenfolk since we don't drink milk outright and only consume it in stew, gravy, or loaded baked potato soup, and I've switched to using broth as much as possible instead of milk in the first two.
And I'm up for making a real dinner tonight, even though I am pretty sore from canning. We've been going through my freezer dinners at breakneck speed. I'm pretty sick of baked pastas and baked casseroles and rice under enchiladas, etc. Today is just chicken, mashed potatoes (and gravy for those who want it, i.e. not me) and green beans. Simple, but really good.
Broth canning isn't near as time consuming as chicken canning, so tonight I will thaw out a bunch of ground meat and tomorrow while it is in the canner I will throw together some meatloaves and some meatballs for the freezer. I've been craving spaghetti, though, so I'll save out some meatballs for dinner either tomorrow or the next night. Depends on how early I get the canner going, because if the stove is full I won't be able to cook spaghetti.
I found out that a restuarant supply store currently has chicken breast on sale for a box at $76, works out to $1.90 a pound. I don't usually buy chicken breast, but I am out nearly out of the last batch of ground chicken I made, so I can grind it. I am not up for deboning anything again anytime soon. I just mix it in with my meatloaf and meatballs along with sausage and hamburger which have enough fat in them to counter the dryness of chicken breasts.
I can also make up my version of hamburger tater tot casserole, only I use homemade hashbrowns instead. I have a lot of hamburger left from our steer and I want to buy another one in June or July, so we really need to be using it up, not just because we have it, but because we need the space in the chest freezer. I can work tacos back into the rotation. I can also can hamburger. We haven't eaten very much pork from our half a hog either, so I need to work that into the rotation.
It's been forever since I made up a meal plan, just because we were eating takeout for so long and then freezer meals and crockpot meals that were basically pour and dumps, so I didn't have to think about real cooking. But since I am finally well and truly well after the broad spectrum "if you stay on it too long it can kill you and also burst your achilles tendons," antibiotic, I should get back to real meal planning, especially before I make my Winco run and go to the restaurant supply store.
I also need to go through my canning jars tonight and see what I have left. I keep taking my jars up to the kitchen and telling Mom they are for me to use the next day and then she keeps using them, so I will keep them down here until right before I can tomorrow. I don't want to run out of jars and have to buy more, especially with my wide mouth pints. She only has regular mouth pints, but when she runs out she takes mine. Oh, well, you can't argue with a stubborn 83-year-old. Or it's not worth it anyway.
I'm off to gather my jars, have dinner, meal plan and freezer meal plan and then tomorrow shop accordingly.
Emergency Living and Preperations
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November 2nd, 2022 at 11:42 pm
I know I haven't posted my payday report for last payday yet. I have it on the agenday. This is more of a brain dump, rant, food prepping/canning to save money in the long run, sort of thing.
I went through the grocery ads online this morning. I can't really do them with the paper in my hands anymore, becaues the mail delivery has gotten so bad that for an ad cycle that starts today, I have gotten them as late as next Monday, but it is usually Friday or Saturday. They should be coming in the mail on Tuesdays. I guess if they didn't have 20 pounds of straight to the recycle bin politician flyers to deliver for the past few months, not to mention Christmas catalogs no one ordered, maybe we'd get the rest of our stuff on time.
They didn't even deliver the mail on Thursday. I know because Mom put out a letter to be deliverd on Wednesday night with the little flag up and the flag was still up at 9:00 p.m. and our letter was still in there to be picked up. Then on Thursday we put the letter back out in the box and when it still hadn't been picked up by 6:30 p.m. took it back out and the mail showed up at 7:00 p.m. That was annoying. We didn't get any mail on Friday or Saturday and none picked up, so they are obviously not coming to even look if the flag is up for outgoing mail.
We ended up taking our letter to the post office on Monday, since we can't rely on our carrier. Our mail is supposed to be delivered by 2:00 p.m. according to the delivery schedule and has been up until September when it started fluctuating wildly. I put in a polite, but formal complaint, too. It should not take me that many days to try to mail a letter, it shouldn't take that may days to get the grocery ads, and I'm not sure we're getting all of our regular mail, either. I haven't got my statements from my one credit union that only does snail mail twice this year and Mom has had the water bill go missing once and the garbage bill twice. So I mentioned that, too. You hear about carriers just tossing mail when they don't want to deliver it. I wish they'd toss the political flyers, not the real mail.
Anyway, back to the grocery ads, there weren't a lot of good sales. I guess after two good weeks of sales I wasn't expecting much. There were a couple of buy one get ones where they don't tell you the price. I don't pay attention to those, since they are usually full price, they just jack up the price of the first one so it covers the price of the second. And I'm not going to make an extra trip to the store on the off chance I am wrong for a meat that I am iffy about to begin with.
So while that store did have a good salmon sale, it was for Atlantic salmon, which no, not when I live on the Pacific and that is so much better. And a decent t-bone steak sale, but not when I have very good sirloin sale steak in my freezer. There are decent produce items on sale, but I'm not sure it was enough to being me in. They had good pork items, but since I have half a hog in the freezer we have barely made a dent in, there is no point in that. So the main 3 stores are just meh this week. I'll have to buy produce somehwhere, but that's all I need to buy.
Which means I'll be going to Winco. I've been wanting to make it over there anyway, since I want to stock up on canned green beans and get 40 pounds of Roma tomatoes to make spaghetti sauce to can. If they don't have 40 pounds available I will take 20. I can get 20 more from another store if I have to. I also want to get some fresh peppers to make some chili this week and they have the biggest choice in peppers, and some cilantro. And they have bulk herbs and spices and wild rice blends. And everything is just so much cheaper there with that kind of stuff.
