I stopped by the grocery store with DS today because soup was 10/$10 on a one day sale. It's been running $1.79 a can lately, and with DD being so sick, she needed something that would go down easy without killing her throat every time she swallows. We were also out of crackers. So I sent DS down the cracker aisle, which is next to the soup aisle.

He comes back a minute later with the big box we normally get that has eight sleeves of crackers and he goes, "Um, Mum (he's been speaking in a British accent lately), how many sleeves of crackers are in the big box?"

"Eight."

"And how many are in the small boxes?"

"Four."

"Well, the little boxes are on 2/$5 and the big box is $5.69. We should get the little boxes."

I was so proud. When I sent him back to get the small boxes, I was beaming. I compare prices all the time in front of the kids. You hope this stuff rubs off, but you never entirely know until moments like this happen.

I was reconciling my savings accounts spreadsheet with the bank statements I received in the mail today and I realized that there was $252.01 that was not allocated to any category at ING. Not sure what I did there. I might have paid something out of the holding tank without actually taking it out and just using checking, but I took it off the spreadsheet. That's happened a couple of times. Regardless, I added it to the emergency fund category, so the EF now sits at $1457.42. Almost to the $1500 mark. I think I can get it there by the end of the year.

I received the propane bill for the old house today. The thermostat is set on 60 so that the pipes do not freeze. It is $159.65. That is quite a lot less than I was anticipating. I have $400 allocated for propane in the holding tank right now. So I will pay that and then leave the rest of the money ($240.35) in there and just not transfer any more money to the holding tank for propane until after the next quarterly bill comes. I can use that $100 a month elsewhere during that time.

Tomorrow is payday. I still have $297.82 in checking and $25 in cash. I added $6.48 to the coin jar. I really like this new habit of getting to the next payday with more than $5 left.

I've been saving my allowance since I started drawing one again. I have $154. I haven't decided what to do with it. Maybe I'll save it for Disneyland. I like to buy a sweatshirt or light jacket, a couple of t-shirts, and one of the Splash Mountain towels when I go and they are a bit expensive, so having the extra saved for that would be a good idea. They are so well made that they last for years. In fact I can still wear the Disneyland sweatshirt I bought in 1995 on my honeymoon and it looks great. None of the stitching has come out or anything. So I feel like they are a good investment.

DS's Christmas presents arrived today so he is all taken care of. I need to get on the ball and order DD's presents now that I have her list. I procrastinated last year and a couple of her presents didn't show up until a week after Christmas. 5 more days until DH comes home. It's been a long hitch and I will be glad to have him home.

Planning on Paper Only for the Food Stamp Challenge. Can one person make and eat a decent variety of fresh, nutritious food on the $133.26 monthly food stamp allotment?

I’m going to make a couple of assumptions here. I am going to assume that people have a microwave, a stove top/oven, a crock pot, and a fridge with a freezer. I am also going to assume you have a couple of frying pans and a big pot for boiling water and at least one cookie sheet. I am also assuming that people have baggies or containers. Mark every bag with its contents. Once stuff is frozen it can look remarkably similar. Oh, and wear your shoes, with a flat sole, while cooking and prepping. It will save your back.

I do have many methods for using alternative cooking sources, but that will most definitely be in another post, because it requires a completely different plan, but it can be done. I remember doing it when DH and I were a lot younger and poorer, and our stove went out and it was a few months before we could afford a new one.

Remember to wash your hands with soap before starting to cook. Wash your hands any time you are going from raw meat or eggs to something else. Wash them between dealing with different types of meat. Do not use the same spoons for raw meat or eggs as for cooked. You do not want to cross contaminate anything.

So, we are starting with the groceries listed in this post:

http://luckyrobin.savingadvice.com/2012/12/04/about-the-food...

The first thing I would do would be to put away all of the food in the fridge, freezer, or my canisters. If I were a single person, and part of the working poor, I’d have done my shopping on a day off, in the morning, so that this day off would also be the day I did a lot of my meal prep on. Otherwise shop at night on the day before your day off so you’ll have plenty of time for prep the next day. So first things first, I had to calculate my ingredients to know what I could make from it, because when you don’t have extra on hand, you must be exacting in your recipes.

20 cups 10 pound bag of flour
8 cups 1/2 gallon of milk
8 cups 1/2 gallon of milk
8 cups 1/2 gallon of apple juice
8 cups 1/2 gallon of apple juice
60 tsp 10 oz can of baking powder
32 oz 2 pounds of spaghetti
8 cups 4 cans of tomato sauce
48 eggs 4 dozen eggs
32 TBSP 1 pound butter

I seperated the two half gallons of milk and the two half gallons of apple juice since they are in separate containers. That is why each item is listed twice. I figured out that from my 20 cups of flour I could make one batch of pizza dough (two medium pizzas with 8 slices per pizza), 4 loaves of bread, 24 biscuits, and 24 pancakes. That takes 19 ½ cups of flour and leaves me with 1/2 cup, which is 8 TBSP of flour left. You will be using these TBSP for gravy later on.

