Okay, bills paid today:

$2000.00 BoA VISA (Vacation Leftovers)
___45.67 Old House Insurance
___66.65 Van Insurance
___39.53 DH Life Insurance
___32.70 Me Life Insurance
__600.00 Old House Mortgage
__168.00 Storage
__300.00 To Mom for her Utilities
__100.00 Emergency Fund
---------------
$3352.55 Total Spent

I also have $200 in cash and took out money for the kid's allowances. Part of the money paid to BOA VISA was from the last paycheck. This will leave us with about a $1700 balance on the card from our vacation. It will be paid off on May 31. With today's $100 deposit the Emergency Fund now sits at $3596.32. $88.68 to go to meet May's goal of $3685. I paid extra on the mortgage. About $61 will go to interest and the balance should be under $12.5K when it hits.

The house is supposed to be done to the point of being able to install the carpets after this weekend. I will believe it when I see it.

I haven't been very together this week. Queen's death, while expected, still threw me for a loop. I've got my equillibrium back today, so I thought I better get my head out of the clouds and pay some attention to the finances. Although they were basically on auto pilot this week anyway. Nothing much happens during the last week of the month. I took care of property tax ($424.58, half year) and the water bill ($144, two months) on Friday which were the only things due. I also had physical therapy on Friday ($90).

Yesterday I cashed out at Swagbucks for a $5 gift cared to Amazon. I haven't really been paying much attention to SB this month, so only got $10 in GC's. Today they seem to be giving double points for everything so I've got SBTV running in the backrgound. I have just been more busy this month than usual and not wanting to waste so much of my free time on it.

I got 11 cents and a sheet of address labels from some charity I have not donated to in over ten years. I have written them and asked them to stop sending me appeals so they don't waste their money on me, but they don't listen. I have no compunction against using what they send. I donated well to them for five years, but my charitable contributions are focused elsewhere now, locally. Anyway, that is my fifth or sixth dime this month.

I added $12.26 to the coin jar today. I had a lot of ones in my purse.

I stopped by the feed store and bought a 40 pound bag of rabbit pellets. It is $14.99 plus tax, so $16.29 altogether.

I paid the AMEX off ($271.92) for the month. I need to make a large payment to BoA VISA, but I need to balance the checkbook first. With the large amount of overtime money in the bank account, I haven't been balancing daily like normal, so I'm a week behind. I'm nowhere near overspending or anything, just need to know exactly where I am at so I can figure out how big the payment can be.

My electric bill has been moved from the 7nth to the 13th. They have changed how they bill, so last month's was a little higher to compensate for the extra week. Now it's back to normal and I do like that it is away from the first week of the month. I really don't like anything being due then, because that is when all the autopays come out and I don't want to think about having to write out a check. Their website sucks, they use impossible to decipher captchas, and the amount is variable from month to month so I don't autopay or pay that one online.

I have made it through my second day of no eating out and sticking to the meal plan. I've been wasting more money than I want to think about on takeaway and last minute grocery runs for deli food because I have been under the weather and haven't felt like cooking. I aim to get that back under control. I am sure I will stop feeling better eating homecooked food again, too.

I guess that about catches me up. At least I can't think of anything else for now.

I bought some toiletry items on etsy today. I spent $70. I have bought from this particular shop owner before. Because of my allergies I have to be careful with what I put on my skin anymore. As does my son. The only scents used are from essential oils and no artifical colorings or chemicals are used in these products. Here is the breakdown of what I purchased:

$15.00 probiotic deoderant stick (Citrus)
__4.50 Gardener's lip butter in a tin
_10.50 Conditioning Herbal Detangler spray
__8.50 100% Natural Acne Bar Soap
_15.00 Natural Sun Stick
__6.50 Marshmallow Root Shampoo Bar Soap (for thick curly hair)

The rest was shipping. I swear by her acne bar. I've also used her chest rub (used like Vaporub) and one of her salves for dry skin. I have been very happy with everything and it has all worked well.

I am very curious to try the shampoo bar. I have a hard time finding good shampoo for my hair type and use a very expensive type by Paul Mitchell that has tea tree oil and eucalyptis. Almost all shampoo these days is formulated to make your hair be thicker, fuller, and have added moisture. It is extremely hard to find anything for oily hair that is incredibly full and thick and the last thing it needs is more volume. Everything seems to be for dry hair or color treated hair or damaged hair. There is very little for hair that is in good shape, just very unruly and makes plenty of it's own natural oil. So hopefully it will do the job I want it to do.

