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Viewing the 'Cutting Expenses' Category
April 2nd, 2016 at 05:29 am
So we were supposed to know yesterday about whether or not DH's company got the contract. Well, we still don't know. Apparently they are taking 2 MORE weeks to decide. Something that should have been decided in January. I am not holding my breath about 2 weeks from now, either. Do they not understand that they are fooling around with people's lives here and their livelihoods?
I am just hoping that DH can get some overtime in. There appears to be the work for it. If he can get in enough OT to get the EF up to $20K, I might (probably not), just might relax a little bit.
I have decided to do an eat from the pantry challenge for the month of April. I want to cut our grocery spending all the way down to $400. If I can, it will go a long way towards easing the pain of the pay cut. I don't need to buy meat at all during this month. I don't need to buy potatoes, sweet potatoes, carrots, pasta, tomato sauce, rice, or flour, or sugar.
I am allowing myself to buy fresh fruit, milk, and some greens and onions if I run out, but that is all. I will be baking all my bread, rolls, and buns. I've got plenty of food in the freezer and on the canning shelves. My Aerogarden is producing a couple of salads a week. I've got lettuce planted that will hopefully take off by the end of the month. This should be easy. It goes without saying that there will be no eating out.
If I can figure this out and stick to a much stricter grocery budget, and we can get used to not getting everything we want food-wise all the time, then if his pay does go back up, we can save the difference then, too. That would be nice. And if it doesn't, we'll know we can get by on much less.
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February 4th, 2016 at 08:10 pm
I meant to get this up yesterday, but didn't. Here is my menu planning for the next week, starting yesterday. I am mostly planning based off of what is in the freezer or on the canning shelves, or in the case of fruit what I already have in the fridge or freezer. This is keeping my grocery budget well under while we are trying to save extra money for the down payment and to pay our medical bills.
Wednesday:
Braided Chili Loaf
Cantaloupe
Coleslaw
Thursday:
Sloppy Hoppies on Leftover Kaiser Rolls
Cantaloupe
Leftover Coleslaw
Friday:
BBQ and Teriyaki Honey Rabbit Wings
Broccoli
Leftover Coleslaw
Fried potatoes
Saturday:
Bacon Wrapped Pekin Duck
Baked Potatoes
Green Beans
Apples
Sunday:
Short ribs
Fried potatoes
Leftover green beans
Oranges
Monday:
Garlic Herbed Shrimp over Chicken Fried Rice
Onions and Bell Peppers
Canned Nectarines
Tuesday:
Beef pot roast
Baked Sweet Potatoes
Green Beans
Berries
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Cutting Expenses,
Meal Planning
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February 1st, 2016 at 09:13 pm
Our only debt right now is the 0% interest loan from my mother for all the medical expenses she helped us cover when I had six surgeries in five years. I call it our Medical Mortgage for those new to the game. It currently sits at $45,000. For the last 10 months we were paying it back at a reduced rate, her idea, not ours, of $500 a month. This allowed us to save $5000 towards our down payment, but of course increased our pay off date.
Well, now we are going back to paying off $1000 per month. Mom needs to put a new roof on the addition of her house this summer and she just had to pay $10,200 so that the heating guys can come and fix her ducts under the house and put down new Visqueen. There were mice nests in most of her registers. Aw, fun. I told her she needs to get a cat (or three). Old houses have mice and this house is old.
While it was nice to put that money in savings, I was never thrilled about it increasing the payoff date. Well, now we are back to a better payoff schedule. We have 45 payments to go. That is 3 years and 10 months of payments, which gives us a payoff date of November of 2019.
She doesn't want it any faster as besides this money, social security is her only income (though she owns the house and cars in full and has no debt). She likes being guaranteed a certain amount each month. Though I may insist when we get closer to the end, just to be done with it.
Assuming all goes well with DH's contract at least, we'll be done with the payoff before 2020 which is good. He has guaranteed work through June. He was supposed to find out in the beginning of March whether or not his company got the new contract, but it has been extended a couple of weeks, so now we might not know until the end of March.
I passionately dislike living in limbo. In the past when his old company lost the contract he was able to slide into place with the new company and will likely be able to do that again. But we don't know. And not knowing drives me crazy.
On the bright side, we have almost $16K in the Emergency Fund and $38,500 in the down payment fund, so if it did take him a while to find a new job if things didn't go as planned, we will be fine. It will set our plans back a lot, but we will be fine.
I did a job loss budget and we could bring our living expenses down to $3000 a month if we had to for 18 months, cutting out physical therapy, cutting our grocery budget in half, cutting out all savings, cutting out the kids allowances, cutting out the chiropractor, but still paying back Mom. We would be going into garden season, so we might even be able to cut our grocery budget by more than half for a while.
I don't like the idea of it, but it is better for me to plan for contingencies so I don't have to panic later on.
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Cutting Expenses,
Monster Mom Loan,
Emergency Living and Preperations
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4 Comments »
January 6th, 2016 at 07:01 pm
It was so nice to get back in the pool yesterday after about 8 weeks away due to the cold/sinus infection/general yuck thing I was dealing with last year. The prednisone seems to have seen it most of the way out the door and I have energy to do things again beyond the minimum. I'm off the prednisone now and hoping it doesn't come back, but so far seem to be doing okay.
Anyway, I did a water aerobics class yesterday. It was a full hour and boy do I feel it today, but it felt great, I am happy to be back. I will go again tomorrow.
I have lost 7 pounds so far since the start of the year. I am sure part of that is my commitment to cooking at home right now. About six days a week are from scratch and one day a week is maybe a convenience type thing. Last night was mini chicken tacos from Trader Joe's, so the ingredients at least, are not suspect. More sodium, of course, than I would use, but as long as we keep that kind of meal to a minimum, not so bad.
So far I have spent $35 of the $80.06 I have left of the original $400 I am trying to keep this month's grocery spending to. I need to make the rest of the $55 last until the 22nd and I will have made it through the month on half my grocery budget. Not an easy feat, but it seems to be working okay so far.
I am being diligent with sticking to the meal plan this week. My only alteration was making the mini-tacos instead of actual tacos last night. And sometimes I switch the fruit around as I may not be in the mood for the fruit I planned, but all of the planned fruit still gets eaten in a week.
I have stayed on top of leftover management quite well, too. I haven't had to throw out anything this week, but have made sure it gets eaten for lunches or breakfasts, or rolled into later meals in the week. This makes a huge difference, as well.
I think all of the savings will get eaten up by medical expenses, though. I had hoped to put it in the down payment fund, but at least I shouldn't have to take the money I normally put in the down payment fund each month and use it for the medical expenses, so that is something.
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Cutting Expenses,
Meal Planning
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January 3rd, 2016 at 07:13 am
I didn't have time to write about this when I started, but 12 days ago I did one big grocery shop with the intention of cutting my grocery spending for the month in half. I gave myself a budget of $400, and spent $319.94. That left me with $80.06 for things like milk, bread (if I don't bake it), lettuce, and fresh fruit.
Yesterday I spent $11.85 on 15 pounds of oranges, and $8.99 on a quart of fresh organic strawberries. So that is $20.84 and it leaves me with $59.22 to get through until the 22nd of January. $60 for 20 more days. I have 2 gallons of milk left so I am fine there, and I still have some greens growing under my little umbrella green houses, so I may not need to buy lettuce at all. I also have a loaf of bread left and plenty of ingredients to make more.
The $400 I am hoping to save (my usual budget is $800 a month) will go into the down payment fund. I have been successful in saving anywhere from around $200 to $250 for the past couple of months, but I really want to try to make this goal.
I do not have to buy any meat at all. The freezer is still packed with chicken, rabbit, beef, pork, and lamb. I have a ton of home canned food still on my canning shelves, and some frozen fruit and veg as well. So this is very doable as long as I don't get lazy. So far I have been sticking pretty well to the meal planning, though I've switched things up a couple times when I wasn't feeling as good. But it was all stuff we had available.
We also have not eaten out in that amount of time and I am hoping to make that go for the entire month long period as well. I am in full on savings mode. The faster I can save, the sooner we can move.
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December 30th, 2015 at 10:35 pm
Wednesday:
Pork chops
Fried potatoes
Green Beans
Apples/apple sauce
Thursday:
Baked chicken
Baked potatoes
Oranges
Salad
Friday:
Garlic Ginger Rabbit Stir-fry
Saturday:
Homemade pizza
Cole slaw
Sunday:
Crockpot roast beef with carrots, potatoes, and parsnips,
Cole slaw
Oranges
Monday:
Meatball subs
Cole slaw
Apples
Tuesday:
Tacos
Canned nectarines
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Meal Planning
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October 22nd, 2015 at 11:45 pm
I just filled up my gas tank for $1.86 a gallon. I had 30 points on my Safeway card since I've spent $300 there this month. So that was 30 cents off per gallon, and then I used cash which made it an additional 10 cents off per gallon. So while Safeway's regular gas price won't beat Costco's regular gas price, with points and cash discount, it is 20 cents cheaper to get it at Safeway. Plus Safeway is only a mile from my house and not on the other side of town.