Okay, so with those figures clearly in mind I would start my bread dough, because it takes the most time. Normally I use my bread machine to mix the dough and let it do its first rise and second knead in there. I have seen bread machines at Goodwill for $5. If you do not have a bread machine, you can use a food processor or a stand mixer. If you have neither of those, then you have the old-fashioned method of mixing it together with your hands.

You will be making two loaves of bread and freezing one. You will use the second bread recipe in this post: http://luckyrobin.savingadvice.com/2012/08/13/bread-recipes_... If doing it by hand, mix ingredients together to form a dough and knead for five minutes. Place towel over your bowl and put it in a warm place and let it rise. If your home is cold you can boil some water in the microwave and then take it out and put the dough in there to rise or you can put your oven on its lowest setting and let the bread rise in there. You will check on it in an hour and a half

Preheat your oven to 450 and get out a new bowl for making biscuits. Use this recipe http://breadbaking.about.com/od/biscuits/r/easydropbisc.htm except you will be using butter instead of shortening and adding an egg per batch. Double the recipe. Drop 12 spoonfuls of biscuit onto a cookie sheet. When oven is hot, put them in. If you have a second cookie sheet put the remaining 12 biscuits on it and start mixing your pancake batter. You will be doing a triple batch of pancake batter using this recipe: http://allrecipes.com/recipe/good-old-fashioned-pancakes/

Now I happen to have an electric griddle that makes pancake making a lot easier. I can do six 1/4 cup pancakes at a time on it. But even if you only have a griddle pan or a large skillet, you should be able to do 3 pancakes at a time. On the griddle I’d cook it at 325. On the stove I’d do it on medium (recipe says medium high, but I have a gas stove and I’d be taking no chances with only limited ingredients). Pancakes should cook for about 2 minutes on the first side. There will be lots of bubbles on the surface and the edges will start looking solid and shiny. Flip them over and cook for one to two minutes. Place on cooling rack. Get second batch of pancakes going. Biscuits should be done about now. If you have a second cookie sheet, put them in. If you did not, allow biscuits to cool for a couple of minutes before removing them to a plate. Scrape any residue off the cookie sheet with your turner. Check your pancakes and flip if ready. Drop next 12 biscuits onto cookie sheet and put into oven. Finish off your batches of pancakes, removing and cooling biscuits when ready. Turn off the oven.

If you do not have a cooling rack you can place your pancakes on wax paper to cool. Or plates in a pinch. You are going to be freezing these, so you don’t want them to get sweaty like they would if you stacked them hot. After a half an hour they will be cool enough to stack and put in a baggy in the freezer. You will now have used 5 ¾ cups of milk and 5 eggs. When you measure your milk to start with, take one cup out of one half gallon and then close up the container and put it in the freezer, in the back where you cannot knock it over. Then take the remaining amount of needed milk for the recipes from the other container.

Clean out your mixing bowls. It should about be time to check on your bread dough. If dough has about doubled inside it is time to punch it down and then knead it for five minutes. I knead the bread right there in the bowl. If dough is sticky I would very lightly use a bit of cooking oil on my hands (there is no extra flour to waste). Lightly oil the bread pans (you can use a bit of butter if you want, I normally do, but with butter limited and oil more available I’d use the oil). Divide the dough in half and form into loaves. Place in your bread pans and cover with a towel. Place next to stove or on top of the stove to get the residual heat to help with the second rise.

Mix your pizza dough using this recipe: http://luckyrobin.savingadvice.com/2011/03/14/pizza-dough-re... Warm up the microwave again by boiling hot water and then slip the dough inside with a towel over it. This dough only needs one rise. It should more or less be done about the time the bread dough has risen just above the top in its pans.

Get out your crockpot and put in your 2 pound pork butt roast. Combine your can of tomatoes and green chiles with 1 TBSP of chili powder. If you have a blender, give them a whirl, otherwise just stir. Pour over pork. Cook on low for 8 hours. Go and take a break until your bread dough is done rising. Check on your bread after it has risen for an hour. Preheat your oven to 375 and follow the instructions in the recipe for baking the bread.

Be careful not to bump the pans hard or slam the oven door as this can make your bread fall. Also do not walk too heavily or jump up and down in the kitchen. While fallen loaves cook up just fine, they will be smaller in volume. Because there is no extra flour, you want the volume to be as large as possible.