I plan to go to TJ's as well, to see if they have turkeys yet. No one is advertising turkeys and the one place I did see mention of it was with one store saying to order your turkeys now. This would be a store that normally would be doing one of those things where if you spend $150 you'd get a free turkey by now. So I'll look this weekend if they don't have turkeys. I'll probably switch to one of the back up plans, either the Cornish game hen plan or the duck plan.
Yesterday was the last day of the .99/lb sale for chicken thighs. It'd been selling out every day like crazy so every day we've gone it has already been wiped out by 9:00 a.m. Mom got there at 7:30 a.m. when they opened yesterday and was finally able to get what I needed, which was 40 pounds or 8 value packs. I figured I'd lose at least 5 pounds to skinning and deboning. It filled 3 gallon sized Ziploc baggies, so maybe more than that. At least I can use that to make bone broth.
It wasn't as bad with the chuck roast last week, which they at least had until 5:30, before they sold out, but .99/lb chicken is way easier to stock up on for some budgets than $3.99/lb chuck roast. The butcher says people are really worried about the gas shortages and whether or not truckers will even be able to haul food next week the way things are going, so they are stocking up like crazy. They are worried about even having fuel for their own gas stations over on the east coast by the end of next week for their store brand. We are more protected here because of the refineries, but even so it'll come here eventually if things don't change soon. Crazy times.
I spent from 9:30 p.m. until 1:30 p.m. skinning and deboning and cutting up the chicken for canning. I ended up sleeping in, because I am on day 2 of caffiene withdrawal, but tomorrow I will get started on canning the chicken and getting a bag of bones in each Instant Pot. I'll have one more bag of bones to do after that, but I will have some beautiful broth when I finish. It should be 21 quarts or so, but I am not sure how I will actually divvy it up yet. I know I want some in pints and some in 24 oz and some in quarts, so we'll see how it goes. I might actually divide the bones up into four batches. I think there is enough and then I could have 28 quarts' worth, however I do it up.
Pints are great if you just want to pop one, warm it up and drink it. Doing that was great for me when I was so sick I couldn't eat. All I could do was drink and barely that. It got at least a little nutrition and hydration into me. The 24 oz size is what I use in a batch of homemade enchilada sauce. 1 quart is what I use to make soup or to make skillet lasagna or sometimes 2 if I make a double batch. Sometimes I will make my pasta in it if I am doing it in the Instant pot. It makes a fantastic macaroni.
I picked that cucumber finally and one green and one yellow zucchini. The plants aren't dead yet, we haven't had a frost. There are still a couple veggies growing really slowly. The green beans did die when it hit 37, but they aren't planted two feet off the ground. We are still having days in the 50's with a few sunny hours between rain showers, so I guess I won't give up on them until they give up on themselves.
Off on a Tangent,
Emergency Living and Preperations,
Towards Healthier Living
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October 7th, 2022 at 12:36 pm
My son checked on the internet provider for me a few days ago and they had a good deal come up if we put it on paperless autopay. It used to be they wanted it to come directly out of the bank account for that and I didn't want the cable company to have that, because it's like pulling teeth to get utilities and the like out of your bank account once they are in. But now they will let you do it on a credit card. They probably have for a while, but it doesn't say that until you get to the set up payment page. So we did that. We'll just add it in to the autopays line item on the budget.
Anyway, that dropped our montly internet bill from $122.23 to $86.43. That's a savings of $35.80 a month, or $429.60 a year. Not bad. Not a short time rate, either, a regular one. And our speed went up from 250 mbs to 350 mbs. I already notice a difference during peak times and am no longer getting those middle of the night drop offs when I am up with insomnia.
We also got mom to agree to drop her other internet service and just use ours instead since we got the new pod extenders so we have full internet range of the house now. It's silly for her to be paying for it separately. So that will lower her bills, too.
2 Comments »
September 1st, 2022 at 06:35 am
I have my harvest totals for onions and garlic. I did not lose any garlic to rot and it is now dried. I have 10.1 pounds of it. I am setting aside 4 heads of elephant garlic to replant. I only planted one last year, so I want to have a good amount to plant this year. That leaves me with 3 to use, one of which I had already used (but recorded the weight of). The ones I am using soon or did use had split their skins and would not store until planting time.
As for the Music garlic, I will replant half of that, which will be double what I planted last year. And I won't have to pay for any garlic to plant at all. I did have a couple head of garlic where the cloves split the skins as well, so those will get used up first. So anyway, next year I will spend $0 on the garlic I will plant. I don't remember what I paid this year, but it was far, far too much. But I figured it was a one time investment. Music is a hard variety to come by, but it is supposed to be the best, both in flavor and long-term storage.
I will dehydrate some of the garlic for making garlic powder as needed, but most of what I keep will be stored in a bag in a cool, dark cupboard. It will last quite a while. I don't fancy paying $1 for a head of garlic. If anything starts to sprout I will dice what's left up and dehydrate it.
As for the onions I got 50.3 pounds of a yellow keeping onions, 30.6 pounds of a red keeping onions, and 20.1 pounds of Walla Walls sweet onions. So a grand total of 101 pounds of onions. I lost one yellow keeping onion to rot, so didn't count it in the total weight. It was a small one and weighed .4 lb and was trying to grow a baby onion off its root system.
This year I spent $10.89 on 4 4 inch pots of itty bitty onion plants. Next year I'm going to order seed and grow my own onion plants. It won't be that much of a savings this year, but the packets will have enough for the following year as well, so that year will be free. And that way I can get the Candy sweet onions instead of the Walla Wallas. The Candys are better, even if the Walla Wallas are pretty darn good.