I am thinking hard about letting my Costco card go when it expires in March. I keep it mostly for buying organic olive oil, butter, toilet paper, organic brown rice, organic sugar, organic tomato sauce and paste, organic frozen broccoli, and organic chicken.
But...we have a freezer full of chicken we grew this year. I now have enough spaghetti sauce canned for a year from my garden. I could stock up on a year's supply of olive oil, butter, tomato paste, brown rice, sugar and frozen broccoli right before it expires. I don't have to renew it and I can revisit the idea in a year of using the membership. Or my FIL and MIL have a membership so we could have them pick up what we need when we need it.
I used to buy cheese there, but Safeway's sales and often their regular prices are better than Costco's regular price. I am finding a lot of things that is true on. I know if I watch sales I can probably find Charmin for cheaper and find coupons for it. And when we run out of chicken, Trader Joe's does have less expensive organic chicken nowadays.
Another reason I am thinking of dropping Costco is that they will no longer be partnering with AMEX, which means I'd have to get another credit card and I don't want to.
It's just that the many things that used to be selling points for a Costco membership are now being chipped away at and as prices rise it just no longer seems the bargain it once was. The parking is atrocious and it's just getting to the point where it is not really worth it anymore.
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Just Rambling
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October 3rd, 2015 at 02:32 am
I'm having to switch rabbit feed and I'm not happy about it. But I can't get it here without an exorbitant shipping cost. The only way for the shipping to even be reasonable would be to buy 29 fifty pound bags at once. I have the capacity to store 15 bags at the moment.
In order to store 29 I would have to purchase 5 more containers capable of storing 150 pounds in each. I can't leave them on a pallet in the garage because we'll get mice. They have to be in chew proof containers. And we don't have the space to store 5 more bins anyway. Even if I could, it would take too long to get through the feed. It would be very stale and have the possibility of going rancid by the time we went through so much feed.
With the buying club having gone under, I can't reasonably get the organic feed anymore. So we are switching back to the feed we were buying before, which is about 33% of the cost of the organic feed. I hate the idea of going back onto a feed that might have GMOs in it, but there is not much I can do at this point. I will investigate other options, but at least getting this type of feed will buy us time. They do, at least, attempt to get non-GMO ingredients for their feeds, they just can't guarantee it.
I do have to admit it will be nice to see the feed bill drop by so much.
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6 Comments »
August 10th, 2015 at 09:22 pm
Yesterday DH and I went grocery shopping at Trader Joe's. I am hoping not to have to shop again except for milk and bananas for about 3 weeks. It is pretty hard to do with the pain and fogginess from my broken nose and what actually probably is a mild concussion. Or else just a reaction to the pain medication. Hard to say, but I feel very out of it.
I spent $162.71. We got a few packaged meals and some other things that will make it easy to fill in around the produce coming in from the garden and the meat in the freezer.
We have canned a lot this week. My husband has done a lot of it under my supervision simply because I get dizzy a lot right now. But between the two of us we have canned:
7 quarts and 1 pint of beef
6 quarts and 1 pint of rabbit
6 quarts of zucchini and summer squash
3 pint and a half jars of green beans
13 pints of rabbit bone broth
6 pints of bread and butter pickles
6 quarts of garlic dill pickles
We also made a batch of rabbit jerky with the abdominal flaps that can be very chewy and basically are only good for being ground or making jerky. Some people make bacon with it, but I feel it is too chewy for bacon.
We plan to can hamburger and more beef chunks today and more rabbit tomorrow. I need to do another batch of garlic dill pickles as the cucumbers are getting ridiculous.
I have an order in with a local place for 20 pounds of no spray green beans. We are having issues with the pole bean crop so I wanted to make sure I had enough green beans canned for the year. I think between that and what we do get from our garden it will cover it. I will be buying some carrots soon, too. We are down to 4 quarts of canned carrots. The ones I am growing are more for fresh eating and a little dehydrating as they don't get very big.
We also have an order in for dill since the stores keep running out. They don't seem to be stocking very well for pickling season this year. They do have those super expensive little plastic packets, but one of those costs about as much as a huge bunch of fresh dill.
I bought a garlic braid since my garlic crop failed. It has about 40 heads of garlic on it, which will meet my needs for the year. I have 5 or 6 left on last year's braid so am going to slice up the cloves, dehydrate them, and grind into powder.
Fortunately a lot of this stuff I can do sitting down. I do have to be careful not to push too hard, but it is difficult when there is so much to do to get ready for winter.
I heard the other day that our beef share should be ready on August 28th or thereabouts. I am getting 1/4 of a grass fed, organic beef. It will work out to $4 per pound. We will can most of the roasts and some of the hamburger. I will also be getting 10 pounds of tallow to render for soap making and lotion making. Beef fat is very good for those things and very healthy for the body, as opposed to a lot of the chemically laden soaps and lotions.
Next month the meat chickens will be ready to butcher as well, so I'll be putting 30 chickens in the freezer. We'll also have 3 rabbits ready to butcher then, too. So lots of work coming up, but it will be so worth it to not buy much meat for a year at the store. And in the long run we save a lot of money buy buying in bulk and preserving or raising our own and preserving.
We will still have to buy sea food since DH's big fishing trip fell through. I was pretty disappointed as they were going to be fishing for King salmon and one of those would have been around 35 pounds, plenty for a year. But life happens and there is nothing we can do about it now.
Posted in
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Ee ii ee ii oo,
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June 9th, 2015 at 11:12 pm
I feel like I am starting to settle into a routine now between the garden and the farm chores and making all of my meals from what is available here and not by making a quick run to the store or getting take out. As the garden moves into heavier production more time needs to be spent there.
I have harvested a pound of snow peas from the garden this week, 2 bunches of kale, 1 head of lettuce, 2 bunches of green onions, and 3 kohlrabi. My broccoli is getting close to harvest size, which astounds me. It is all so early, but with this weather, I can't blame it.
Text is https://www.youtube.com/watch?v=jzII-hvqugA and Link is https://www.youtube.com/watch?v=jzII-hvqugA
I am enjoying the cooking this week more than I have in a long while. I don't know if it is just access to super fresh ingredients from the garden or knowing it is all food I grew and/or preserved myself, but it feels different. I haven't felt any resentment over cooking like I sometimes do. I mean I love cooking, but I am often irritated when it all falls on me. This last week I don't seem to care about that. It's like an attitude has shifted. Of course the children are helping far more than they ever have before so maybe that is why?
Some things were quite challenging since the hot water tank that feeds the main kitchen went out and had to be replaced. We couldn't use the dishwasher and every pot and pan that we cooked in had to be hauled down to the half-kitchen that had hot water. That went on for 5 days, but we got a new tank put in and had hot water again last night.
As promised here is the video of my meals for the first week of the challenge:
Text is https://www.youtube.com/watch?v=pEWnzVbQ7UA and Link is https://www.youtube.com/watch?v=pEWnzVbQ7UA
I am looking forward to the rest of this challenge. It is good to be feeling so positive about it.
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Gardening Organically,
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May 25th, 2015 at 09:15 pm
DH forgot to arrange time off with his alternate for DD's graduation. Normally they switch weeks or go to a temporary 3 and 3 week schedule, but with waiting to the last minute the best he could get was for his alternate to just work the 4 days for him. It would be less days if there was a plane to the slope every day, but there isn't. So we will lose 4 days of pay in June.
I am going to try my best to not have to use the Emergency Fund to cover these lost wages. I think we can manage it, at least if no more major medical bills come in. It won't be this next cycle, but the one after that that will be missing 4 days. So if I am very careful and we don't eat out at all in the next 6 weeks and I don't put anything in the down payment fund except the $500 I'm obligated to put in there, I think it will be manageable.
If not, I guess I could take from the January Money Fund or the College Fund. DD is taking a gap year anyway, to try to get her health in order. I am hoping they will just let her get a hysterectomy. It is what she wants at this point just to have all this over with. She's never wanted to give birth to kids because of the high risks that run in our family, so that isn't an issue, though the doctors may make it out to be one. They generally do when you are young. But she's always been quite firm on wanting to adopt little girls from China. She's talked about that since she was 10.
We will be eating from the pantry and the garden as much as possible during this time period. I will buy some fruit and vegetables and probably some chocolate, but I will buy no meat (other than pepperoni and deli meat for school lunches) since we have plenty in the freezer and in the canning jars and I will make all of our bread.
What I won't have to buy at all is lettuce, kale, or chard. The kohlrabi will start being ready in a week or so. So basically the only veggies I will be buying are cabbage, zucchini, and broccoli. I will be buying some strawberries and blueberries, at least until my own strawberries are ripe. I will also be buying 2 basil plants. I have canned nectarines, applesauce, and pineapple. And I'll need to buy milk and yogurt. We have plenty of butter and oil. But I do need to pick up tomato sauce to make spaghetti sauce and pizza sauce with my own canned tomatoes. I think I can limit it to that, though.
If I can cut our grocery budget in half for the next 6 weeks, we should get by just fine without having to dip into anything. Including the money for DS's new bike.