Once the bread is in the oven it is time prep some carrots and potatoes. Wash, peel and/or trim 4 carrots, 2 onions, 1 stalk of celery, and 3 potatoes. Save the peels from the carrots and onions, any parts you cut off the celery, and the top and bottom of the onions, and put them in a ziptop baggy and freeze. Shred one carrot into a bowl. Finely dice the celery and add it to bowl of carrot shreds. Set aside in the fridge. Cut one onion into bite-sized chunks and set aside, covered, in the fridge. Do not leave off the cover unless you want your whole fridge to smell like onions.

Cut remaining carrots, onion, and potatoes into one inch chunks and put into the bottom of your roasting pan. If you do not have a roasting pan you can use a cake pan (you will just set the chicken directly on top of the veggies). Place the carrots and potatoes into the pan and pour on two cups of water. Lightly salt. Take out one of your chickens. Freeze the other. Take out the packet of organ meats with the neck, if there is one. I don’t eat organ meats, but I know some people do, so if you do, do whatever you do with them. I feed them to the neighbor cat. I take out the neck, wash it, and place it in the water with the vegetables. Then I put the roasting rack over it. I then wash the chicken inside and with warm water, and reach inside to make sure there are no organs that have been missed, like the kidneys. I lightly rub about 1 tbsp of cooking oil all over the chicken and then sprinkle it with salt, pepper, and Italian herbs.

The bread should be done about now, so when the timer goes off, remove it from the oven and take it out of the loaf pans and set on a cooling rack. Slip the chicken into the oven, turning the heat down to 350 and setting it for 2 hours. Your pizza dough should have risen, so lightly coat your hands with cooking oil, punch down and divide it in half. Freeze half and put the other half into the fridge for use later in the week in a tightly covered bowl or a ziptop baggy. Crumble and fry your sausage. Using a slotted spoon, spoon sausage into a bowl and then carefully pour the sausage fat into a jar. Cool the fat. Cover and refrigerate. Cool the sausage until cold. Your biscuits should be cold now so put them into two gallon size freezer bags and freeze.

While the sausage is cooling, get out one pound of hamburger. Smash 4 cloves of garlic. Mince. Put the garlic skins or any bits you cut off, like the stem end, into the baggy in the freezer with the onion and carrot peels. In a large bowl, mix half of your diced onion and your garlic together. Shred one ounce of parmesan and a quarter cup of cheddar into your bowl. (You will be shredding your cheese as you need it, because it is less likely to mold in block form then in shreds). Add 2 eggs and stir well. Add the hamburger and mix with your hands. Form into 15 meatballs. I normally nuke these in the microwave for 5 minutes in my Tupperware stack cooker, but they can also be cooked in a skillet over medium heat until done. Remove to a plate and cool. Your egg count is now at 7 used.

Now is the time to put your cooled sausage into a baggy and throw it in the freezer. Take your ¼ pound of deli ham and dice it. Take an ice cube tray and divide your ham into each section and freeze it. My ice cube tray makes 14 cubes. In about 2 hours you can take it out of the ice cube tray and put it in a baggy. Put with the sausage. Add the bag of pepperoni to sausage and ham.

When your meatballs are cooled through, place them on a plate and put in your freezer. Once they are frozen solid, put into a baggy and put in the freezer. 15 meatballs gives you 5 servings of 3 meatballs each.

When the chicken and vegetables are done take it out of the oven and cover for a half an hour to help the chicken maintain its juices. Tear up a couple of leaves of lettuce to make a small salad. Top with a tbsp. of cheddar cheese. Mix together ¼ cup of mayo, ¼ cup of cooking oil, and 1 tbsp of honey for a dressing. Use 2 tbsp of dressing and tightly cover what is left in your fridge. It will keep about 5 days. Serve yourself 2 cups of the vegetables for dinner along with a chicken thigh and leg. Pull the meat off the bones and start a baggy of chicken bones for the freezer.

Before taking care of the remaining chicken, wrap one loaf of bread in aluminum foil or plastic wrap and freeze. Slice the second loaf of your bread into 14 slices, making the two end pieces slightly larger (You will be using the ends in a specific recipe later in the week). Since the bread is now cool you should be able to easily get that amount. (You won’t if you try to slice it hot.) Wrap bread or put into reusable bread bag or bread box. You will have bread crumbs after slicing the bread. Wipe them or dump them into a large mixing bowl. Get out another pound of hamburger. Take your shredded carrot, finely diced celery, and the other half of your diced onion and put them in a bowl. Crack and whisk 5 eggs. Add ¼ cup of cheddar, ¼ cup of mozzarella, and 1 ounce of grated parmesan to the vegetables. Add ¼ cup of tomato sauce. Pour eggs over top and mix in. Add your hamburger and mix together. Take one of your bread pans, lightly oil it, and pour the meatloaf mixture into it. Bake at 375 for one hour.

