The actual amount set aside for car insurance money each month is $167, but I had $36.00 in savings set aside for garbage since garbage is a bill that comes due every 2 months.  Instead of transferring $167 into savings and then $36 out, I just put $131 in and used the $36 that was then already in savings towards the car insurance fund.

I have changed the amount of money I am setting aside every month to $45.  Garbage collection has gone up.  Not as much it appears, but when nephew moved out he left a lot of garbage behind.  We had to get set out cans every week for a month instead of every 2 weeks.  We ended up bagging up 4 more bags of it and taking it to his new apartment so he can throw it in the dumpster.  I shouldn't have to pay extra for his trash when he has a way of disposing of it that is included in his rent.

At least it won't happen again since he is gone.  But without extra cans the bill is now in the $82 range instead of the $72 range due to the rise.  So I am putting aside $45 a month so I will have $90 with a little extra as buffer in case we do an extra can for our own as sometimes happens.  Extra cans are $12 plus additional taxes.  We only tend to have an extra can once in a 2 month cycle.  The room nephew lived in is still a mess and he left a lot of his clothes in the closet that he will need to come and clean out.  My sister did not raise a man, she raised an irresponsible little boy, who doens't clean, doesn't cook, and doesn't know how to get by in life. 

My sister always figured he'd have a wife for that, but I don't know too many women in this day and age who are interested in playing Mommy to a grown man.  I guess that is the difference in generations though.  My sister, well, both my sisters are so much older than me they are boomers, and I am generation X.  And my middle sister definitely has that women do everything mentality, cook, clean, bank, and work, while the men rest and relax in their off hours.  Only nephew only had off hours while living here.

Anyway, that went off on a tangent.  Here is the payday report.  Remember I operate on a zero based budget where every dollar is allocated for.

$277.26 Tithe

_500.00 Utilities

_400.00 Grocery Envelope

_500.00 Medical Fund

__75.00 Household Envelope

_310.00 Monthly Family Chiropractic Plan

_118.18 Internet

_107.68 Garbage (Every 2 months

_131.00 Car Insurance Fund

__50.00 DH Spending Money

__50.00 My Spending Money

__60.00 DS's Allowance

__30.00 DD's Allowance

_163.51 Citi

-------------------------

$2772.63 Total Money Out

The actual amount set aside for car insurance money each month is $167, but I had $36.00 in savings set aside for it since garbage is a bill that comes due every 2 months.  Instead of transferring $167 into savings and then $36 out, I just put $131 in and used the $36 that was then already in checking.

I have changed the amount of money I am setting aside every month to $45.  Garbage collection has gone up.  Not as much it appears, but when nephew moved out he left a lot of garbage behind.  We had to get set out cans every week for a month instead of every 2 weeks.  We ended up bagging up more of it and taking it to his new apartment so he can throw it in the dumpster.  I shouldn't have to pay extra for his trash.  At least it won't happen again since he is gone.  But it is now in the $82 range instead of the $72 range due to the rise.  So I am putting aside $45 a month so I will have $90 with a little extra as buffer in case we do an extra can for our own as sometimes happens.  Extra cans are $12 plus additional taxes.