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December 31st, 2014 at 01:49 am
Aside from the auto deductions and the AMEX bill, which have money set aside for them, I am hoping for a no spend week starting tomorrow and going through next Tuesday. We have plenty of food, milk, and medication and toiletries in the house and no reason to spend any money on anything, so this week should be a breeze to get through. I won't have physical therapy again for 8 days, which I will have to pay, or I'd be trying to go no spend until January 9th, which is our next payday.
Today we spent $75 on rabbit feed and oats and I spent $90 on physical therapy.
The kids start back to school on Monday and normally I would buy lunch meat, but I am just going to make an extra pizza on Sunday and then they can take that for lunches. They both like cold pizza over sandwiches anyway and since I make it with lots of onions and peppers it is reasonably well balanced.
My husband taught my FIL and my mom how to butcher rabbits so they could help do it and DH could keep his injured finger out of them, so on Monday they butchered 10. These ones were a few weeks older than our norm, so it'll be close to 35 pounds of meat and about 2.5 pounds of livers. I will be working on cutting it all up tomorrow for grinding. We should get about 35 pounds of burger after the bones are taken out.
Then I will boil up the bones, pick off the remaining meat, and can the stock. I might even make up some ready made soups to can with the meat from the bones, although generally I save that for making enchiladas.
I am about ready to start cooking again, even though I'm not over this illness. My brain is starting to unfog, which is good. And since DH just left for Alaska and won't be able to help, I am glad I feel like I am capable to start at least making dinners again.
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Sustainable Living
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November 3rd, 2014 at 11:19 pm
Because we have not had a freeze yet, the garden has continued unabated. Yesterday I harvested 5 broccoli plants and 3 cauliflower plants. I had thought there were only 2 that were ready, but I found a 3rd that was so was very happy with that. The ducks, chickens, and turkeys were thrilled to get the spent plants. I've got 2 more broccoli and 2 more cauliflower that I am letting size up and then those will be done.
I will be drying parsley later in the week. There are no freezes predicted for the next 10 days, so I am just letting things continue to grow instead of pulling it all out.
I want the leeks to get a little more size before yanking them and using them to make rabbit and chicken stocks. They are useable now, but the bigger they get the more flavorful they will be.
The kale is still going strong. Sometimes kale makes it through the winter here, so I am going to let it try. I am leaving the sweet meat squash as long as I can, though the leaves are dying down so it is just what is left in the vines that is nourishing them. They are almost at 110 days now which is what they should be at for picking.
I haven't had much of a chance to do anything with the straw bale garden yet, except keep picking green beans. There are a couple of peppers that may be ripe and some kohlrabi. I think the zucchini is done. The tomatoes and cucumbers have been done for a while, though the plants are still alive. I will try to get out there and go through that garden in the next couple of days if there is a break in the weather.
Here's a vid of the hay bale garden, though:
Text is https://www.youtube.com/watch?v=lU2pXbr2QJU&feature=youtu.be and Link is https://www.youtube.com/watch?v=lU2pXbr2QJU&feature=youtu.be
You can really see how it is falling apart and definitely will not hold up for a second season. But it definitely served its purpose. It cut our grocery expenses and helped us put jars of veggies on the shelves and bags of veggies in the freezer, while providing a couple of months of fresh eating.
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Gardening Organically
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November 1st, 2014 at 06:37 am
I was able to transfer $1000 to my December Money Fund today. $400 of it was medical reimbursement and $500 was scrimped out of last month's budget. $100 I took off the top of today's paycheck.
This puts the fund total at $1947. I am hoping to be able to save $1500 out of the next 5 paychecks. It's not enough to cover 5 weeks with no pay, but it'll mean that much less out of the Emergency Fund. We can't rely on any kind of a company bonus this year to get through the shut down period.
Mom says we don't have to make a December payment on our loan to her, but I'd like to avoid skipping it. I absolutely hate owing her that money and any month we skip will be that much longer we have to be under that debt. We hit the halfway point today, $55,000 paid off, $55,000 to go. We have 4 years and 7 months left if we stay on track.
We have 2 years and 8 months left on the van loan at our current rate of payment. Maybe a little sooner since I pay a little extra each month, but it's hard to say how much sooner. Probably just a month, possibly two. It's not that much extra.
We will be butchering 2 of our turkeys on November 8th for the upcoming holidays and whichever rabbit kits have hit 5 pounds will be butchered the next day. That will cut the turkey feed bill in half. I'm not going to raise rabbit kits over the winter, so that will cut the rabbit feed bill way down, too, once all the current grow outs are butchered. The youngest kits will be 8 weeks old on Sunday.
The older kits will be 15 weeks old on Sunday. I think they will all be of butchering size by the time DH comes home. 4 out of 8 are now, and I think it is more likely that 6 out of 8 are, but I haven't weighed them in a couple of weeks. I hope they all will be because we need the cage space for the youngsters. I will weigh them tomorrow since we will be cleaning out cages.
I have about 50 pounds of rabbit meat in the freezer currently and after this next round we'll have an additional 20 pounds to either can or freeze since dress out weight is a little over 1/2 of live weight. And then the youngest coming up number 18, so that will be an additional 45 pounds if they all survive to butcher age. There will be plenty of meat without breeding again until late February.
I am also debating on sending the drakes to freezer camp. I don't need them for the ducks to lay eggs, and considering how little meat there is on a Welsh Harlequin, we won't be raising ducklings after all, so we don't need the males. Plus one of them is really beating up on one the girls when they mate. Her wing feathers are in pretty bad shape from it. If I do, that will cut that feed bill down, too, but not too much since they mostly eat what they forage and just fill in with feed when they are hungry.
I've been getting 5 duck eggs a day lately and 4 chicken eggs every 36 hours so the female birds are definitely paying for themselves. I need to make a bunch of meatloaf freezer meals so I can use up some of these eggs. I do sell a few dozen here and there and I give them away to family and friends, but even so, it is hard to keep up with what they produce.
I've still got to do up a payday report, but I haven't finished paying all the bills yet, so will likely do that tomorrow.
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,
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August 7th, 2014 at 11:00 pm
I will start with the good news. I have lost 9.4 pounds so far on my diet. It's been 17 days. Although I still have the urge to eat some junk food, it is going pretty well. My small amount of high carbs have been fruit, corn, and potatoes. It seems to keep the sugar cravings at bay pretty well. I can't remember the last time I had bread. I don't actually miss it at the moment.
I am so tired, but I have got a lot accomplished. We have had to hang out at home because of my daughter's condition so I've done a lot. This week I have canned 18.5 pints of corn, 20 pints and 2 1.5 pint jars of nectarines, and 11 quarts of Yukon Gold potatoes.
Tomorrow I will buy some more corn to can and some more potatoes. I'd like to get another 30 ears of corn for this batch, and 15 pounds of potatoes. That should give me equivalent to what I've already canned, doubling what I have of each vegetable. I have plenty of quart jars for the time being, but will need to buy some more pint jars for the corn. I also need to buy some half-pint jars for applesauce. Mom picked a bunch of apples today and they need to be processed tomorrow or the next day. I have plenty of sugar and cinnamon on hand. I also want to buy more peppers and onions for freezing while the peppers are super cheap.
I got the soaker hoses put onto the gardens last night. No more hand watering, except the gutter garden. That will save us a lot of work. I think I've got them arranged so they hit everything. It's a lot easier to place soaker hoses before you plant, but better late than never.
I harvested two more big zucchinis, a couple of tomatoes, one red bell pepper, another pint of yellow French beans, some sorrel, some cilantro,2 cucumbers, at least one bunch of kale, and 2 tomatoes. The grocery store equivalent for the same organic produce is $20.
$224.35 Previous Garden Tally
+_20.00 Harvest Amount this Week
--------------
$244.35 YTD Garden Tally
The green beans are coming along nicely. I think that if this continues, I will have plenty to can so I won't need to buy anymore. I am hoping that now that the tomatoes will have a more consistent source of water I will get enough from them to can as well.
Now that the soaker hoses are set up I might see about getting some more kohlrabi plugs to replace the ones that didn't survive the heat. I still need to get radishes and green onion seeds planted in the empty gutter garden. They take a month to grow and I'd like to have some more before the season ends. I might try to squeeze in a crop of peas, too, since they don't mind if it gets cold towards the end of their growing season.
I definitely know what I will do differently next year with the gardens and what I will do the same. I will do the bales again. I will do hay or straw, whatever is cheapest as I saw no real differences in the growing medium. I will have soaker hoses from the get-go and I will have a little bit of soil on top. I will have the bales set up earlier and I will condition them with organic fertilizer for a week longer than they say to. And I will fertilize monthly while growing.
Some vids I made earlier in the week of my garden progress:
Straw Bale 7
Text is http://youtu.be/fRJ7l3HTDtQ and Link is http://youtu.be/fRJ7l3HTDtQ
Hay Bale 7
Text is [http://youtu.be/2vsHl5H3c98 and Link is [http://youtu.be/2vsHl5H3c98
Fruit Garden 7
Text is http://youtu.be/3swwIzI-I2k and Link is http://youtu.be/3swwIzI-I2k
Posted in
Goals,
Cutting Expenses,
Gardening Organically,
Emergency Living and Preperations,
Sustainable Living
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4 Comments »
June 7th, 2014 at 06:05 pm
When we moved our stuff out of Mom's freezer and into our own new huge chest freezer, I took an inventory of what was in there to help me with future meal planning. I still need to go through what we have in the small chest freezer and move a portion of it out, and what we have in the above fridge freezer in the laundry room and move all of it out, and the below fridge freezer in our kitchen, but I figured this was a good start and I could put it here and then compile my spreadsheet later.