While the meatloaf is cooking strip the remainder of your chicken off the bones. You can eat the skin if you want. Put the bones in the freezer baggy for bones. Shred the chicken up into bite sized pieces. You should have about 4 cups of chicken. Put one cup of the chicken in the fridge and freeze the remaining 3 cups. Put the leftover vegetables into the fridge. Wash everything.

Wash, peel, and cut up two more onions, one into a large dice and one into a small dice. Do the same for two carrots. Put your peels and ends into the freezer baggy for veggie peels. Cut up two pieces of celery into a large dice. Put the parts you cut off into the bag. Take the center stalks and leaves from the celery and rough cut them. Add the rough cut leaves and stalks to the freezer baggy. Return the remaining stalks to the fridge. Smash 4 cloves of garlic. Put all of these veggies into one container. Take your frozen bell pepper strips out of the freezer. Take ¼ of your strips and dice them fine. Put them into a baggy by the sausage, diced deli ham, and pepperoni. Put the remaining strips in their bag next to these.

Go and sit down until the meatloaf is done. When it is done, take it out of the oven and let it cool for about half an hour. Once cooled, cut your meatloaf into five portions. Freeze on a cookie sheet, and then transfer to a baggy and keep in the freezer. Go and find something else to do or relax until the pork roast is done. Once it is done, take two forks and shred it, mixing it well with the tomatoes and juices. Divide the pulled pork into 4 equal amounts and put into containers.

If you have any raw meat still in the fridge, put it into the freezer. Clean the meatloaf pan and the crockpot and go to bed. Or whatever. You are done for the day. I will tell you what you are going to do with everything in another post.

Well, this project of mine is taking up quite a bit of time, I sacrificed my novel writing hour to it, but it sure is a fun and interesting challenge. But now back to my real world for a change.

I have three dentist appointments scheduled for next week. DD is on Monday, I am on Tuesday, and DS is on Wednesday, but thankfully DH will be back around 12:30 a.m. on next Wednesday morning. I am finally getting my teeth fixed. Or one of them. Yesterday was just a cleaning.

But yeah, it's finally my turn for something. I was going to have it done this summer, but then DS was assaulted and given that major concussion and neck issues. The bill on that ended up being $3000 out of pocket. We may or may not see some of it come back but I doubt it. Thankfully we had the HSA and we'll be deducting the full amount there again this year.

Then I was about to get it done and DH broke a crown and cracked another one, so then he pushed in front of me, because you cannot walk around with a broken molar if you can at all afford to fix it. Well, now all those things are paid for so it's my turn. I told everyone else that they are not to injure themselves at all until after my teeth are done. Because I am seriously tired of soft foods. So far our portion is looking like $505.

Remember when I said there would be $521 left for me to do something with this month, but I wasn't sure what? I am pretty sure God was laughing at my plans. But hey, at least we have the money to pay for it and that is the important thing.

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I've been picking up a large amount of blog traffic from somewhere during the past couple of months. I'm getting over 3000 hits a day most days. Whereas I hit the 1,000,000 mark on April 19th, and that took me six years of blogging (well, five if you count the year I took off), I'm now close to hitting the 1.5 million mark and at the rate it's been building I may just do that before the end of the year. I sure wish I knew where it was all coming from, but I'm happy to have the readership. My traffic for last month was 111,670, but it had a weird spike in the middle with 30,000 some hits on one day that was just ridiculous, but even taking that away it was 80K. The month before was 52,895 and in July it was 34,577. I think before October my highest was around 38,000 and more were closer to the 30,000 mark.

I don't often think what I have to say is all that interesting or appealing to many people besides myself, unless I'm posting to a theme. Normally I just post for daily accountability, though I strive not to be boring. I mean the coin jar updates are just plain old tedious. I wander off topic quite a bit. I occasionally rant about things like cable television. I get silly and want to spend far too much money on things like Doctor Who action figures or memorabilia because I am that type of fangirl. Most of my posts don't have pictures to grab the eye.

But I am digging my way out of a hole built years ago, not giving up, taking it step by stubborn step. I am proving that it can be done even if it takes years and years. And maybe that's what people come around for. To see someone else who is working hard to get the debt put behind them. I am glad that there is some appeal to someone though. It's always nice to know it's not disappearing into the ether. That people are actually reading what I write. So thank you to all of you who have been bump, bump, bumping my stats along. I'm grateful to every reader I have.