Our onions will take six weeks to dry, with a trim down to about one inch of stem at the 3 week mark and then I can bag up and store the two types of keeping onions and they should store for 6 to 8 months. As for the Walla Walla, they won't store for very long, maybe 2 or 3 months, so I will mostly cut those up into strips and dices and freeze them.
I will dehydrate some of the yellow keeping onions so that I can grind them up for powder as I need them. If any of the keeping onions start to sprout it will be time to cut them up and freeze or dehydrate them as well. I am just not going to pay $1.39/lb for yellow onions, $1.59/lb for red onions, and $1.79/lb for sweet onions, so I will not waste one scrap. Any sprout can go into broth.
I picked my first two tomatoes yesterday. Between them they weigh one pound. I am going to keep a running count. I will be using them with one of my sweet onions to make some pico de gallo tomorrow. I think I will have some of those little yellow ones that look like pears ripe tomorrow and maybe a couple of paste ones. They were pretty close today. And the green beans are sprouting. So we will get a crop. The garden isn't a complete fail this year, even though everything got in so late.
We will still save a lot of money on food. Especially when the potatoes are ready. Potato prices are getting outrageous. I think I may try to sneak in a carrot crop. It would be cutting it close, but I have coldframes. With the raised beds they would survive the November freezes. I'm definitely sowing some radishes. They'll be grown before the first frost.
This fall, after we harvest the potatoes and pull the dead plants and weeds out, we will rototill lime in and then cover it in black plastic so we don't have weeds growing in there for the rest of the fall and as soon as it warms up in the spring. I don't know for sure if we will plant potatoes there in the spring again or not, but I want the ground prepared if we do. If you do grow potatoes in the same place every year and you don't use lime you can get black scab on your potatoes.
I figure we will get at least 120 pounds of potatoes this year since we expanded our potato plot. That's still not enough potatoes to get us through the year, but I'll buy some extra to can and we'll get there. Buying direct from a local farmer who charges less than the stores is our saving grace there.
Next spring we will be able to pick up all the black plastic we laid down in late July or early August and everything will be dead under there. We will be able to rototill everything flat and get started on making a proper fence to keep the deer out of the garden and also build two more raised beds, possibly three, spring weather permitting.
Before summer's over we need to take the deck off the front of the house and clean off the back porch. Maybe even organize the garage, but that can't be done until the onions are done drying, because the drying racks are in the way of pretty much everything.
Emergency Living and Preperations,
Organize My Life,
Towards Healthier Living
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August 26th, 2022 at 08:50 am
Our hog half is finally ready to be picked up, so DH and I will be going down on Saturday to pick it up. DH was invited to go salmon fishing on Saturday, but he had to decline. It's a little bit of a bummer, but the only other option was to take time off from work to go and he is too slammed to do that.
I am thinking about making it a date for DH and myself and going to Outback for a meal. I miss Kookaburra wings so I would eat that, the veggies it comes with, some rye bread, and a sweet potato on the side. DH would probably get a steak. Or I could just buy some of that on sale steelhead trout, some sweet potatoes, some rye bread, and pick some zucchini from the garden and still not have spent as much as at Outback and feed four people instead of two. We will at least be in the car along for the 40 minute drive there and the 40 minute drive back.
DS and I will need to go through the freezers tomorrow and make things more compact and throw out anything with freezer burn and of course take out anything that needs to thaw out for dinners for the next few days, preferrably large things that take up a lot of space. It shouldn't require a ton of space, but I want to make sure enough is cleared. I don't think there will be much that is freezer burned, since we went through two of the three freezers a month ago.
I'll do a break down of the cuts I got, the final price, and the hanging weight once I know it all. I've paid for the meat, just waiting on the cut and wrap fee until I get there.
1 Comments »
May 10th, 2022 at 06:58 am
I haven't bought much in the way of clothes since before the pandemic and most of what I've bought since it started was underclothes. My daughter and I both were sorely in need of some new clothes, me so more than her. I've been sewing up a lot of seams. Woman Within has been having a 50% off on most items this week and today was the last day of the sale, so I bit the bullet and bought.
For myself I got 4 tank tops, 1 t-shirt, 1 blouse, 3 shorts with pockets, 1 sundress and 1 short-sleeved dress, and a swimsuit. I color coordinated the tops with the shorts, plus I have a black pair and a navy pair already that haven't worn out, so those will go with everything, too. DD got 5 t-shirts (she got tank tops last year and won't wear shorts), 1 dress, and 1 swim top, since her swim bottoms are still okay. Only her dress and my swimsuit were not on the 50% off sale. Shipping and handling and taxes brought the total to $644.48. Without those it was $543.31. I think we did fairly well for plus size clothing.
The swimsuit I have is fine for going in the hot tub or the ocean when I'm not around people except DH, but I always have to wear a shirt if I'm up close with people in a pool or lake because it's a bit low cut, as most suits with good bra support are, and that cuts down my mobility. But when you are having physical therapy in a swimming pool, and the male therapist is standing above you on the deck, it makes me uncomfortable.
I finally found a higher scoop neck suit that does not have crisscross straps in the back and still has a built in bra. I can't put on or take off crisscross straps or suits that fasten behind the neck due to the rheumatoid arthritis in my shoulders. I've looked for years for a suit like this. And as I get older I find my modesty has increased, so this will be my public suit and the other will be for private.
It will be nice to have some new dresses. My favorite dress has faded after so many years of washing, plus it is heavy weight for a sundress. It also has ties and again, because of my shoulders, I cannot tie behind my back anymore or untie it, either. So that puts me down to one wearable summer dress in my current size. I have no winter dresses, although I used to wear the faded one with a turtle neck or sweater and some leggings in the cold season. And the one is very loosy goosy so it will be easy to wear over my swimsuit and then to put on again after physical therapy.
