It hasn't been too bad getting used to less money coming in. We are definitely being more disciplined with the budget and still not eating out, but we have adapted okay to having 15% taken out for retirement instead of 5%. I honestly thought it would be harder than this, especially with so much more coming out for medical this year.
$271.23 Tithe
_500.00 Utilities
_300.00 Grocery Envelope
_100.00 Beef Fund
_300.00 Medical Fund
__75.00 Household Envelope
_118.17 Internet
__36.00 Garbage
_150.00 Car Insurance Fund
_100.00 Spending Money Adults
__90.00 Allowances Kids
_100.00 Clothing Envelope
_100.00 Gift/Christmas Envelope
_400.00 Handicapped Ramp Fund
__71.96 Emergency Fund
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2712.36 Total Money Out
I live, write, and garden in the PNW with my husband of 30 years, disabled daughter, autistic son, and my 85-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!
February 8th, 2021 at 12:05 am 1612742735