I live, write, and garden in the PNW with my husband of 30 years, disabled daughter, autistic son, and my 85-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!It has been a long, long time since I have done one of these things and it is time I get back to it, I think. Payday was Friday and this one has quite a bit of overtime on it. Thank goodness, because a large chunk of the check went on the Citi card to pay for the adjustable bed for my daughter that I talked about in the previous post. The rest of that bed will be paid off on Wednesday with the tax refund. You have to do what you have to do when you have a medically fragile kid.
DH, DD, and I don't have a lot of spending money. We don't need it. We don't really do much of anything. If there is anything we need that is bigger, we budget for it. DS gets paid to do some basic caretaking of his sister and his grandmother, just things I am not able to do. He also helps me, though I am a lot more mobile after procedures at the pain clinic and losing 70 pounds. I need him to lift heavy things. While I have improved from only being able to lift 5 pounds, I can still only lift 15.
We are also paying for a gym membership for DS and for him to see a personal trainer once a week. It is pricey, but it has done him a world of good and he has been able to do a lot of things around the property that need doing that his father can't do anymore. Those things are reflected in the budget.
I was able to put a tiny bit of money in the EF and a substantial amount in the Bathroom Fund. And I was able to add to some sinking funds/envelopes that I add to monthly so I am not stuck with big bills or needs at anyone time during the year.
Anyway, on to the budget.
$449.78 Tithe
_400.00 Groceries
_500.00 Bathroom Fund
__75.00 Household Envelope
_200.00 Property Tax Fund
_150.00 Gas Money for the Month
1809.13 Citi Card
_104.44 Life Insurance DH
__80.74 Life Insurance Me
__48.74 Long Term Care Insurance DH
_100.00 Car Maintenance Envelope
__50.00 DH Spending Money
__50.00 Me Spending Money
__50.00 DD Spending Money
_120.00 DS Caretaking Money
_160.00 Trainer for DS
_100.00 Christmas Envelope
__50.00 Emergency Fund
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$4497.80 Total Money Spent
I have my two April budgets set up. I won't be able to save anything the first paycheck, but the second one should see a good chunk go to the bathroom fund and a bit more in the the EF, I hope.
March 31st, 2025 at 03:10 pm 1743433841
April 1st, 2025 at 05:38 pm 1743529119
April 4th, 2025 at 06:34 am 1743748469
April 4th, 2025 at 06:51 am 1743749488