I also spent $107.34 at the grocery store today. I bought a lot of fresh fruit and vegetables. I've been kind of letting the diet slide lately and eating too many junky starches, so trying to head back towards eating Paleo again. I still need to make up my menu plan for the week, and stick closer to it this week. I'm never going to beat this sinus thing if I don't start eating right again. Of course all I want to do is eat chicken noodle soup. Well, maybe I'll make egg flower soup tomorrow for lunch. Pretty close to the same thing and I have homemade chicken broth in the freezer.

Had a bit of a shopping spree. Only it was at Goodwill so it didn't cost very much. DD got 3 lightweight sweaters, a cute turquoise empire waisted spring shirt, and a 3/4 length lambskin jacket. I got two 8 x 10 tarps, 5 wide mouth pint jars with rings and lids, and DH got a thing to help his laptop fan work more efficiently. Hey, it's a big shopping spree for us! We spent $53.72.

I need the tarps for the rabbit shed to hang on the walls behind the cages to protect the walls against sprayed urine. Yesterday I picked up two rabbit cages at a feed store near the ranch we get our meat at. We were on the way back from our ranch trip and there has been a shipping delay on the cages we ordered and we can't really wait much longer to take the kits from the mother rabbit. I just need to pick up a couple of feeders tomrorow and we can start taking the babies away.

When we are at the feed store they inquired about our rabbits and I left contact info, because they are interested in buying them to sell as pets. Of course I told them we are just getting started, so it wouldn't be for a while. Someone is going to call me.

I just find it interesting that through no effort on my part whatsoever we have people that want to buy our rabbits for pets or for food. I guess they are right when they say word of mouth is often enough. Of course, this first batch is for us, but we should have a new batch of kits in about 4 weeks.

There are some pedigree NZ Whites on offer in the next county so if the cages come in time, I may see if I can get a couple more adult does. Then I can really get into production.

It snowed here yesterday morning. I don't even know. It was just a light dusting, 1/2 inch or so, certainly not a blizzard, but hello, it's the middle of April. This is so not on.

I think I will pay property tax tomorrow. The courthouse is next to the library and I have a book on hold to pick up so might as well combine trips, even though tax isn't due until month's end. Not much point in waiting. I just want it done because the last two years I waited until the last minute and then had to pay it online, along with the online charge for doing so.

I've not been as chatty over here. That's mostly because I've been talking about the farm stuff over on the other blog, trying to mostly keep this one on the financial front. If you want to catch up with that stuff you can visit me there at

http://whendidthisbecomeafarm.wordpress.com/

Supposedly the house will be done by the first week of May. I'm still not holding my breath. It would be nice. That's an excellent time to put it on the market. And it'll be move in ready. But they've been pushing the date out and out and out since this began, so who really knows? I just want to be done with it.

I got another $5 Amazon gift card from Swagbucks. I haven't been very focused on it this month. My account balance is now $120.

DH's mother gave us a camera so now I don't have to worry about saving up for a camera. Which is nice.

Oh, and I found a dime in the parking lot today. It went to the coin jar.

$300.00 to Mom for utilities
__45.67 Old House Insurance
__66.62 Car Insurance
__39.53 DH Life Insurance
__32.70 Me Life Insurance
_168.00 Storage
_312.20 Dental (paid off!)
_105.86 FCN Medical
_106.77 PHMG Medical
__54.66 Electric Old House
_700.00 Mortgage Old House (extra to principle)
__45.41 Phone Old House
__72.56 Internet
_757.82 Van Loan (extra to principle)
__41.16 Security System Old House
_100.00 Propane Old House
_100.00 Emergency Fund
__19.00 Holding Tank for Garbage
__17.00 Holding Tank for HoA Dues Old House
__24.29 Holding Tank for Property Taxes
_300.00 Beef Money
_100.00 Cash for week
__70.94 4 Prescriptions
----------
$3580.19 Total Paid Out

Some of the bills listed here were actually paid out earlier in the week, from the paycheck two weeks ago.

My physical therapist cancelled last minute today so that $90 didn't go out today.

I also spent some money at the feed store to get a bag of rabbit pellets, 2 hay racks, and a nail trimmer. This store is downtown where the old railroad tracks used to be. Feed stores were often located right off the railroad in towns so that stuff could be unloaded right there and the feed store didn't have to pay extra to have it hauled. The big bag of rabbit pellets cost $14.99 as opposed to the $18.59 charged at the other place that is no longer carrying it. I misplaced the receipt, well, I left it in the car, but I spent about $40 there.