How often do you hear this refrain in your day to day life? How many times are you guilty of using it? More often than not when I tell people that I make almost everything from scratch, I get one of two responses. The first one is, “I’d love to do that, but I don’t have time,” or simply, “I can’t do that because I don’t have the time.” The second one is, “Well, you’re a stay at home mother, of course you have the time to do it, but I have to work a job.”

For the myth that someone would love to do it, but they don’t have time, 9 times out of 10 what they are really saying is it isn’t a priority. Or they’re too tired to do it. Or it’s easier to pop a TV dinner into the microwave, which let’s face it, it is. Or they’d rather watch 3 hours of television or dink around on the internet after their 8 hour work day and 2 hour commute. It’s not that they don’t have the time. It’s that they choose not to use the time they have to make food from scratch. Which is fine. If I were stuck in traffic two hours a day, I’d probably not want to do it either. I’d want to veg out, and I’m not talking chopping broccoli. But that would be making a choice to do other things with your time, not that you truly don’t have it. If you don’t want to make it a priority, at least own it. Don’t say it’s because the time doesn’t exist.

1 time out of 10, there really are people who just cannot squeeze one more thing into a working day, who are lucky if the even remember to eat lunch or only eat it at their desk, who collapse into bed twenty minutes after making it home from work with a half-eaten drive-thru cheeseburger in one hand. Some people work massive overtime, or are salaried and work massive unpaid time. Even if this is you, there are still ways to do it. It just takes more planning.

For the myth that my life is somehow easier or full of extra time just because I do not work outside the home, I am going to give an example of my schedule on a typical day in fall/winter (spring would include gardening, summer would include gardening and canning but no school), I’ll show you what I did Tuesday. If you honestly still think that I didn’t “work” that day and that I had plenty of time to cook meals from scratch, then I challenge you to live my life for a day and then say that.

7:00 a.m. Wake up and get dressed. Look out the window and see if the car has frost on it. No frost this morning so throw last night’s load of clothes into the dryer, make sure DD actually has her lunch and drive her to school. (If frost, there would have been no laundry until 8:50 due to scraping and heating the car).

7:25 a.m. Return home. Let chickens and duck out of the coop. Fill the feeders, put out oyster shell and grit trays, check water. If water is frozen, put out fresh water. If water is not frozen, fill up waterer. Check pond. If pond is frozen, break the ice. Muck out the chicken coop and dump in the compost bin. Check for eggs.

8:00 a.m. If DS is still asleep, take a shower. If DS is awake make breakfast. Pancakes and eggs (10 minutes). Eat breakfast with DS. If DS is not awake, take a shower. DS was awake this morning. Check on Mom and make sure she’s alive and has her meds.

8:30 a.m. Send DS to get dressed and make his bed. Make my bed. Go on computer and check emails from DS’s virtual school. Check email from DH regarding daily, weekly, and monthly progress on virtual school. Check regular emails. Look at my blog and see if there were any comments.

8:50 a.m. Put laundry in the dryer and start new load. Check to see if DS is dressed and has made his bed. If not, tell him again. Look over today’s lesson plans.

9:05 a.m.: Start dough going in the bread machine.

9:07 a.m.: Start homeschooling--Math.

10:00 a.m. Put clothes in dryer. Start a load of towels.

10:10 a.m. Vocabulary

10:35 a.m. Take dough out of bread machine and place into a lightly buttered bread pan. Cover and place in warm spot to rise.

10:45 a.m. Science

11:45 a.m. Preheat oven for bread and make lunch.

11:55 a.m. Put bread into oven to bake. Eat lunch.

12:30 p.m. Pull bread out of oven and place on cooling rack.

12:40 p.m. Go for twenty minute walk with DS to get in daily exercise.

1:05 p.m. Composition

2:05 p.m. Leave to pick up DD from high school.

2:30 p.m. DS’s appointment for forward head posture correction treatment.

3:00 p.m. Put last load of laundry into the dryer. Hang up and fold with the help of the kids. Sneak some internet time.

3:45 p.m. Go to dentist for cleaning.

5:06 p.m. Check to see if all of the birds are in the chicken coop. Check to make sure water is not frozen. Check for eggs. Lock up the coop.

5:15 Make dinner (pot pies assembled and cooked last night and reheated for today). Eat dinner. Do dishes. Slice and put away the bread.

6:00 p.m. Grab DS and do History.

6:30 p.m. Make sure DD has folded the last load of laundry and put it away. Make sure DD is in the shower. Finish history.

7:00 p.m. Make sure DD is out of the shower, has made her lunch for school tomorrow, has put away the dishes and is on her way to bed. Send DS to the shower. Dream of actually maybe getting a shower of my very own. Read the blogs while the Swagbucks TV thing is running in the background. Read non-SA blogs, but get there by entering each one into the Swagbucks Search bar to collect points.