It was a big spend and I still would like to get two more t-shirts, but I really couldn't find any styles or patterns I liked and I didn't want to get the same pattern on a t-shirt that I have on a tank top. It would bother my OCD. A lot. I am really glad to be getting some new things. I'm tired of the same four shirts and four tank tops I've had for years. Now I can interchange them with some fresh new colors and patterns.
I also took DD to the eye doctor to get new glasses and she found some with octagon-shaped frames. She was okay with the color, but she really liked another color that they come in that they didn't have at the store. It was too late to get a hold of the manufacturer to see if they had any green ones in stock, but he will call in the moring after he gets a hold of them. If the don't have the green ones, she will just get the champagne ones. I really hope they have the green ones. They are so pretty in comparison. They put the champagne ones on hold just in case.
The copay for the exam was $10 and the glasses will run $259 after insurance. I thought they would cost a lot more, so I was happily surprised.
2 Comments »
March 10th, 2022 at 12:31 am
I am almost well enough to get my third booster shot now. Actually I can't tell if I am still sick or if it is just allergies starting, because there has been pollen on my windshield for the past several days. I still feel really tired, but I'm functional. I have started taking my more serious antihistimine, though.
The last few days have been beautiful and in the 50's. There is still a chilly wind, though. It is nice even if it still isn't outdoors weather. I'm not sure what is causing all the pollen. The nearest daffodils are 4 blocks away and the forsythia haven't started yet. That basically leaves crocus and no one in the neighborhood but us has them and there are only a dozen blooming. Not enough to count for the pollen dump.
It looks like the guy who is going to do the mold abatement in the guys' bathroom and repaint it will start next week. He's also going to do the alcove of the back door area and the room Mom watches tv in that also houses my piano.
I've been holding steady on my weight because I haven't been focused on weight loss while sick. I also haven't been taking my cinzia, because I am not supposed to while ill. I think I can restart it on the weekend. I haven't really noticed any increased rheumatoid symptoms getting worse, but that may be because the weather is warming up.
I looked at all the grocery ads today and made up my shopping list. I haven't been inside a grocery store in a long time. DH has been doing the shopping, picking up little things here and there. But I need to do a bigger shop. Fred Meyer had the best ads this week, so that will be my main shop, but I think I will also go to Winco. They never have ads, but they always have the best produce and best produce prices. We've made it through all the potatoes we grew that weren't sprouted and it's the only place I know where I can get 20 lb bags of potatoes. We're lucky if we can find anything above 5 lbs anymore. Since potatoes are pretty much a staple of our diet I just want to buy the one big bag at a time.
We'll see how far my grocery dollars will stretch. I have been debating about raising my grocery budget by $100 every 2 weeks, but first I want to see if it is necessary. It'll really depend on the cost of chicken. Which I'll likely get at Winco, because they always have the cheapest chicken prices. They also have the turkey chorizo we like. Since chicken doesn't go on sale anymore, that's where I need to go. I don't need to buy pork except for a small ham. I don't need to buy beef or lamb. If I can find dark turkey parts (necks, wings, backs) either place for cheap, I'll buy those. They make the best broth. I might even go for chicken feet if I find them, because that is so much collagen for bone broth.
I have found the tomato strainer I want to buy and also the honey strainer. I won't use the honey strainer for honey, but it will help in the tomato sauce making department as well as in the bone broth making process, since it is fine enough to catch all the spices that I use in making it instead of having to use cheese cloth, which is harder to clean.
I have been debating on buying a 25 pound bag of hard red wheat berries. I have my own flour mill, and the wheat is from my state and non-gmo. This is the type of wheat berry that will make whole wheat flour. I might get a bag of hard white wheat, too, which is for white flour. Soft white wheat, if anyone cares, is for making pastry flour. Wheat berries last a lot longer than flour and these ones are sproutable, so if we wanted to grow it (which I don't) we could.
It's a little $2.24 a pound. 1 cup of wheat berries equals to cups of flour, so it would be like $1.12 a pound for flour. Which you cannot get anymore. Not to mention, we haven't been able to find whole wheat flour in months. So 50 lbs of flour per bag without taking up the room of 50 lbs of flour. I would have to figure out how to store it, though. I haven't been able to find food grade 5 gallon buckets in about a year. But I have found 1/2 gallon and gallon jars, so maybe I can store it in those.
I won't order until I know DH will be back to bring it in the house. DS has tweaked his back getting my mom up off the floor yesterday. Just what he needed, since he tweaked his back about six weeks ago. Mom's okay, but this is the second time in a week she has fallen. I'm trying to get her to go to the doctor, but she's refusing. I may have to pull out my medical power of attorney documents and force the issue if it keeps happening. We'll see.
Well, it's time to make dinner, so that wraps this up.
Emergency Living and Preperations,
Medical Issues and Spending,
Weight Loss and Exercise
1 Comments »
February 10th, 2021 at 04:13 am
Every year I make up a food preservation plan, which is an overarching pantry plan, really. I keep the previous year's plans so I can see what I planned before, what I actually achieved, and what I might want to do more or less of. This includes a canning plan, a dehydrating plan, a freezer plan, and a long-term staples plan. It's really quite in depth and when I make them up, I feel like I've got a really good handle on things for the coming year.
This year I will need to fill 1,316 jars, 626 quart jars, 28 pint and a half jars, 573 pint jars, and 89 pint and a half jars. I have around 750 reusable canning lids, but will need to buy more and maybe some metal ones if I can find them. I prefer metal ones for waterbath canning, but reusable for pressure canning. They are supposed to be back in stock now, but there was huge shortage during 2020 due to people growing and canning a lot more food because they were worried about food shortages. I think I have enough jars, but if I need to, I can store the culinary herbs, medicinal herbs, and teas I grow in take out soup containers or spaghetti sauce jars.