I made it all of two days staying out of the grocery store. I got my C-PAP machine today and I need distilled water to run it, so I had to go buy some. It was .99 a gallon and I bought two. And then I sort of decided since I was at the grocery store anyway, that I might as well buy bananas. And strawberries. Bye-bye 100 mile foodshed and buying foods in season.

DD has been throwing up for the past 24 hours so I ended up adding soup and crackers to my shopping cart. I didn't even think about buying onions so I could make stock and make my own soup. And box a of Puffs with the lotion in it, because the killer snot monster from outer space has attacked and my nose is tender and there is just something creepy about the coldness of the Kleenex with aloe in it. It always makes me feel like the tissue is wet.

I don't know if it is allergies or I am catching my niece's cold, or someone else on the airplane's cold. I am hoping it is just allergies, because of the flowering dogwood, flowering cherries, and forsythia all going strong right now. And some kind of orange flower (marigold, I think) that bloomed up until December last year is blooming right now, way early.

Anyway, the shopping got away from me a little. But now there really is no more need for me to go to the store again for a good while, so hopefully I'll have better luck staying out of it for the next few days.

Record keeping has been a little lax this past week so I'll try to get that updated. My Emergency Fund is now at $3044.20, (or will be with tomorrow's auto transfer of $10) so I need to come up with $155.80 to hit my March goal. $100 will go in on my monthly deposit on Friday, and there will be two more $10 auto transfers this month, so that's $120 taken care of. That means just coming up with an additional $35.80 by month's end.

I added $3.32 to the coin jar yesterday.

Things that have been paid since Friday:

$336.00 Dentist
__90.00 Physical Therapy
_375.86 Mortgage
_150.00 9 Rabbits
_146.40 Feed and supplies for Rabbits
_187.72 3 Prescriptions
_300.00 to Mom for her utilities
_156.29 Doctor
_206.27 Sleep Doctor
_168.64 Doctor
_757.82 Van loan
__50.01 Gas
------------
2925.01 Total Money Out

I did not pay extra on the mortgage this month. I still might, but with all the medical bills, I chose to be more conservative. I did pay extra on the van loan though. Medical was ridiculous this month and it's only half over. That is just $718.92 out of pocket this month for medical expenses, $1054.92 if you add dental.

I met with the sleep doctor today and yes, I do have a mild form of sleep apnea. It hits me when I go into REM sleep or into deep sleep, which explains why I can get lots of hours of sleep but never feel rested.

I am now waiting to hear from which medical device company it is my insurance will work with. Sleep Doctor told me today that they are separating from Aetna as of May 9th. I asked him if that was because Aetna sucks and he said, well, he wouldn't actually come right out and say that.

But Aetna does suck and they like to deny things a couple of times before they will pre-approve anything and make you jump through lots of hoops. It's covering less and less and less and charging more and more and more. I remember when they used to be a good insurance, and you could go to whoever you wanted, but gosh, it's been over a decade ago. I really miss the insurance we had with DH's former company.

I think I'm now at least halfway to hitting my $2500 family deductible for the year. I just wish that certain things would count for it that don't. Like my physical therapy, which they don't think I need anymore, but every time I skip it I start losing my ability to walk, so I've been paying for it for a while now. Or the chiropractic at $225 a month for the unlimited visits family plan (which is actually cheaper for us than our portion of 4 appointments would be). That's $585 a month that doesn't go to our deductible at all, but thankfully we can use the HSA for. And our portion of dental does not count towards the medical deductible.

----------

The rabbits are doing great and the little ones are growing visibly now. I have to harden myself a bit to not grow attached to them as they are adorable. I am glad I have not let the kids talk me into naming them. In my book they are bunnies A through F.

The chickens are doing well, too, although I think it is time for Queen to have another bath. Actually, they could all do with one. Because of the heavy rainfall and mud. Apparently no one has told the chickens that when it is raining, it is not a dust bath they are taking but a mud bath. I am just extremely glad I got some Wellies, because I can't imagine walking around back there without good boots right now.

Today was long, but everyone is now snuggled up safe and warm and happy and we are nine bunnies richer (or a lot of money poorer, but they will eventually pay us back).