7:30 p.m. Make sure DS is out of the shower. Let him watch one half hour program on Netflix and dink around on the internet.

8:00 p.m. DS goes to bed.

8:05 p.m. Shower! And wash my hair.

8:20 p.m. Look at virtual school and see if there is any advanced prep for the next day. Check over the next day’s math lesson and make sure it’s not going to kill me. If not then go to my LJ and read my F-List.

9:00 p.m. Write for one hour on my novel.

10:00 p.m. Work on blog post for the next day. Start figuring out menu plans for the on paper only food stamp challenge.

10:50 p.m. Check my emails.

11:00 p.m. Go to sleep.

There would have been an extra hour for food prep if I hadn’t had to go to the dentist today. That’s why I did it last night.

Now I can sneak a little bit of internet time here and there sometimes while DS is reading to himself throughout the day, but it’s a pretty hands-on curriculum as far as DS is concerned. Because he is a kinesthetic and auditory learner he needs more help than if he were just a visual learner. Some days we get through things a lot faster. Some days we don’t. Today was a longer day.

So my day is just as busy as anyone else’s day, pretty equivalent to a working parent’s day since I am teaching as well as parenting and running the household, yet I still find the time to make my meals from scratch, to bake my own bread, to get in a smidge of exercise. What you won’t see on my schedule is TV watching. I do watch a few shows on the internet, but mostly not during the week (except Big Bang Theory), because if there really is one thing I don’t have time for, it’s the brain suck that is TV. If I do watch during the week I am working on my knitting at the same time.

I will cover ways in which to make cooking from scratch fit into life a bit more easily through multi-tasking and advanced prep in another post. I think this one is long enough.

Mrs. Frugalista was talking about how the mayor of Newark, NJ was going to try to live on a food stamp grocery budget of $4 a day for a week. That got me wondering what I could buy for $133.26 a month. But then that got me to thinking, how do people receive their food stamp card?

Do they get the $133.26 put on there all at once for the whole month, or do they get it put on a week at a time? Because only having $33 a week to work with is a far cry from having $133.26 all at once to work with. If it's the full amount at once, I can do it with a decent amount of variety and healthiness. But if it's only a weekly benefit, than it would be much harder to do it with variety and healthiness in your diet. If that is so, I will have to rethink it all.

Anyway, I sat down with the grocery flyers last night. I chose the three that were within easy walking distance and that also happen to be on city bus routes, because I'm assuming that if someone was on food stamps, they might not be able to just drive to any grocery store in the city they wanted to go to. I also used the one store's online prices for their grocery store's internet shopping service. You can actually pick out what you want online and they would gather all those things together and have it waiting for you at whatever time you gave them. The price tool from that is very handy.

I also took a wander around one of the stores this morning after picking up some OJ, checking out the marked down for quick sale meats, in which they had two whole chickens. And checked the prices and sizes of the other meats. Then I looked at the bulk bins and the cheeses.

So from all of that I made up a list of what I could buy for the full monthly benefit of $133.26. The only thing I was assuming was on hand is salt and pepper.

$11.29 2 whole chickens
$5.04 1 2 pound pork butt roast
$8.29 1 2 pound beef chuck roast
$7.50 3 pounds of ground beef
$7.96 4 dozen eggs
$2.59 1 pound of butter
$6.40 2 10 pound bags of potatoes
$2.00 5 pound bag of carrots
$5.00 5 pound bag of oranges
$3.00 5 pound bag of apples
$3.00 5 pound bag of yellow onions
$4.00 10 pound bag of flour
$0.99 1 pound of sugar bulk bins
$3.38 2 heads of purple cabbage
$2.99 1 quart jar of mayo
$2.50 1 24 oz bottle of ketchup
$1.98 2 pounds of spaghetti
$2.36 4 16 ounce cans of tomato sauce
$0.69 1 16 ounce can of diced tomatoes with green chiles
$2.38 2 packages of tortillas
$5.99 2 pounds mozzarella cheese
$1.59 1 pound bag of slivered bell peppers
$2.00 1 bunch of celery
$4.88 2 half gallons of milk
$1.29 1 head of lettuce
$2.99 1 pound cheddar cheese
$4.00 8 ounces parmesan cheese
$2.99 1 8 oz shaker of seasoned salt (like Lawry's)
$3.98 2 1/2 gallons of apple juice
$2.25 1/4 pound of honey ham from deli
$4.00 1 jar of yeast
$2.00 1/4 pound of pepperoni
$0.99 1 4 oz chili powder packet
$2.99 1 quart of cooking oil
$0.25 1 head of garlic
$0.99 4 ounces of mixed Italian herbs from bulk bin
$1.50 Baking powder
$0.99 1 pound powdered sugar
$2.50 1 pound ground sausage
$4.00 12 ounces of bulk honey
-----------------------------------
$132.53 Total

So there is a decent amount of variety, I think. Not as much as there would have been on even $50 more. I couldn't even think about things like fresh fish, canned tuna, and peanut butter. As it was I had to put things back on the imaginary shelf to keep the cheeses, butter, the herbs and spices and the honey. Since all of those things are so important for flavor, I felt I needed them to keep things from being bland. And I couldn't get as many tortillas, tomato sauce, milk, or eggs as I wanted. If the butter hadn't been on sale, I wouldn't have had it on the list.