I've broken it down into categories, and then individual types within each category.
Rabbit--
15 whole cut-up
2 quart bags of liver
1 gallon bag of bones for making stock
7 bags of belly flaps for making jerky
1 container of soup
2 gallon size baggies of homemade sausage patties
1/2 a cut up rabbit
Beef--
2 skirt steaks
3 quart bags of stir-fry meat
4 pounds of ground beef
7 rib-eye thin cut steaks
1 chuck roast
2 packages hot dogs
Turkey--
1 package of 3 extra large turkey legs
1 turkey kielbasa
Chicken--
7 quart size baggies of boneless skinless
3 family size baggies of chicken legs
Pork--
4 ground
3 packages of sausages
3 packages of bacon
4 chops
Lamb--
1 ground
Elk--
1 ground
Fish--
1 package of cod
2 pounds of shrimp
Rice--
1 baggy of chicken fried rice
3 baggies of brown rice
Vegetables--
1 bag of fire roasted onions and peppers
I'm going to try to inventory the 2 fridge freezers today. The small chest freezer will probably wait until tomorrow.
I want to get through some of this meat before we buy a side of beef and a side of pork later this year. We've got the chicken way down, but only because we are going to be butchering some in a couple weeks. We also need to get moving on the rabbit as we will be butchering again in about 3 weeks and then pretty often during the summer.[
A lot of the rabbit meat needs to be ground, mixed with a little tomato sauce and seasonings, and pressed into patties. I will also do up some meatballs and cook them and freeze them for future use. The meat is packaged well, but it is from February of last year so it'll get used up faster in a more usable form. Because of how we've packaged it there has been no freezer burn or drop off in quality, but I'd still like to get the older stuff gone.
With this inventory at my fingertips I can keep it handy and we can get eaten what needs to be used up and do far less grocery shopping for protein because I will know at a glance what I have and plan around it.
Posted in
Cutting Expenses,
Meal Planning
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2 Comments »
January 19th, 2014 at 10:11 pm
I ended up buying some things after all that I hadn't planned on. I decided that I needed to get 2 new pairs of jeans. I have been wearing my jeans to do farm chores and they are becoming too shabby to wear off the property.
Then DS informed me he had outgrown all of his underwear but two, and DD informed me that she had outgrown all of her socks. I got DS 3 4 pks of underwear because they were cheaper that way and DD 2 6 pks. DD needed a cheap bottle of conditioner and both kids wanted a new brush because they didn't like the one I bought to replace the broken one. I do like it though. It is way better at getting out tangles. So DD wanted a round styling brush and DS just wanted one like the broken one. I also bought a hair dryer because ours shot out sparks and ceased to work.
Fortunately it was all at one store and I had over $13 in credits on my store card. I also ended up getting $5 credit for my next purchase. I was able to ignore any further suggestions from the kids, one of whom wanted yet another pair of PJ bottoms and the other wanted a new sweatshirt and a shirt. None of those things are needs, though.
Oh, and I did buy a set of headphones, but DD is paying me back out of her allowance. Total spent was $130, with DD owing me $20 of that back.
DD gave DS a haircut last night. Someone called him a young lady when he was out with his grandmother so he decided it was time. It wasn't that long, maybe 3 inches, but it was long enough that it was curling so it did give a little bit of a feminine style, but he was wearing boy clothes so not sure how he got mistaken for a girl. DD has gotten quite good with the clippers. I only had to trim up a bit around his ears. So that saved us $15. It's not quite a buzz cut, but no one will be mistaking him for a girl with it, that's for sure.
Posted in
Cutting Expenses,
Spending Journal,
Regular Shopping
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3 Comments »
January 3rd, 2014 at 05:23 pm
Yesterday DH and I put 6.75 pounds of rabbit meat through our new electric meat grinder.
It worked great and the results were very nice. It looks sort of like ground pork, but not as fatty. DH cooked up some of it for cheeseburgers for dinner last night using his new 17 inch cast iron pan (which I can't even lift by myself). It was fantastic. I never dreamed rabbit burger would be so good. I guess I should have because it is great every other way we've tried it. So we now have a ground beef substitute. Although we will continue to use beef on occasion the organic, sustainably raised stuff has gotten to be $7 a pound.
We've got four more that need to be cut up. I am planning three of them for mostly grinding to burger and one to do up for stir-fry meat. We'll be boiling the bones for stock and canning up some soup with the meat that falls off the bones and the resulting broth.
We also have 8 more that have hit the 5 pound mark that need to be taken care of. We will probably do them this weekend, since it is supposed to be clear.
I've been learning to cook on cast iron. We pulled the 3 pans we were given as a wedding present out of storage and have seasoned them and started using them. We've had one pan too many flake their Teflon off. Even the nicer pans are looking worse for wear, except for the stainless steel ones. The cast iron is working great. It is truly non-stick. I love using it. I just wish it weren't so heavy. I need to eventually get a 12 inch skillet. I am already planning on getting the Dutch oven for my upcoming birthday in February. Maybe I'll get both.
I need to start posting my menu plans again. We have actually done very well. We've only gotten take out once as a family since DH came home on the 19th. DH and I did get Subway one day while we were picking up feed and didn't have the kids with us. Ouch. For the two of us it was just under $25. Although my sandwich gave me two meals, I did not realize they had gotten so pricey.
I can't eat the cheap stuff anymore though. The last time I had McD's I got sick. The last time I had Arby's (with a coupon) I got sick. I think it is because my diet is normally so free of high fructose corn syrup, which they both use in their buns, that I can't tolerate it anymore. In a way it's good I guess, because I'm not spending so much money on that kind of food and am more willing to cook at home. I have better uses for the money, too.
Posted in
Cutting Expenses,
Meal Planning,
Sustainable Living
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5 Comments »
December 16th, 2013 at 01:50 am
I keep thinking about paying off the mortgage. We are so close now at under $8K and I really think it would be a good thing to do, just to have it done with. It would mean one more thing to cross off our list. It would be one less payment we'd be making every month. It would mean between $400 and $1000 (which is where my payments generally are, depending on the month) that could go elsewhere.
I am also thinking about having the water turned off at the house. Because there is no need for it now that it is winter and nothing will need watering out there until summer. We have so many rains in the spring that it isn't necessary. It is $72 a month to keep the water turned on. While the workmen were there it was necessary, but now it isn't. Also, with the water turned off we won't risk the pipes freezing or anything like that.
Another thing I will have DH do the next time we go out there is to turn off the hot water heater. The electric isn't that high out there, but we could cut the bill from $30ish to $15ish by turning off the hot water heater. Between the two things that could give us $87 a month to throw into our down payment fund.
The house has been shown a half dozen times and while it has been in the running for at least two people, it has not been the house picked. I think it is probably priced too high, but I hate to lower the price before it has been on the market for 3 months. When I see houses reduce the price too quickly after coming on the market it always looks like desperation to me.
Our realtors are supposed to be finding out from the ones who showed it what the deal is. If the people looking are finding it too expensive or just don't like the area or don't like the school district. There is nothing we can do about the last two, but we can drop the price if that is the sticking point. I just don't want to have to drop it too much if that isn't even the issue. It could just be as simple as they found something they liked better or that had more land.
I just don't want to end up as one of those people who has the house sit on the market for years. But considering we bought it for $65,000, I don't want to see it drop anywhere close to that, either. We've done too many improvements to the lot and the house that to not get at least $100K for it would feel pretty lousy.
It's set at $129K for now, but I'm not sure that was ever a realistic number. I just thought people would haggle if they didn't like the number. I mean that is what we did when we bought it, we went back and forth several times until we settled on a number between what they wanted and our original offer. Sometimes I think people just don't want to be bothered with bargaining.
Posted in
Cutting Expenses,
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5 Comments »
September 27th, 2013 at 09:05 am
We dispatched four of our meat rabbits today. From a live weight of 22 pounds, 11.7 ounces, we got 11 pounds, 6.3 ounces of rabbit meat and 12.3 ounces of livers, for a total of 12 pounds, 2.6 oz of food. They ate about $7 worth of feed, $1 worth of hay, and $4 worth of vegetables over their life, so it comes out to about $1 per pound. We could get a smidge more if we saved the hearts and kidneys, too, but we don't. They go to the wildlife center along with the heads and other offal.
I'd say the rabbits are paying for themselves and we are ending up with lots of good, low-fat, lean white meat in the freezer at a price that just can't be beat by anything but the cheapest chicken hindquarters and you can bet those chickens never saw daylight.
Phoebe gave birth this morning, another large litter with 8 healthy kits. We'll have a break from kindling for a while, as the next two rabbits to give birth are only one week pregnant, so have three weeks and four days to go. In another couple of months we should be able to have rabbit twice a week if we so desire.