Here are the hutches for the does:



And the one for the buck, which has a silver roof instead of brown:



This is Leo the Storm Master, our nine month old buck:



This is Piper, a nine month old doe, with her litter of 3 week old kits:



And this is Phoebe, who is 9 1/2 weeks old and will be a breeding doe when she is old enough:



So far we have paid $551.40 for start up costs. I figure it'll take about a year to earn that back. Plus I want to get another grown doe and buck from a different breeder and we'll need to make a few cages, so that will add a bit. On the plus side, though, we already have someone who wants to buy rabbit meat from us, our daughter's best friend's mother.

I need to find out for sure what license I need to get to butcher for sale. I've saved a couple of .PDFs with the info, but haven't had time to read them yet since I've been reading the stuff on care. We are 5 to 7 weeks away from butchering though so I have time to find out and do the proper legal stuff. And we probably won't sell any of this first batch. I want to keep the biggest, strongest girl to grow up for a breeder and that will only leave five to go to freezer camp. I might part with one. We'll see. She knows it may be half a year before we have enough to sell some.

We've bought 3 rabbit hutches now for a total of $255. We will be going out to the rabbitry on Saturday and if all goes well, we will be bringing home some New Zealand White rabbits. I know what to check for, no eye gumminess, no ear mites, fur in good condition, no sores on the feet. I will post a few photos here, but probably more on my homesteading blog. I can't believe how fast this is all happening.

Mom is still talking about getting broilers, too. I'll probably come back from California and there will be ducks, too, even though we all decided not to do them this year. Oh, well. It's definitely making this place seem more and more like a farm.

I haven't spent any other money lately, but I will have to pick up milk and pure maple syrup tomorrow.

We have now jumped through appropriate hoops and Aetna has decided that, oh, hey, maybe these two doctors do know what they are talking about in recommending this... I so hate my insurance ($12,000 out of pocket last year alone). Anyway, I now have a sleep study scheduled for Wednesday night, since they had a slot open. Won't that be fun, especially since I'll be getting the permanent crown on Thursday? Oh, well, it needs to be done and now it can be.

I'm glad I have money in the bank right now. That's all I can say.

I had physical therapy today, so spent $90 on that.

----------

Today was payday, but I have not done anything about it yet, other than distribute the children's allowances, $15 to the 16 year old and $10 to the 12 year old. Nothing is due until the 1st and it will come out of the account as autopays.

-----------

I emptied DH's wallet of change. Wish I had done that before I made the EF deposit yesterday as with it I was able to roll both nickels and quarters. So, yeah, with next Thursdays auto transfer I will definitely hit the $3000 mark on the EF.

-----------

My jaw still hurts from the crown.

-----------

I need to call the sleep doctor on Monday and see if the preapproval came through for my sleep study. They were supposed to call me when it did and make an appointment, but it's been over a week now and I think somebody dropped the ball somewhere.

I also need to call the regular doctor and make an appointment to discuss my blood test results that my other doctor never really talked to me about, just put me on a new med.

-----------

We have flooding. We have had a major storm today, lots of rain and wind. The basement is being pumped. I so do not ever want to live in a house with a basement again.

I went in to the dentist today to have my second crown started. This was on the other side of my mouth, but also the six year old molar. This tooth had a gigantic silver amalgam filling in it which is now gone. I am glad. I never liked having metal in my mouth and this was an old, old filling from before they talked about getting mercury poisoning from them. It feels like he gave me enough anesthetic to put down a small horse, but he still had to stop in the middle and give me another one. It is supposed to wear off somewhere around 7 or 8 p.m.

Anyway, the temporary crown is on now and I go back for the permanent one on March 7nth. Hopefully I am making sense here, as I am on a pretty powerful pain med, so if this rambles more than usual, that is why.

While I was there I finished paying off the first crown, $233.90 and I have the paper with what will likely be our portion for this one, $665.35. Not as much as the first one as we had less dental benefits left for 2012 as I had a porcelain filling to replace a cracked silver one and a sealent earlier that year. This probably uses all my dental benefits for the year (except for cleanings), but the dentist says everything is in great shape now and I shouldn't need anymore work done.

I talked to them about maybe getting the gap between my front teeth fixed. I never used to have one, but over the past five years it has gradually gotten bigger. They may be able to just fix it cosmetically with veneers or I may have to go to an orthodontist and get an appliance or something like Invisalign. I don't want to do actual metal braces. I know how much they hurt my daughter. I have a low pain threshhold in my mouth even though I have a very high one everywhere else. But the gap does bug me. I had perfectly straight teeth up until it started moving.