Knowing how much I want to do, helps me to plan how much of what I am going to plant in the garden, how much freezer space I will need, and how many mylar bags and food grade buckets I need to have on hand, and of course the aforementioned jars and lids.
All of this, if I can achieve it, should cut our grocery spending by half. That is assuming a good growing season and a good harvest year. It is worth it to me even though it is a lot of work. When you have to eat gluten free and you don't want a ton of processed food in your diet, and you prefer organic, you have to find other ways of doing things so you can actually afford all that.
In my case, it turns me into a prepper, at least with food. Not a crazy one, mind you, but like what our grandparents and great grandparents did, because they had to. I will be most comfortable, especially in these days of pandemic, to have a year's supply on hand. That is my ultimate goal. We have been building it back since the year we had to use it almost all up when DH was unemployed for 10 months.
Anyway, if you would like to see my 2021 Food Preservation Plan I made a video of it.
Text is https://www.youtube.com/watch?v=-iDcIjsSbTI and Link is https://www.youtube.com/watch?v=-iDcIjsSbTI
Maybe it will be helpful to anyone else who wants to build their own plan. Mine is for a family of four adults.
Towards Healthier Living
5 Comments »
January 21st, 2021 at 05:16 am
Today I had a dentist appointment. I had to have 4 bitewing x-rays, and then had a cleaning and an exam. Everything looks great, but there might be the start of a chip on one of the pointy bits of the tooth behind the incisor. So we'll have to watch. I wear a mouth guard, but I still grind my teeth like crazy. It mitigates the damage, but doesn't always stop it. Since there is a $50 deductible for the year, plus we have to pay for a portion of the bitewings, it ended up costing $88. This comes out of our FSA debit card, which we are free to use up to the full amount for the year and they deduct pre-tax from DH's paycheck every payday through the year.
After that I came straight home and got here about ten minutes before my son's follow up appointment with the doctor. Right now he is doing a blind study and ADHD meds. Unfortunately they put them all in dark purple capsules so you can't see through them. DS is allergic to dyes, so it is affecting him somewhat, regardless of whatever is in the capsule. He is having to live on dye free Waldryl and we have to monitor him closely for the rest of the study in case he starts to have suicidal thoughts or violent mood swings. The pills themselves, if he gets put on one, will be white.
It is so weird to see some of the issues arising from his past that had been cured by cutting artificial dyes and artificial sweetners out of his diet. I think he must be on the placebo this week, though. There is no increase in focus. If anything, he is more spacey than usual. And he's pacing a lot. At least the placebos and actual drugs are gluten free so he doesn't have to deal with that on top of everything else.
The eat from the pantry challenge is still going great. Tonight for dinner I made French Onion Chicken. I haven't made it in a long time, but it is still as amazing as the first time I made it. And while it is time-consuming, it is simple, and a lot of the wait time I was just on my computer so it went by pretty fast. It is definitely not a set it and forget it meal. But it was so yummy and I even dipped my broccoli in the broth, which added so much to it.
I did alter it slightly because I did not have Muenster or Gryere cheese. I used Jarlsberg, because that is what I had on hand. I thought I had Gryere and in a normal month I would have just sent DH to get some, but instead I made do. The Jarlsberg gave it a slightly different, but nice flavor.
I cut up some extra onion while I was at it so there is about one onion's worth of slices in the fridge ready for some recipe later in the week. I also had to shred the Jarlsberg for this recipe, so I went ahead and did a big brick of parmesan and a big wedge of Romano. They have been in the fridge for a long time, so it was nice to use what I had and put it in a more accessible form for meals in the upcoming weeks.
We did do a little bit of grocery spending, though. My husband got my daughter some Simply Cheetos and some Dietz and Watson deli ham and then 2 loaves of bread. We agreed at the start of the challenge that bread was one of things we were going to buy and that we would allow a couple things for my daugher post surgery, so the ham and the Simply Cheetos were for her. We've found that the Simply Cheetos quell her nausea.
The ham was just so she could get something easy without help from others if she woke up in the middle of the night and wanted to eat something. She wakes up when the pain meds wear off and then likes to eat a little something with the pain pills so she is not taking them on an empty stomach.
That came to $24.24 of grocery spending so far this month. I may end up spending another $25 this month, because we are out of oranges and I started the last head of lettuce and possibly milk. We still have half a gallon and we don't really drink milk, we just use it in things or on cereal. I really would like to be able to put $750 in the beef envelope out of a $800 monthly grocery budget. Even $700 would make me very happy.
Medical Issues and Spending
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August 14th, 2018 at 09:31 pm
I think I am really going to like this two week meal planning/shopping business. I just have to plan really well, but if we can stay out of the grocery store I can definitely see the savings adding up. I think next time I will do an even better job, but I am just happy I came under budget and will still be able to have some pretty delicious, varied, spectacular meals.
Teriyaki/BBQ chicken wings (Instant Pot)
Green beans (garden)
Spaghetti and Meatballs
Shrimp Scampi (Instant Pot)
Green Beans (garden)
Chicken Fettucine Alfredo (Instant Pot)
Bell Peppers and Onions
All cooked together in the Instant Pot
Beef Cross Rib Roast
Green Beans (garden)
Penne Pasta with Sausage, Tomatoes, and Zucchini
All cooked together in the Instant Pot
Fried Potatoes and Peppers
1 Comments »
July 11th, 2018 at 12:45 am
DD and I went mattress shopping today. We found a mattress and originally it was going to cost us $763, but we ended up getting it for $740, because the guy did not have any cash in the store. I had 10 $100 bills to pay for it and he asked if I had any other money. He asked if I had any twenties. Well, I had a twenty in my allowance envelope and I twenty in my household envelope so I told him I had two 20's. He didn't ask if I had any other money, which I did, but I wasn't going to volunteer it to see what he would do. So he ended up giving it to us for $740. Salesmen know that if you walk out of the store without buying they may not get you back in the door again.