I am now in the process of making up menu plans to see what I'd actually be able to eat on a daily basis. Also, I have to take into account that the lettuce must be eaten within the first ten days and then I'd move to the cabbage which will last much longer. I'd also have to take a cup out of one of the containers of milk and then freeze the rest of it for weeks three and four. I had to figure out which meat to freeze and which to cook up and then portion out and freeze or prepare for meals.

I also know how long it takes me to go through a 10 pound bag of flour as I do that every month. I can make 2 extra large pizzas, 4 loaves of bread, a few batches of pancakes and a couple batches of biscuits. Since for just myself I would only need enough dough to make 1 extra large pizza (or 2 medium ones) I could make more bread, pancakes, or biscuits than usual.

Anyway, menues will be forthcoming as I figure them out. This is an imaginary exercise. I am not really doing it. Or rather, I am only doing it on paper.

I took DS back to the podiatrist today. After a week on antibiotics and soaking his toes in epsom salts, then pouring on hydrogen peroxide and then using Neosporin, the swelling and infection had gone down enough for the doctor to get in there and clip the jagged edges without having to resort to lidocaine and surgery. So that saved us a couple hundred dollars. I am so glad that he didn't need to go the full route. I know from personal experience how painful that is.

The doctor cleaned up the sites and packed them with cotton again, which will work it's way out over the next two weeks. We shouldn't have to go back unless things get worse again. He is to continue on the antibiotic now, but doesn't have to do that rest of the regimen anymore. Hopefully it'll be smooth sailing for DS for a while. He sure could use a break.

I bought a few things at the grocery store today. I can't find what I did with the sales slip. It might have blown out of the bag. It was pretty windy. But judging from the cash I have left, I spent about $40, which jives with what I bought. I picked up some organic frozen dinners to have on hand.

Meal planning is all well and good, but there are some days where I just don't feel like cooking. Even though I am more or less over the flu, I am still dragging, still sniffly, still running a low grade temp, and generally just feeling very blah-ish. I mean, I'm ten times better than I was, but I still just don't feel right. Hopefully it'll pass soon, and well before I come down with the next things.

I don't like to use frozen dinners, but they've brought in a new organic line of ethnic foods. Things like Indian, Thai, and Korean foods. Stuff that I haven't learned how to make yet. So I figure at least if we have frozen dinners it will be food that is different from what I'd be making. So far I'm sticking to the meal plan. It's really just back up.

Anyway, that's about all for today. Didn't really do anything else but homeschool.

I sat down with my December and January spreadsheets tonight. The majority of my bills for this month have been paid except for the car loan, the BoA VISA, internet, the old house phone bill, allowances, weekly physical therapy and the monthly chiropractic family plan. Water/sewer is due at month's end, but that money is already set aside in the holding tank.

With DH's extra week of work the next three paydays should net around $8600. $3000 of that will be set aside for the first two weeks in January. We will be going from December 21st to January 11th without a paycheck. I figured out what needs to be paid during that time and came up with $1963.91. Then I added $1000 for groceries and a nice cushion.

That leaves me with $5100 to pay the rest of December's bills. $1579 is for everything but the credit card. I'll need $1000 for allowances, groceries, and a nice cushion. That leaves me with $2521 to put on debt. $2000 of which has been allocated for the credit card. Depending on how things work out with the bonus, that extra $521 will go for the credit card or to the vacation fund.

Any of those nice cushion dollars that are left on January 11th will be distributed similarly, depending on the bonus.

I am feeling so much hope right now. When that credit card debt is gone, it is going to be such smooth sailing. We will really be able to start saving for our future. DH makes such a good income these last few years, but so much of it has always gone to this massive medical debt it was like living on a third of it. I'm not going to go wild or crazy, but it will be nice to loosen up a little bit and also to be contributing to the 401K again. It's like coming out of dark clouds and into the sun, like winter's chill giving way to spring.