I'll need to have DH check and see if our insurance covers orthodontia. Otherwise I will have to save up for it. I know veneers can cost about $900 per tooth if we go that route.

----------

I cashed out at Swagbucks again yesterday for a $5 Amazon gift card.

----------

I added the AMEX cash back and my coin jar savings and the weekly $10 autotransfer I've had set up for years to the Emergency Fund, a total of $136, making the total in it now $2981.35. That leaves me with $18.65 to come up with to meet my February goal of $3000 in the EF. Next Thursday will be another $10 autotransfer, so that will leave me with $8.65 to scrounge up. I am so close.

----------

DH and I are still working on our meal plan for Disneyland. I think we are going to pack along a cheap crockpot. That way we can put a roast or a chicken in when we leave in the morning and have it ready for us when we come back at dinner time. Despite the condos having full kitchens they don't have crockpots, which I really think they should. It makes a lot of sense to have one in a place that caters to Disneyland goers. I will also pick up some of those crockpot bags to make it easy to clean. Usually I consider those a waste of money, but in this situation I'll splurge for them.

Today we did some major shopping. Mostly it was too replace things that are past re-mending (i.e. things that have already been mended once, often more than once).

We ended up spending $325.05 and supposedly saved $63.55 due to clearance and sale prices. DH got 3 pairs of jeans. He told quite a hilarious story of ripping out his jeans right before getting to the airport and having to mend them with duct tape because there were no sewing kits available. At least you can pass through airport x-ray machines with a duct-taped crotch. Good to know.

DS got a pair of Wellies, 2 sizes up, yikes, a pair of flip flops for vacation and summer and a new pair of tennis shoes. He also got several pairs of underwear. He's growing like a weed. He'll probably be as tall as me by the end of this year.

I got three shirts, slightly nicer than t-shirts, but not super dressy. I was happy to find one in kelly green. It is a hard color to find so when I saw it I jumped on it. There is a rather violent perdominance of neon colors in the stores right now. Painfully neon bright.

DD got a pair of flip flops, 2 pairs of sweats and a t-shirt.

Then for the household I got 6 new washcloths. I used to have 20 white ones, but my mother keeps stealing them. Just because she got the twenty pack of white ones from Wal-Mart once upon a time, she thinks all of the white ones are hers. Well, 4 turquiose, one hot pink and one bright yellow, should stop confusing her on that score.

I also bought a new sheet set for the king bed. The turquoise sheet finally gave up the ghost after a couple of sewing repairs. I plan to make linen napkins out of the side that isn't all ripped up. The replacements are a sort of bluish green sea foam color. Sheets are expensive. I got the moderately priced ones, but I still thought they were expensive for not all that much fabric.

The kids got headphones and batteries and DH got some body wash. We should not need to make any such purchases again for quite some time.

I added $3 to the coin jar today and sent $854 to the Vacation Fund. The puts it at $1119.65.

It was a very weird feeling indeed to realize that with all of the credit cards paid off, I had quite a bit of money left over today. Of course it's going into the Vacation Fund, but once the trip is over, that extra money will be going to build the EF. Over the years we've had a little extra money now and then, but usually closer to $50 or $100. Never an extra $1000 out of one payday.

I have paid everything for the month. Nothing else is due until February 1. We have one more payday this month (the short one) and that will cover everything due between now and the next payday on March 8th. I set aside $240 of the money into savings for physical therapy.

Just for reference, any credit cards shown in the bill pay section are now paid off monthly. BoA is used for DH's travel expenses (flights, hotels, travel food, and his monthly allowance expenses). It also has autopay for our cell phones, Netflix, and our gym membership. It can vary from $1200 to $1500 a month. AMEX is for gas, eating out, and the occasional grocery trip (if I forget the checkbook). But mostly for gas. I paid both of these in full today.

Bills that went out today:

$1201.69 BoA VISA in full
__314.10 AMEX in full
__225.00 Chiropractic Family Plan
___90.00 Physical Therapy
____3.78 Labcorp (Medical)
__144.00 Water/sewer at the Old House
__418.85 Propane at the Old House
--------------
$2397.42

I had the water/sewer money already in savings as well as most of the propane money. I will be adding about $800 to $1000 to the Vacation Fund. I am waiting until after we go shopping to have the exact amount. DS needs new shoes, DD needs 2 pairs of sweat pants. I could do with a couple of new shirts (somewhere between t-shirts and blouses, nice, but not fancy).