I am going to can some rabbit meat this week and some rabbit broth for making soup later this winter, or possibly canning carrot, potato, celery, bits of meat, and onion right in the broth and can it as soup. I would also like to make up some rabbit nuggets for the freezer. And maybe some rabbit stir-fry kits, too.
That means I'll need to dig up some potatoes and get some organic carrots from the farmer's market or the no spray garden in town. I doubt anyone has grown celery here, it is kind of hit or miss in our zone, but I can get it from the store if needs must be. Organic though. It sucks up pesticides just like carrots.
It would be great to have enough soups done up to get through winter and spring, but that may not be possible yet.
-------
The repair around the skylights and the final application of stuff to make the floors look like shiny wood instead of dull wood, will get put on this weekend. We just need to find out how long it takes for the shiny stuff to dry. Then we'll go in with the realtor and see where things stand.
Posted in
Cutting Expenses,
Ee ii ee ii oo,
,
Sustainable Living
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4 Comments »
August 19th, 2013 at 06:37 am
My daughter, son, and I made Korean pork dumplings (Mandu) today for the first time. It took all three of us as it is time intensive but less so with all of us working, (one person to separate the wrappers, one person to put the scoop of filling on the wrapper, and one person to seal the dumplings shut with egg white), but they were fantastic and well worth it. And it's a nicely balanced little meal with pork, mirin, dark sesame oil, bean sprouts, scallions, ginger, garlic, egg, and cabbage in a goyza wrapper. Protein, veggies, and carb in one neat little package. It should have had tofu, too, but I didn't want to dry tofu, so I left it out. I should have taken pictures. Ah, well, next time I make them I will take photos and post the recipe.
I liked them even better than the ones from the Korean restaurant in our town or the Hawaiian Barbecue franchise. I can make 100 dumplings for $10 (less if I'd not used free range organic pork from the ranch). They sell for $6 for 10, so quite the cost savings there.
I received a check from the food co-op, dividends for the year of $7.43 (I think) so I will deposit that into the Emergency Fund along with all the ones I have saved tomorrow.
I am hoping I can recreate my budget spreadsheets. I don't have a current copy saved outside my other computer, but I do have my 2012 budget and should be able to extrapolate from there. I think I can figure out what money was in which category of the Holding Tank from previous blog posts, too. From now on I am seriously backing up my spreadsheets onto a flash drive every week. I feel stupid for not doing that.
I think I can get through until payday Friday with only spending $30 on food. That should leave me with a bit of money to shunt into the Emergency Fund.
I've been having troubles with Swagbucks surveys. I get all the way to the end, hit submit, and then it goes Oops, we had a problem and it's lost along with all my time and points. Very irritating. I did get Swagbucks to credit me the 150 points for the one, but they said they'd only do it the once and only because I'd spent so much time on it. The survey companies they do business with really need to get their acts together. Fortunately I was able to make the daily goal without any surveys today. I didn't need the frustration.
Posted in
Cutting Expenses,
Emergency Fund/Coin Jar
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0 Comments »
July 29th, 2013 at 09:20 pm
I am trying to get my grocery budget back under control again. Menus are based on foods currently in the fridge or freezer. I'd prefer not to go to the store for the rest of the week, except for milk.
Monday:
Teriyaki Pulled Pork in the crockpot
Homemade buns
Cherries
Cole slaw
Tuesday:
Fried chicken
Fried potatoes
Broccoli/cauliflower
Blueberries
Wednesday:
Waffles
Strawberries with whipping cream
Ham
Thursday:
Slow cooked rabbit in the crockpot with potatoes, carrots, onions, and celery
Cherries
Cole slaw
Friday:
Bacon cheeseburgers
Homemade French Fries
Leftover broccoli/cauliflower
Blueberries
Saturday:
Homemade pizza with pepperoni, ham, yellow onion and bell pepper strips
Cole slaw
Sunday:
Slow cooked beef chuck roast
Mashed potatoes and gravy
Green beans
Blueberry cornbread muffins
Posted in
Cutting Expenses,
Meal Planning
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June 4th, 2013 at 04:34 pm
Yesterday when I went to the chiropractor who was finally back from his long vacation, I looked at my card and I don't have to pay the next month of the chirocare family plan until June 28th. He added 13 days to my card to replace the 13 days he was gone. Normally it's due around the fifteenth. Which means I don't have to pay it out of this month's cycle at all. It can wait until the next cycle starts up. And because the 28th is a Friday and they are closed on Friday's we won't have to start the next plan until July 1st. It will still come out of the 28th's paycheck, though.
Meanwhile, that gives me $225 to work with that I wouldn't have had this month. It'll go into the Wisconsin Fund. It comes out of the 6/14 paycheck.
I think I forgot to say what my last coin jar update was. It was $5.65. The way I organize my coin jar is that all loose coins go in the jar, but all bills go into an envelope that I keep in the dresser drawer beneath the coin jar. On occasion I'll get 50 cent piece or a dollar coin and they'll go into the envelope, too. Right now there is a 50 cent piece in with my ones. Anytime I get enough change together to roll coins, then the rolled coin roll goes into the envelope, too. Whenever the amount in the envelope hits $30 or more I make a deposit.
I hit my daily goal yesterday on Swagbucks. I am not sure how since it was 100. I guess I was on the computer a lot yesterday so had the SBTV running in the background. I didn't search much, but I did get the first LA collectors bill. I also cashed in for a $5 gift card from Amazon. I don't know if I'll hit my goal today or not. It's 80, but I don't know if I'll have as much time to spend on the computer today.
I have five things coming out of Friday's paycheck, $1000 to Mom, the car payment, the electric bill for the old house, the phone for the old house, and $1000 to the BoA VISA. Then for 6/14 paycheck I have $2000 to BoA VISA and vacation will be paid off, the internet bill, and $1000 to the EF. There might be a few middling expenses charged to the Visa as DH will be coming home right before I pay that, but there is plenty there to pay it in full. It'll be nice to get back to doing that each month again. I think we only had it paid off for 2 months before going on vacation. It might have only been for one.
The 6/21 paycheck will be the small one with just two day's wages on it. That will be split between groceries, miscellaneous, the sleep doctor, and a good portion of it to the Wisconsin Fund. It looks like FIL and MIL will be staying at their condo from their travel club when they go, so DH might be able to crash there with them. If he didn't have to pay for a hotel that would make things a lot easier.
I had thought it was in Milwaukee, but it sounds like the hospital FIL will be going to is in Madison. I'm not sure if they've got a date yet, but the further out in summer or fall they get it, the easier it will be on our financials to find the money for this. I know you have to schedule quite a ways in advance for these things.
I think June is just going to be a very smoothly functioning money month, so long as I don't throw caution to the wind and decide to eat out a bunch. It is not on the agenda for this week, that is for sure. I have too much lovely food to cook that I am looking forward to making this week. And since I finally got a full night's sleep last night, I'm not going to be too tired to cook it.
Posted in
,
Cutting Expenses,
Extra Income Sources,
Medical Issues and Spending,
Is Budget a Four Letter Word?,
Emergency Fund/Coin Jar
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2 Comments »
April 6th, 2013 at 09:33 am
Just got off the phone with DH. They couldn't find a bed for him to stay up there an extra two weeks, but they okayed him bringing the work home so he will be putting in 8 hours a day at $25 a day less than if he were putting in his full hours on the slope. Not bad, though. We'll net a little over $6000 for it. Considering how much we overspent on vacation that will be a very good thing.
Posted in
Cutting Expenses
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3 Comments »
January 21st, 2013 at 01:37 am
I can't believe how close I am to finally paying off the BoA VISA card. At the beginning of January it felt like it was going to take so long just to get to this point, but now it's almost here. It feels so good to be almost out from under it.
DH bought a one way plane ticket $457.40 and one of our autopays went through $105 (for some reason I thought this one was $120, but I guess not). So total BoA balance is now at $2562.40. We will still be able to pay that off on Friday and then we are starting over with this card, using it only for DH's plane tickets, hotel overnight in Anchorage, and travel food. Oh, and anything DH might need from the commissary, like cold medicine or cough drops No more miscellaneous purchases.
After this month DH can go back to buying round trip tickets, instead of one way tickets. That'll make it more convenient for him.
----------
I cashed out for another $5 gift card for Amazon from swagbucks. I think I'll be able to hit five of those this month. I have one that should hit my account in a day or two. I think I am going to save these gift cards for Christmas. My friend who was doing so bad didn't want me to use the Amazon cards for her, so I have a balance right now of $75 in my account.
If I can add $25 a month between now and Christmas I should have a total of $350 in gift cards. We spent about $600 on Christmas this year, so that covers over half of it. We ended up buying a lot of stuff on Amazon, too, so that will work out really well for us.
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I didn't end up driving down to the farm yesterday. I've just been too exhausted lately and a drive like that with two bickering kids (they have been nuts this week) was more than I thought I could handle. The money is still set aside though. We will go next Saturday when DH is here to do the driving.