He said usually he has cash in the store, but everyone who bought mattresses today paid in cash. He's so used to everyone paying by credit card or financing, that the small amount of cash he keeps on hand was wiped out. He even checked his wallet! It's his store so he can do that.
I wonder what he would have done if I hadn't had it. Maybe he would have knocked it down to $700. Maybe I should have hemmed and hawed, but I felt like $23 off was a nice discount already and I did have lower bills, even if I did have to rob another envelope. Now I will have to straighten that out, but I will have to break one of the $100's before I do.
We used some of the $5000 MIL gave us to make this purchase. DD has been having major back issues on the garbage bed she's been using. Hopefully the new bed will improve things. I know it did for me and for my son when we got new mattresses in the last couple of years.
We got a call from the endocrinologists office and they are getting DD in on the 24th of July. It was their first available emergency appointment and she's on a wait list for if someone cancels. Usually it takes 3 to 4 months to get into this guy, but after he looked at her test results he wanted to get her in quickly, hence the "emergency" appointment.
So even though no one has actually explained the test results to us yet, they are clearly significant. From what we were able to decipher online from our copy of the report, there is stuff wrong with her pituitary, her adrenals, and then of course the hypothyroidism. So two weeks and maybe she can start getting proper treatment for everything and maybe she can start functioning as a human being again.
Two weeks feels like a long time right now, but in medical time it is very fast. If I had gotten the message a little sooner we would have been able to get her in tomorrow, but between the time the front desk guy called and she called back it had been filled. Oh, well.
I have surgery on my toe tomorrow anyway. I am having the toenail root killed on the inside of my big toe because of all the reoccurring ingrown toenails I get. I've had one of the smaller ones done, and it destroys a small sliver of the nail bed so that the toenail just doesn't grow back along that part. It has worked wonders for the other toe. So I will likely be out of commission around here for a day or so and then be limping along for a few days before it is fine again. They do cut out the portion of the nail that has already grown, so that is why it'll mess me up for a bit.
Maybe tomorrow I'll give in and do take out. We have enough money right now to do so, I've just been holding on to it. If it is intentional spending I feel okay about it. It's the "I'm too tired or too lazy to cook," that is the problem. Not a planned for take out meal. We'll see how I feel once the lidocaine wears off.
Medical Issues and Spending
2 Comments »
May 27th, 2018 at 12:00 am
One of the things Amy Dazcyzan recommends in the Tightwad Gazette books is to make a price book. I have never done this and I really never considered doing it before today, but it would have really come in handy these last two weeks when making up the grocery list, so today I sat down with as many receipts as I could still find and started making a spreadsheet with the prices of everything that would fall under either groceries or household expenses.
This way when I make up my grocery list I will know approximately how much everything costs so I can make sure I am coming in under budget, give or take a sale or two. I will also know which store has the better price on what, though I pretty much have that in my head already. It will also let me know if I need to bump a staples purchase to a different week or if I have enough in the household budget for whatever purchase I want to make that week.
I always thought it would be a tedious process, and it probably would be if I were doing it by hand, but typing it into a spreadsheet is easy enough. I put everything in alphabetical order, and then if I need to add anything new I can just insert a sheet row in the appropriate spot and still keep it in order. I do love modern technology.
I think it may be time for me to put the Tightwad Gazette books on hold again at the library. I am in a way different place than when I've read them each time before, much more heavily focused on the food budget and budgeting more tightly in general. I've learned something new with each read and I think that was because I was open to something different each time.
Oh, also, I am going to venture into cooking with lentils. I am looking for some good recipes that do not have beef, lamb, or pork in them. Most of them seem to be made with ham and she can't eat that much fat. Chicken or turkey or fish are okay and so is vegetarian. Lentils are a protein my daughter can eat (and likes) without fear of it upsetting her gall bladder, or in the aftermath of having it taken out. I just found out that Thrive Life has lentils, too, so I added a #10 can to my monthly order. If she likes those ones, then I'll get a bucket.
11 Comments »
May 15th, 2018 at 06:20 pm
I don't usually buy books, but I made a book purchase on Saturday. Yes, my library does have this book, but I was 13th on the waiting list. High demand books mean that people can only keep them out 2 weeks instead of 3, but that was still looking at a possibility of 26 weeks before I could read it, assuming people turned it in on time. Most people don't.
So I handed over my cash, $27.51, to the young man at B&N, who tried to sell me a membership card, but no. I don't buy books often enough to earn back and then benefit from the savings. What book did I buy, you may be asking by now? Well, I finally gave in and decided to read Dave Ramsey. I bought The Total Money Makeover.
I have been avoiding Dave Ramsey for the last 12 years, to be honest. Yes, I did do a debt snowball, but I didn't know about it from reading him. I just figured doing it like that would make me feel like I was making progress faster. Yes, I did build and keep a $1000 emergency fund before doing it, but that was on advice from people here, not based on his method. Although it probably was, since a lot of you have read him. But I wasn't going to.
It wasn't that I thought he was bad or anything. I just didn't want to give up my paid off credit cards. Well, I did give up some of them, but we still have 5. We pay them off in full each month. But...oh, and here's the big but, I've been feeling for a while that we weren't using them responsibly enough, because they are just too easy to use.