As the days get colder I find I am in the mood for heartier fare. More of the stick to your ribs sort of meals than the lighter meals of summer or early fall. I am finding that the urge for root vegetables is strong, which is convenient, since they are now what is in season and buying in season produce is always much more frugal than not. With that in mind, and working with my freezer inventory, these are the meals I have planned for the week.

Monday--
Chicken stew (chicken, carrots, potatoes, turnips, peas, gravy)
Fresh bread
Green beans
Pears

Tuesday--
Chicken pot pies (leftover chicken stew as the filling and homemade crusts)
Broccoli
Oranges

Wednesday--
Crockpot pulled pork burritos
TJ's canned corn
Frozen blueberries
Green beans

Thursday--
Crock pot ground beef and (home canned) tomatoes
Baked potatoes
Broccoli
Frozen plums

Friday--
Baked potato soup
Fresh baked bread
Frozen raspberries and blackberries
Cole slaw

Saturday--
Ethiopian Sloppy Joes (has potatoes in it) served over homemade bread
Cole slaw
Oranges

Sunday--
Crockpot beef chuck roast
Mashed potatoes and gravy
Green beans
Drop biscuits with choice of homemade jams

The paperwork for putting the Christmas Bonus (well, end of year safety bonus really) in the 401K came today. That is not what we are doing with it this year, but I kind of think it is nice that they are offering that as an option. It would sure help out people who can't contribute throughout the year or can only contribute minimally to get caught up. It also feels like a tease though. The closer we get to when it is sent out the more impatient I get about it. I just so want the credit card debt portion of our lives to be over.

DH and I have discussed what to do with the bonus in future years. DD wants to go to either the local university or a state school in Oregon and the bonus would go a long way to whether or not we can cashflow tuition. If the bonus is 5% of yearly income it would cover half a year's tuition. If it is 10% it would cover a year. Even at 5%, we would only have to save up another $7000 each year. I absolutely am opposed to getting student loans. I do not want my kids saddled with that kind of debt starting their adult lives and I refuse to take it out ourselves. I do expect them to work and help pay if jobs are available.

The other option for DD is two years at the local community college and then a transfer to the university. That would give us longer to save up for the final 3 years of college (5 year teaching degree). A full load at the community college is $3000 a semester.

When it comes to DS's turn, he will likely go to a technical college. If his interests hold true, he'd like to be involved in power generation, the operation of dams, solar power, and wind power. I know there's an engineeing program for that kind of thing, I just can't remember what it is called. It is definitely something he is passionate about. He built a water wheel that powered a lightbulb in the 5th grade.

One of the things I have been thinking about lately is whether or not my kids will be able to get jobs to help pay for college. It is super hard for teenagers to get jobs right now in our area. The fast food jobs are held by thirty and forty-somethings who had no other choices and are far more reliable than people with no work history.

If we end up moving to a place with enough land we will be raising rabbits and I think that might be a good job for them. We would, of course, raise our own meat rabbits, but then any surplus could be sold. In our county rabbit meat goes for about $15 a pound. Selling a live doe or buck is about $30 per for good parents. Rabbit manure is highly sought after for gardens because it doesn't have to be composted, so that is another sellable item. And then of course there are the pelts. It could be a nice little business. And DH says he will slaughter if they don't want to.

I think I would want to eventually establish 2 breeding lines with 2 bucks and 3 does per buck. That would be beneficial because then we could sell a buck from one line and does from the other to the same people. It is kind of hard to find that in established rabbitries around here and you don't want brother and sister rabbits breeding, so you have to look at more than one place usually to get your start up animals.

I don't know. It's all conjecture at this point. But it would give them work to do and start them off with their own business.

ING added the interest today. It's a whopping $1.47. Their interest rate is now .75% APY. I so miss the days of 4% interest. I am not liking some of the minor changes they have made to the site, either. It makes it slightly harder to navigate and the major thing I've always liked about ING is how user friendly it was. I imagine the changes will just continue as it continues to be consumed by the new owners. I just hope they don't lower the interest rates even further to match other banks. If they do, I'll have no reason to keep my money there at all.

Anyway, I added the interest to my EF.

$1205.41 Begginning Balance
____1.47 Interest Added
-----------------
$1206.88 New EF Balance

And the mortgage payment posted. We are officially under $15K. $14,948.33 to be exact. Woo Hoo!

Interest was $70.48 and the rest of the $500 went on principal. I am going to try to pay off $500 worth of principal from now on each month, so that will make each payment about $570 to do that. I just really like the idea of paying off $1000 every two months. That leaves about 2.5 years left on the loan, but I hope we will sell it before then. Or I'll just pay more once all the credit card debt is gone.

Next payday I will have $1000 to send to BoA and then the payday after that will have another $1000 to send them. And when the Christmas Bonus comes, that sucker is gone, baby!