Posted in
Goals,
Cutting Expenses,
Bringing Down the Evil Empire,
Holiday Planning and Purchasing
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2 Comments »
December 23rd, 2012 at 03:20 pm
I received another $5 gift card to Amazon from Swagbucks today. I should be getting another one in a day or so. Right now my gift card balance is at $60 and I've earned $70 worth for the year. Not bad when I've only been doing this for a few months. I might get another one before the year is up if I really push the SBTV for the next couple days whenever I am online. Assuming it works properly.
I forgot that we would be getting reimbursed from MIL for the gifts we bought for her to give to our kids and us. She can't get out of the house like she used to and internet shopping isn't really her thing. Anyway, she gave us a check for $313. That was on top of the $100 she gave to DH, so hopefully the credit union will be open on Monday. I know that one of our CU's is open until noon on Monday, but it's not the one we do the major banking at, it's the one we do the easily accessible portion of our EF at (the Safety Net).
If our main CU is open then I will deposit that money and be sending another payment to the credit card. So far this month I have sent $2500 to the BoA Visa. We will send the $313 to the BoA Visa and if DH is ammenable the $100 as well. Then I think we will have enough at the end of the month to send an additional $1000. I'm still debating about using the $1000 in the freezer fund to send to it. I can replenish that $1000 when our income tax return comes.
It is hard for me to spend saved money, but we really don't need the new freezer yet. And we do need to get out of debt. I set aside $2500 for first of month bills, but with AMEX now paid off the monthly $500 for that can go to the credit card as well. Any of the money I set aside for early January that doesn't go to bills or groceries will go to that Visa as well. If I do all of that then we should be able to have that card paid off by the end of January. I want it gone.
I don't think I'll need to do much in the way of grocery shopping between now and our next paycheck on January 11, other than picking up some milk, fish, and a few vegetables. Although if I have the chance to pick up some canned pineapple, oranges, and toilet paper from Costco, I'd like to swing that. I wouldn't go there until the 27th or 28th. No way am I going out on Boxing Day. It's almost as bad as going out on Black Friday. Dangerous. We have plenty of meat in the freezer so I shouldn't need to buy any protein.
I am anxious to push through to the next month. I also want to see what the higher income tax is really going to do to us. I'm thinking we'll lose about $200 a month out of our net take home pay. It would be nice if they renewed that lower tax rate, but I'm certainly not holding my breath that the..."gentlemen" in DC are going to get anything done. Except allowing the Fed to print more money backed by nothing but air.
Honestly, all that stuff going on in DC is making it more important to us than ever to pay off our consumer debt. It'll make their fingers in our wallets a little easier to cope with. Plus I've had a weird sort of paranoia about having debt on credit cards for the last year. Like there was something about the middle of 2014 that was going to happen that would make it very bad for us to be holding a lot of credit card debt. It's just a feeling in my gut and I'm pretty sure it's an irrational one, but it's there and it's driving me to finish getting this gone.
Posted in
Cutting Expenses,
,
Bringing Down the Evil Empire
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4 Comments »
December 16th, 2012 at 07:11 am
Food Stamps Challenge on Paper—Week Two Menus
The first thing to do on your second week is to get up a little early and take one container of pulled pork out of the freezer to thaw in the fridge. Then take your beef chuck pot roast and put it into the crockpot. Season it with your seasoned salt and some pepper and add 2 cups of water to the bottom of the pot. Make sure some of the seasoning and salt is in the water to flavor it as well as on the roast. Cook on low all day for eight to 10 hours while you are at work. Then start breakfast which will be just a little more complicated today, but certainly doable even for the novice cook. Put 2 eggs on to hard boil.
Day 8—
Breakfast—
One hard-boiled egg
Breakfast Apple Crumble
4 ounces of milk
To make the crumble you will need 1 apple peeled, cored and chopped, 1 biscuit, crumbled, 1 tbsp of butter, 1 tbsp of water, 1 ½ tbsp. of sugar.
Combine apples, 1 tbsp of sugar and water in a microwave safe bowl. Cover with plastic wrap. Cook for 5 minutes. Meanwhile crumble your biscuit into very small pieces. Let apples sit for a couple of minutes and then remove plastic wrap very carefully to avoid steam burns. Melt your tbsp of butter. Stir the biscuit crumbs into the butter.
Pour out any liquid in the apples. Level the apples and then pour the biscuit crumbs on top in as even a layer as you can. Sprinkle the remaining ½ tbsp of sugar over the top.
Put the oven rack on its top rung and turn on the broiler. Be warned that in small homes the broiler can set off the smoke detector because of its intense heat. You probably won’t be using it long enough to set it off, but it could. Once the broiler is up to temp, bake the concoction for one minute. Turn the broiler off and allow to cool. Serves one.
Lunch—
2 slices leftover pizza
1 carrot
Water
Dinner—
4 ounces beef pot roast
Mashed potatoes and gravy
1 cup of coleslaw
Water
Boil 6 potatoes. Divide beef pot roast into 8 servings in four containers. Freeze three. You will be eating one serving and refrigerating the other. When you drain the potatoes, save the potato water. Remove 4 potatoes worth of boiled potatoes from your pan and set aside. Mash the other two potatoes using 2 ounces of the potato water and 1 tbsp of butter. Take 2 tbsp of the beef drippings in the crockpot and 1 tbsp of flour. Stir together until there are no lumps and add two cups of potato water, whisking until well blended. Put in a frying pan and bring to a boil while stirring, then adjust heat to medium low. Add salt, pepper, or seasoned salt to taste to flavor the gravy further. Cook until gravy no longer tastes floury. You will eat half of your mashed potatoes and ½ cup of gravy on this night, leaving one serving of potatoes and 3 servings of gravy for later in the week. Refrigerate your 4 leftover boiled potatoes and your potato water. Refrigerate the beef juice from the crockpot for later use in the week.
Day 9—
Breakfast—
Breakfast Burrito
Hashbrowns
Water
Take one of your boiled potatoes and quickly grate it through a cheese grater and mix it with 2 tbsp of onion. Fry in a little oil on medium high for 3 minutes on one side and about 2 minutes on the other. Use some of your ketchup on top.
Beat one egg and mix with 2 ounces of pulled pork. Fry in a bit of oil until egg is cooked through. Scoop mixture onto a tortilla, lightly sprinkle with cheddar cheese, and roll up.
Lunch—
Chicken noodle soup
Orange
Water
Save your orange peels
Dinner—
Hot open-faced roast beef sandwich
Leftover mashed potatoes with 1/2 cup leftover gravy
1 cup of coleslaw
Water
Warm up mashed potatoes, gravy and 4 ounces of roast beef. Toast two slices of bread and spread with some of your garlic butter. Place roast beef on top of each slice, then mashed potatoes, then cover it with gravy.
Take out 1 container of chicken and one cup of chicken broth to thaw in the fridge and take out 2 pieces of bread to go stale overnight.
Day 10—
Breakfast—
Simple French Toast-
Apple
Water
2 slices of stale bread
2 ounces of milk
1 egg
1 tsp of sugar
½ tsp orange zest
We will be using orange zest instead of cinnamon in this French toast recipe. Rub some of the orange peel you saved from the day before, orange part only, against your cheese grater until you have ½ tsp of orange zest. Discard remaining orange peel. Beat egg, sugar, and milk together then add orange zest and beat until blended. Put into a shallow bowl or a plate with rounded edges. Dip bread into bowl to soak up mixture. Melt 1 tbsp of butter on medium heat in your skillet. Place bread into skillet. Fry for about two minutes. When bottom is browned flip it over and cook on second side, about two minutes. Remove to a plate. If you have any mixture left, scramble it quickly in your pan. No need to throw it away. Add 4 tbsp of syrup.
Lunch—
Chicken noodle soup
2 slices of honey bread
Water
Dinner—
Chicken stir-fry
Water
Take 2 carrots and 2 stalks of celery. Clean and trim the celery, putting the trimmings into your freezer baggy. Peel and trim the carrots, putting the peels into the freezer baggy. Peel 2 cloves of garlic and put the skins in your freezer baggy. Smash and mince garlic. Cut carrots into quarter inch slices on the diagonal. Cut celery into quarter inch slices on the diagonal. Trim and peel onion. You know where the scraps go. Cut onion into strips and set aside half in a covered container and place in the fridge. Take1/4 cup of oil and mix it with half a cup of chicken broth, 2 tbsp of honey and ¼ tsp of your chili powder. Take out your container of chicken, remove half and return to fridge.
Heat a little bit of oil in your frying pan over high heat and sauté your carrots for 2 minutes. Add your onion and garlic and sauté for three minutes. Add your celery and sauté for 2 more minutes. Remove vegetables to plate and put in 8 ounces of chicken. Saute about one minute or until chicken is warmed through. Add your liquid ingredients and stir, then return vegetables to pan for 1 minute or until everything is hot. Half of this is your dinner and the other half is your lunch the next day.
Take out one slice of meatloaf to thaw in the fridge.
Day 11—
Breakfast—
2 pancakes with powdered sugar
1 egg scrambled with 2 ounces of pulled pork, 1 tbsp of diced onions (cut a few from the strips in your fridge) and 1 tbsp of diced bell peppers
4 ounces of milk
Lunch—
Leftover chicken stir-fry
Apple
Dinner—
Chicken noodle soup
1 slice of meatloaf
1 cup of coleslaw
Take out 2 containers of roast beef to thaw in the fridge. Take out 1 whole chicken to thaw in the fridge.