But my chiropractor's office plays Dave Ramsey and I kept hearing him on my visits. And then he came up in my suggested videos on youtube. God has been putting things in my path right now that I have been struggling to deal with. Dave is just the last in a line.
First I was struggling with tithing while still in debt to my mother and my internet preacher answered a question on tithing. Then I was concerned that I lacked motivation, but in getting the spending back under control and in doing my five times a week Bible study. Then I was struggling with forgiveness for DH's sister and nieces over the stuff they pulled at Thanksgiving.
Forgiveness was in the next lesson and in such a way that it heals the person who forgives, not the one who holds on to the anger. Doesn't mean I'm willing to have holidays with them, but I might be able to at least see them now. So I asked for help about the budget and in walks Dave Ramsey, so to speak.
So I just finished reading the book last night. It took me 3 days. And I figured out how come I felt that way about credit cards. It's because we just buy what we need with no thought to it. And because I know we will pay it off each month in full, I haven't really been sticking to a budget when it comes to groceries and household expenses or clothing or eating out.
And with these bad habits getting out of hand, things felt tight every month and I didn't feel like I could possibly make payments on the loan to Mom, the only debt we have left. So I sat down and made up a better budget and if we actually stick to it, then yes, I can start paying Mom at least $500 a month.
DH's mother just gave us $1000. We had thought to put it in the Emergency Fund, but I think instead, we will use it to get current. The next two paydays will pay off what we have left on the credit cards before they are due and then we will go down to simply charging the auto pays, which total $407.50. It might be a little lower, but I am allowing $50 for Ting. We don't always go that high, some months we are lower, but we have never been above it, so that is what I put in the budget. But we won't use the credit card for anything else. Nothing but the auto pays. And we will use paypal from our bank account for online purchases, but not until we've had a moratorium on online purchases for six months or so.
I have also budgeted $1000 for groceries/household. I do think I can keep it lower than that, but I haven't been. Since I track my spending, more or less, I know I haven't. We are switching to cash for that. I will start with putting $250 in the groceries envelope. I figure $200 for groceries and $50 for household. Maybe I should break it down into two envelopes, except I usually buy household stuff when I go grocery shopping. We'll see. I know I need to get toilet paper, deodorant, and quart size Ziplocs, which will take up a good share of that $50.
I have transferred all the auto pays to one card, and as soon as the last little bit on the AMEX is paid off, I am going to cut it up and cancel it. I was just using it for Netflix and Hulu. I am also going to cancel my Best Buy card and no longer do any 18 or 12 month same as cash deals. I paid off the last one with part of our tax return. Instead I will be saving up money in a computer fund, though that won't start for a while.
I am not sure I am ready to cut the cord completely with credit cards, but I can't see having more than 3. One is the miles card, which DH will need if he starts working in Alaska again and has to fly all the time. He usually got 2 free flights a year, sometimes 3, so it definitely was worth it. Then there is the one my daughter is a signer on. Then there is the Costco Citi card, but I am not sure if that is going to be worth keeping yet. Without charging all of our groceries and gas, the amount of cash back will dramatically drop, and that was the only reason I got it in the first place.
My head knows that the best thing for us to do is to get rid of all but one card, but I am scared to do it. Mostly because the EF is not where I want it to be. I know you aren't supposed to use credit cards as a back up EF, but you know what 2016 and 2017 were like for us. If we had run out of money at least we would have had those cards to fall back on, which of course, is exactly that attitude I'm not supposed to have.
I knew Dave would let me have it over these ideas and I wasn't wrong. It sure has shown me what I need to work on and try to not rely so much on my security gland ruling what I do.
So next, I go back to an envelope, pay with cash system, except for those auto pays. I am looking into whether or not there are ways to pay them without paying by card. I think you can pay both Netflix and Hulu through paypal, but I'm not 100% sure. I think we can put storage on direct withdrawal, but I don't know about Ting. I haven't been able to find anything about Ting. But one of the reasons I really like doing auto pays on the credit card is so that I only have one due date to worry about, not an additional five. Right now I only have two to worry about and they come out on the same day.
So I will fund this coming payday's grocery/household envelope with $250.00 from the gift money, so all the money in the paycheck can go for the tithe and the Citi card.
I have already handed DH an envelope marked vending for the vending machines at work with $7 in ones that I had in my purse. He is to get $25 a month to use in the vending machines at work (he's been charging them). This gives him a little over $1 a day and the charge is 85 cents, so anything left at the end he can spend or set aside and save it for something he wants. Or he can save it all and quit using the vending machine altogether.
I will also have my own $25 envelope for something I want to do. I have no idea what I want to do with it, but sometimes just saving makes me happy.
I really would like to be able to squeeze out more than $500 a month to pay Mom. It might be $100, it might be $25, who knows? But whatever I can throw at it. She won't like getting weird amounts, but I don't care. It is not up to her how much I pay back at a time. It is up to DH and me.
As soon as we know what is going on in June with the job, I can decide what to do with the Emergency Fund. If I want to bump it down to $1000 and pay Mom with the rest or if we need to keep it there in case of possible job loss. It is scary to keep it at just $1000, but Dave says it keeps you more driven to pay off the debt so you can build the EF up to 3 to 6 months of expenses.
I get it. I get everything Dave says. I think I'm in the stage where I am not yet drinking the Kool-Aid, but I have read the ingredients and directions on the package and started preparing the beverage. He has his baby steps and I have mine. I do want to get there. And I want to get there fast, so time to put our heads down and start pushing that stone uphill.
