And the mortgage payment posted. We are officially under $15K. $14,948.33 to be exact. Woo Hoo!
Interest was $70.48 and the rest of the $500 went on principal. I am going to try to pay off $500 worth of principal from now on each month, so that will make each payment about $570 to do that. I just really like the idea of paying off $1000 every two months. That leaves about 2.5 years left on the loan, but I hope we will sell it before then. Or I'll just pay more once all the credit card debt is gone.
Next payday I will have $1000 to send to BoA and then the payday after that will have another $1000 to send them. And when the Christmas Bonus comes, that sucker is gone, baby!
Happy Dancing!!!!
December 1st, 2012 at 12:51 pm
December 1st, 2012 at 01:04 pm 1354367057
I'm guessing that when i was still 42, my mortgage was still around $75,000, so you're doing great!
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What work remains to get the house ready to sell and listed? Has the painter finally finished? What did you decide on the flooring? Did/will you have it cleaned or pulled up and replaced with hardwood/engineered/laminate that's preferred by buyers just now? Will you replace appliances? There are terrific deals these days on gently used stainless steel front that look like an upgrade for very little cost. Things like that and crown molding boost perceived value in the eyes of buyers.
In your community, what is the average of listing days to sold? I read that housing markets are improving in a lot of communities and that the banks are finally loosening the reins on money supply.
I suspect 2013 you will be able to focus on buying your next home/property.