Day 12—
Breakfast—
2 scrambled eggs
2 Biscuits and gravy (use ¼ cup of your leftover beef gravy)
Lunch—
Pulled pork sandwich
1 cup of coleslaw
Dinner—
Chicken quesadilla
Orange
1 Carrot
Sauté ½ of your remaining ½ of an onion and 2 ounces of bell pepper strips in a little oil. Warm up 4 ounces of chicken in the microwave. Place tortilla on a frying pan and lay out onion, bell pepper strips, and chicken on top. Sprinkle with mozzarella cheese and top with another tortilla.
Make some more orange zest with your orange peel.
Day 13—
Breakfast—
French toast with 4 tbsp of syrup
Apple
Lunch—
1 boiled egg
Chicken Sandwich
1 carrot
Dinner:
Roast beef hash
Cole slaw
2 cups cooked roast beef, cut into half inch cubes
½ cup leftover beef juice
1 onion, medium diced
2 leftover boiled potatoes, peeled and cut into half inch cubes
2 tbsp butter
2 tbsp oil
Salt and pepper
Melt 1 tbsp of butter and 1 tbsp of oil on medium heat in a large skillet. Add onions and sauté for four minutes or until onion is soft. Add cooked potatoes and brown. Add salt and pepper to your taste. Flip over potatoes and onions and brown. Remove to a plate. Turn meat up to medium high and melt 1 tbsp of butter and 1 tbsp of oil in the pan. When hot and melted add cubed roast beef to the pan. Brown on all sides and return onions and potatoes to the pan. Cook for two more minutes. Pour in ¼ of beef juice. Cook for one more minute. Taste. Add additional salt and pepper if needed. Makes 8 servings. Divide into 4 containers containers. Freeze 3. Put 1 serving in the fridge and eat one for dinner. Freeze remaining beef juice.
Day 14—
Breakfast—
2 egg omelet with 1 tbsp diced ham and 1 tbsp cheddar cheese
1 biscuit with cheese
Begin a batch of bread dough and leave to rise in a warm place following the instructions in the post here: http://luckyrobin.savingadvice.com/2012/12/06/youve-done-the-shopping-now-what_99377/ Remove your pizza dough from the freezer and put into the fridge. After bread dough has doubled in size, punch down and knead for five minutes. Divide in half and put into two lightly oiled bread pans. Let rise until poking over the edge of the pans and then bake. Start lunch. Remove bread when done, remove from pans and allow to cool on a cooling rack.
Lunch—
Spaghetti and Meatballs
2 slices garlic toast (2 bread ends)
Prepare spaghetti sauce as you did in week one. Boil 8 ounces of spaghetti noodles and warm up 3 meatballs from the freezer. Serve yourself half of the spaghetti with 4 ounces of the sauce and refrigerate the rest, spaghetti and sauce in separate containers.
After lunch it is time to deal with some veg and fruit and the second chicken you bought on grocery day. Wash your hands. First cut the wrapped half of cabbage from your fridge (removing the wrap of course!) and cut it into slivers or shreds, cutting away any part of the core still left. Set this aside. Peel 2 apples and cut them into pieces to remove the cores. Thinly slice and set aside. Trim and peel an onion putting the skins and cut off parts into your veggie bag in the freezer. Cut the onion into slivers and set aside. Wash your cutting board in hot soapy water and dry. If you have a separate cutting board for meats and for veggies, get out your other board, otherwise use the one you just washed (always do meat after vegetables, never first).
Remove the wrap and check for a packet of giblets. If there is a neck, remove it from the package and then do whatever you normally do with the rest of the organs. Mine go to the neighbor cat. Rinse the chicken inside and out.
Next we are going to cut up the chicken. Although many people think this is a complicated business, it’s a lot simpler than you’ve been led to believe. The internet is a great resource for showing you how to do this. There are videos on youtube or written instructions on many websites. Make sure you have a sharp knife, preferably a butcher knife. Get out two bowls.
The way I do it is to put it breast side up (that’s the meatier side without the ridge for those of you who have never done this before) and first pull the leg and thigh away from the body. I cut through the skin so that I can see the meat and then cut through the joint where the thigh connects to the body. You can feel where this joint is with your fingers. Once you have cut the hindquarters off, feel for the joint between thigh and leg. You can break it and then cut through. Repeat on the other side. Then remove the wings in the same fashion by pulling them from the body, slitting the skin to see where it joins, find the joint with your hands and cut through it. Put all of these pieces of chicken into one bowl.
Now you are left with the body of the chicken. I like to use kitchen shears for this next part but it can be done with a good knife. Cut down each side, you can look in and see where the bones don’t quite meet up, separating the back from the breast. Take the back and turn it bony side up. You can see where the bigger part joins to the smaller part. Cut this in half at that spot and put in the bowl with the other pieces. Then take the breast and turn it meaty side up. Remove the skin (on the breast only) and set aside. Feel for the breast bone and if your knife is sharp enough, cut directly down this bone. If your knife isn’t quite sharp enough, cut to just one side of this bone. You want two roughly equal pieces.
At this point watch this video to show you how to take out the bone: http://www.youtube.com/watch?v=u7Ut68Z3FUU I find it much easier to have someone show you than I do to try to describe how to remove the bone. Save the bones and the skin in a baggy in the freezer.
Set aside the chicken breast in your second bowl and wash your cutting board in hot soapy water and then put it into the dishwasher to be washed again. Wash your hands thoroughly with warm water and soap.
Preheat oven to 375 degrees. In an oven safe dish (I used my square glass brownie pan) layer 1/3 of the cabbage, ½ the onion, and ½ of the apples. Then layer 1/3 more of the cabbage, the other ½ of the onion, and the rest of the apples. Finish with the final 1/3 of the cabbage. Cover and leave on the counter.
Mix four ounces of apple juice with 1 tbsp Italian herbs, ½ tsp salt and ½ tsp pepper. Pour over the chicken and cover aluminum foil (you will be using the foil in cooking) and place into fridge.
Take your 2 legs, 2 back pieces, 1 neck if you have it, 2 wings, and 2 thighs and rub them on both sides with oil. Place them skin side down into a baking dish and sprinkle with your seasoned salt, salt and pepper. Put them in the oven and cook for 20 minutes. Turn over and cook for 40 minutes.
Remove from oven. Take out the legs and thighs and put onto a plate. Mix 2 tbsp of honey with 4 tbsp of ketchup. Brush over wings, backs and neck. Put back into oven for 5 minutes and then remove. While wings, backs, and necks are cooking, take the meat off the two thighs, and the two legs. Save the bones in a baggy in the freezer.
Check on your bread dough.
Remove your chicken breasts from the fridge and put them on top of your cabbage mixture. Pour the apple juice from the bowl into the oven-safe dish. Cover with aluminum foil and put into the oven. Cook for one hour.
While chicken and cabbage is cooking divide the barbecued chicken into two portions. Each bowl should have one each of a back and wing and the container with the smaller back piece should have the neck. Freeze. Remove the meat from the thighs and legs. You can eat the skin or add it to the freezer bag. Put the bones from the thighs and legs in the freezer baggy. Divide into two containers and freeze.
Prepare 4 potatoes, 4 carrots, and one onion. Put the carrot and onion peels into the freezer baggy. Cut vegetables into one inch cubes. Put into an oven safe dish and add 1 cup of water. . Remove chicken and cabbage from oven. Put vegetables into the oven to roast for an hour and a half. Divide the cabbage, onion, and apples into four portions and then divide the chicken breasts among them.
Dinner:
Chicken noodle soup
Chicken and cabbage
Remove vegetables from the oven and divide into four portions. Refrigerate. Wash everything. Go collapse in a chair. Slice each loaf of bread into fourteen pieces. Wrap in aluminum foil. Freeze one and put the other in the fridge. Congratulations. You made it through week 2.
Posted in
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Meal Planning,
Organize My Life
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2 Comments »
November 22nd, 2012 at 08:24 am
Not much of anything, but a little bit of everything. I added $1 to the coin jar. It was in what DH gave back to me before he headed to Alaska.
I balanced the checkbook to the penny again. I love it when it comes out perfectly. I have $419 left in checking until the 30th and no bills due until after that. I shouldn't have to buy anything between now and then except milk and oranges and if I do, I have $105 in cash. I am hoping to send the full $419 to the credit card. Any cash left from the $105 will hit the emergency fund.
I had to send DH to the grocery store with a list before he left Monday because I am extremely contagious. Let's just say he spent quite a bit more than I would have. Total was $115.92 We're over the allotted grocery budget for the month, but we aren't going to eat out between now and then anyway because I am trying to expose as few people as possible to this thing that never ends, so I just took it out of that money.
I received a check from ACOP for $14.05 for surveys and sent for another $5 gift card through Swagbucks.
I set up the budget spreadsheet for December and I updated the November one with all of the medical spending.