Off on a Tangent,
Bringing Down the Evil Empire,
Organize My Life,
Is Budget a Four Letter Word?,
Emergency Fund/Coin Jar
11 Comments »
March 26th, 2018 at 01:26 am
I have gotten away from meal planning lately and I do think it is a big factor on why we are getting too much take out, so I am going to get back to it. If I hadn't gotten my Power Pressure Cooker for my birthday I think we'd be getting even more take out. That thing makes it so easy to cook. I couldn't afford the Instant Pot that I wanted, but I could afford the 8 quart Power cooker that I got.
So far I've been quite happy with the decision and Instant Pot recipes are easily converted. I do want to get some of the inserts, though, so I'm saving up for those. I also do want to get the $400 Instant Pot one day, but that day is not going to be any time soon.
I think at least four meals a week are being cooked in the pressure cooker. Sometimes the full meal or sometimes I'll make baked potatoes or some other vegetable in the Nuwave oven. These two products alone have really simplified my life, not having an actual oven or stove to cook on. The electric skillet and the crock pot get some use as well, but the first two are my go to machines right now. Well, that and the microwave for steamer bags or canned veggies.
Discovering I can make spaghetti and other pastas in the pressure cooker has just simplified my life so much. Not to mention cooking a roast in less than an hour. Or a lava cake using Swerve instead of sugar. Anyway, I hope making a meal plan again will snap me out of some of the bad habits I have fallen back into.
Spaghetti and Meatballs (PC)
Enchiladas (Freezer Meal)
Pork Roast (PC)
Broccoli and Cauliflower
Chicken Fajitas (Crockpot Freezer Meal)
Air-fried Duck Breast (NW)
BBQ Pork Chops (PC)
Baked Potatoes (NW)
Lamb Roast (PC)
Baked Potatoes (NW)
3 Comments »
March 21st, 2018 at 01:13 am
Laura was asking about frugal meals. For breakfast we eat a lot of egg variations, because eggs are still the cheapest thing we can buy, really. Or get for free from our ducks.
Right now I'm on a baked omelet kick, where I just spray a mini-meatloaf tin and add two beaten eggs, 3 tbsp of vegetables, 1 to 3 tbsp of cheese and 2 tbsp of meat. I use up a lot of leftover veg this way. You can make them in large size muffin tins (not cupcake size) if you are making multiples.
Bake at 350 degrees F for 20 to 30 minutes. It really depends on your oven for the time. In my Nuwave it takes 20 minutes and in my gas oven it takes 30 minutes. I imagine an electric oven is somewhere in between. Stick a toothpick in the center and check that it comes out clean and that is when it is done.
My favorite variations:
2 eggs, 3 tbsp pico de gallo, 2 tbsp sausage, 1 tbsp sharp cheddar, salt and pepper
2 eggs, 3 tbsp chopped broccoli and cauliflower, 2 tbsp diced ham, 1 tbsp sharp cheddar, salt, and pepper
2 eggs, 1 tbsp chopped tomato, 1 tbsp diced green bell pepper, 1 tbsp diced onion, 2 tbsp diced ham, 1 tsp Italian seasoning, salt, and pepper
2 eggs, 1 diced green onion, 2 tbsp leftover or canned salmon or tuna, 2 tbsp Parmesan cheese, salt, and pepper
2 eggs, 3 tbsp leftover taco meat, 2 tbsp Mexi-blend cheese
2 eggs, 2 tbsp ground beef seasoned with garlic powder, onion powder, salt, and pepper, 1 tbsp diced Anaheim chili pepper, 1 tbsp diced red bell pepper, 1 tbsp diced red onion, salt and pepper
To make this easier on me, I will dice up a bunch of ham or cook a pound of sausage or ground beef and then flash freeze them flat on a cookie sheet for a couple of hours so they don't stick together, before bagging them up and leaving them in the freezer. That way I can easily measure out as much as I need the night before and it will be thawed by morning. I also have my containers of chopped veggies done up, so I can just mix and match in the morning. I am watching my carbs, so this is basically what I always eat, sometimes with additional veggies. For the rest of the family I have other options.
Another cheap breakfast we do is breakfast burritos. It is rather simple to do up a huge batch. It requires 24 eggs and 2 pounds of sausage. Brown the sausage, beat the eggs (I use my stand mixer because this is a lot of eggs), and pour the eggs over the sausage. Stir until done. If you don't have a large enough skillet for this, cut the recipe in half and do two batches.
Take a tortilla, spoon some filling in, add the cheese of your choice and roll once, fold one end up, finish the roll, and then wrap in aluminum foil. Freeze in gallon size ziplocs. This recipe will fill 4 bags. We keep one in the fridge and the rest in the freezer. When we run out we take another bag out the night before. My husband likes to dip his in picante sauce or salsa. I did this one for my youtube channel so if you'd like to watch it done here it is:
Text is https://www.youtube.com/watch?v=jl9orZD6JR4 and Link is https://www.youtube.com/watch?v=jl9orZD6JR4
Scrambled egg sandwiches are another. You simply scramble your egg, butter a slice of bread, spoon the egg into it and fold the bread in half. It is simple, but amazingly good (even on cheap, ordinary bread).
Pancakes and waffles are something that can be made ahead and frozen individually so they don't stick together and then bagged up for the freezer. They can be warmed up from frozen or you can just take them out the night before and then warm them up. You can use mix, but they are simple and cheaper to make from scratch. Add some hard-boiled eggs and you have your protein as well. French toast also lends itself to make ahead and freeze and is very simple to large batch cook.
Breakfast is probably the easiest meal to save money on if you don't mind some repetition. I think lunches and dinners are more of a challenge, but I will go through my recipe binder and see what I come up with. Since we buy so much in bulk off of farms and raise some of our food ourselves, it is harder for me to figure what other people's costs are. But I do have some that I think will fit the bill.