I ordered a box of checks. It was $16.86. They are getting more expensive but I am using them less and less. I still don't want a debit card. I feel like writing the check out makes me more mindful of what I'm spending. It's too easy just to swipe a card and forget about it.
My kids have decided they want to spend the entire weekend in their pajamas. Sounds like a pretty good deal to me. I may join them in that.
Mom is cooking dinner tomorrow. She's the only one not infected and she wants to stay that way. Eldest sister is coming over. I'm still not used to her wanting to be a part of our lives. It is weird. I never thought I'd see the day where I was actually looking forward to having her around again. I am hesitant to think I can rely on her to help out with Mom, but maybe she will.
The day won't be too hard on Mom. I had brought up just skipping it until I'm better (ha!) if she didn't feel like she could handle it, but she wanted to. Since we are only making Cornish game hens instead of a turkey and baking the potatoes and dressing at the same time she says it's easy. Mom has a double oven, which is helpful. Minimal fuss, minimal muss.
We will also have fresh broccoli from the garden. I still can't beleive that I am harvesting anything in late November! What a weird fall we are having.
Let's see, what else? Oh, the birds. Kyri has finished molting I think. Queen and Patricia are in full blown molt so not laying at all, and the pullets continue to lay pretty well, as does Lady who is still bunking with the chickens. There's been no luck on trying to find some ducks her age to keep her company. I think she's happy enough thinking she's a chicken.
There are now four chickens who are laying regularly in the little box on the back porch. Apparently it's the in thing to do. New to the box is a leghorn since those are the only white egg layers we have. Everyone else lays brown, pink, or blueish green eggs. Daily egg count is an average of six eggs. I am glad we haven't needed to put a light in with them at night. We might in December and January just for a heat source if the weather turns and it starts freezing, but it has been so mild so far we may luck out.
And...I think that about covers it. Happy Thanksgiving tomorrow to all of my American friends and happy Thursday to everyone else.
Posted in
Cutting Expenses,
Extra Income Sources,
Spending Journal,
,
Grocery Shopping,
Holiday Planning and Purchasing,
Is Budget a Four Letter Word?,
Ee ii ee ii oo,
Emergency Fund/Coin Jar
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1 Comments »
November 21st, 2012 at 01:43 am
I read a lot of frugality and debt-reducing blogs and message boards and one thing that comes up time and time again is the argument over cable TV. This is not pointed at anyone here. I read blogs in lots of places. These are just my general observations. Anyway, it tends to go something like this:
Person 1: I am desperate to make ends meet. I can barely meet my minimums. I'm thinking about bankruptcy because I don't possibly have any place in my budget that I can cut. Help me!
Person 2: Oh, look, there in your budget, $180 for cable and internet. That's a good place to cut.
Person 1: But I have to have internet. I need it for work. I need it to pay my bills. I need it to do my banking.
Person 2: Okay, but you can get high-speed internet access for $70 a month. Keep the internet, but ditch your cable and you will still be saving $100 a month.
Person 1: Ditch my cable? Are you crazy? I cannot survive without my cable, my precious. I have to have my cable. I NEEEEEEEED it.
Person 2: No you don't. You need food and shelter and clothes and to pay your debts. You don't need cable. I should know. I haven't had cable in 5 years.
Person 1: Well, I have to have it. It's my only source of entertainment.
Person 2: Really? Your only source of entertainment? So you can't read a book or borrow a free movie or a book on CD from the library? You can't watch programs for free on youtube? You can't surf the internet. You can't teach yourself to do something productive, like knit, while you are listening to the free radio?
Person 1: No, no, I must have cable. I must have my shows.
Person 2: So you can't watch them on the internet on the networks' websites?
Person 1: But they don't air on the same day as they do on TV. I would have to wait a whole 24 hours, or in some cases 8 days. I can't be that far behind on my shows! Everyone else is watching them as they air!
Person 2: So it's not really for entertainment then. Because if it were for entertainment, it wouldn't matter what day you watched it on as long as you had something to watch that day. Is it to keep up with everyone else? Like...the Joneses?
Person 1: Huh?
Person 2: If everyone jumped off a bridge would you?
Person 1: I would if it were on cable TV! And besides, I don't like watching my TV on an itty bitty TV screen. I like watching it on my 60 inch flat screen that I am still paying off.
Person 2: Because you couldn't get a cable to plug your laptop into your TV so you could watch the internet shows on the bigger screen?
Person 1: Why get a cable, when I can just keep cable?
Person 2: Because you can't afford it.
Person 1: But I NEEEEEEED it. You don't understand my situation. I can't give this up, find something else in my budget to help me cut.
Person 2: Fine, what about your grocery budget? $800 a month for one person, that seems like an awful lot, doesn't it?
Person 1: Well, yes, but I have to eat out. I don't know how to cook and anyway fast food is cheaper.
Person 2: No, not really. If you can read a cookbook, you can learn to cook. Or make a sandwich.
Person 1: But it takes so much time! I am too busy. I can't cook. I have 4 programs to watch tonight and I might miss one if I am cooking.
Person 2: Then you are seriously watching too much TV.
Person 1: But it's my only source of entertainment!
Person 2: Well, there is your cell phone bill...
Person 1: No, I just got locked into a two year contract. It was the only way I could get the super fancy phone.
Person 2: I give up.
Person 1: Why won't anyone help meeeeeee? I need to find some place to cut...
And so it goes, on and on. I guess I just don't get it. Is it like an addiction, the TV watching? Is it like giving up alcohol or cigarettes? Or is it like giving up the pretext that you are still part of the middle class you grew up in? Does giving up cable mean you have to face the truth of your situation?
I think maybe cable TV is the last bastion of entitlement. I think people feel like maybe they are still keeping up if they can keep their cable or their meals out. But if the cable goes then they have to face the fact that things are really serious and they can't always have what they want. They can't continue to hide their heads in the sand (of network TV).
The thing is, there is no easy rescue. Even bankruptcy is difficult to get these days and it doesn't always erase all of your debt anymore. When your debts are crushing you, there is only one thing you can do to climb out of the pit. You have to cut down to the bare essentials. You have to give up things you don't want to give up. You have to put your head down and plow through it. You can't have the kind of pride that gets in the way of your ultimate goal of getting out of debt. You have to work your tail off to keep your head above water.
So many people seem unwilling to do these things. It is the rare and much admired person that cuts everything to the bone and pieces together an income that allows her or him to survive and thrive despite enormous obstacles, and to do it with a positive attitude. Too many people say, "I could never do that," when what they really mean is, "I don't want to do that." And that's what makes the difference.
You can say you want to be out of debt all you want, but if what you really want is to keep your life the way it is without making any changes, then you really don't want to be out of debt. You just want the problem to go away. And problems ignored don't just go away. They tend to get bigger. And Bigger. And BIGGER. And then it's not going to be a choice of you cutting your cable so you have money to pay your debts, it's going to be the cable company's decision to cut you off. And the power company's. And the water/sewer. And the garbage collection. And it won't matter then how badly you need to watch your shows or heat your house, or get rid of your waste. It won't be an option.
Isn't it better to decide now, today, to do what you can to get into a situation where that will never happen? Isn't it worth giving up a few luxuries so that maybe one day you won't have to? I think so. I really do. The question is, do you?
Posted in
Cutting Expenses,
Off on a Tangent
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13 Comments »
November 14th, 2012 at 03:30 am
The weather this fall has just been the weirdest weather I remember having. It's been unseasonably warm. 2 nights ago we finally did have a frost overnight and a temp of 28, but it has bounced back up into the high 40's at night. The frost didn't do any damage at all that I can see. The kohlrabi is fine, the green onions are still green and of course the cold-loving broccoli is doing great. All I can think is that because it is next to the house, maybe that is a warmer area and somewhat protected.
I've almost finished the broccoli that I have harvested. I think I'll need to cut a couple of the plants by Friday, but the rest are fine to continue their slower growth. It is nice not to have to purchase broccoli, but harvest it as I need it. I really wish I'd gotten some more lettuce into the ground in late September because we'd be eating it now.
The potato outcome is 107 pounds. These potatoes were all volunteers, too. So I've topped $1000 worth of organic produce harvested this year. Remember this is after the cost of starts and seeds. Just goes to show you really can grow a lot of food in small places. And if all goes well, I will still have twelve heads of broccoli to harvest and possibly some side shoots.
The tomatoes wrapped in newspapers continue to ripen as do the ones on the kitchen table. There is enough ripe to add to my spaghetti sauce this week.
As for the chickens and duck, we continue to average six eggs a day. Lady continues to bunk with the chickens. She has resumed her egg laying so I think she is over the trauma of the racoons eating her nest mates, except she won't go anywhere near the new Fort Knox duck den.
Mom is talking about getting ducklings in early spring to put in Fort Knox when they are big enough, but even if she does, Lady may have nothing to do with them. It can be interesting introducing new flockmates, to say the least. As long as she puts herself in for the night with the chickens she is welcome to stay in the chicken coop. If we have to chase her down all bets are off, but I don't think that is going to happen. She's convinced herself she is a chicken and I won't disabuse her of that notion.
Posted in
Cutting Expenses,
Gardening Organically,
Ee ii ee ii oo,
Sustainable Living
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10 Comments »
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