I added $10 to the Emergency Fund. That brings it to $2845.35. I received my AMEX awards coupon in the mail today. I have to physically go to Costco to have it cashed, though. Annoys me. But it will go into the Emergency Fund. It is $85.95. So I've decided to up my EF goal for February to $3000. I have $32 in my coin jar (added $10 today leftover from the past week), so to hit $3000 by month's end, I really only need to come up with another $36.70. I think I can do that.

It feels like I'm playing in an entirely different game now. I know we still have the mortgage and the van loan. I know we still owe Mom money. I know we still need to build the EF. But despite that I no longer feel owned, like I did with the credit card debt. I feel like our lives belong to us again.

After our March vacation we will put our heads down again and work hard on everything. Meanwhile, I will take the next month to breathe. We are in the light at the end of the tunnel. We can take a few steps before we step into the next one. Not going to go crazy or anything, no eating out five times a week or going out and buying crazy things. Just taking my foot off the gas and pulling into the overlook to see how far we've come.

Today is my birthday and I can't say that 43 feels at all different from 42. We got pizza today since I didn't want to cook and spent $27.18. No cake though. Just didn't feel like baking one and the problem with cake is that it is then there every day for a week. I figured one bad food choice this week was enough. Since my Christmas present was so expensive we made it a combined b'day/Christmas present. And I'm still loving my hard ice cream maker so I am not feeling in the least little bit deprived. And DH comes home tonight at 8:30 so that's the best birthday present of all, anyway.

Tomorrow starts three days worth of appointments. I go to a consultation with the people that do the sleep study. Then Thursday, I go back to the new doctor, and Friday I see the physical therapist. I had to fill out a boat load of papers for the sleep study place. Oh, shoot, I keep forgetting to run over to the lab and ask them to shoot my new doctor a copy of my labs from December. I'll need to do that in the morning.

I'll also need to remember to tell them when we set up the sleep study about getting my new crown because I'll be on narcotics for a couple of days and don't want that interfering with anything.

There is not much else going on. The chickens are still loving their expanded space and Georgie hasn't gotten out on the driveway side for days, so no more chicken hopscotch. They do hop the other fence to go to the neighbor's yard when she doesn't have the dogs out, but she likes them.

Coming home is funny now, because they recognize the sound of my van. They come running (quite like that scene in Jurassic Park with the velociraptors) so fast I'm actually glad the fence is there. They are expecting treats now as we had some bread that went bad, picked out the moldy bits and gave them all the good bits over the course of a few days. Now they expect it.

We are getting about ten eggs a day. It helps that nine of them are pullets. That rate will slow down as they age. I still miss having duck eggs for baking, but the chicken eggs are pretty fantastic. They beat store bought by a mile.

Today was payday. I added $110 to the Emergency Fund bringing it to $1835.35.

Bills paid out today were:

$1000.00 to Mom
__100.00 to Chase
__757.82 to Van loan
__570.00 Mortgage
___25.00 Kids' allowances
___44.87 Phone old house
___72.56 Internet
__110.00 Emergency Fund
___19.00 Garbage (HT)
___72.00 Water/sewer (HT)
__100.00 Property Tax (HT)
__100.00 Propane (HT)
__100.00 Miscellaneous and Groceries
---------------
$3071.25

I also set aside $90 for physical therapy. Both the mortgage and the van loan had extra sent to principal. When the mortgage hits it will put it just under $14K left.

I need to come up with $64.65 this month to hit my EF goal of $1900 by the end of February. I added $13.03 to the coin jar, what was left of my miscellaneous money from last week.

I also filled up the van with gas, $49.79, but that went on the AMEX which gets paid off at the start of every month now.

Other than milk, I shouldn't have to buy anything for the next week.

DS needs new tennis shoes. His feet have grown tremendously. I will inherit his current ones. They are very nice Nikes that just happen to fit my feet. Hand me ups, I guess. I will probably get shoes for him next payday, not this one.

My first mammogram went okay. I don't know what I was being such a scaredy cat about it for.

So today is payday and the first thing I did this morning was to pay $2609.14 to the Evil Empire. This brings the BoA VISA card down to $2000 even. All of the autopays for this month have gone through now except one that will be $120, so VISA amount payoff will actually be $2120. That brings total credit card debt down to $7100.

After my final payment of $2000 next week the BoA card will be paid off and will only be used for autopays and DH's plane tickets, hotels, and travel food.

Then the only card we will have left is the Chase VISA, with $5100 left on it and it has a 0% interest rate through the end of 2013.

Money Out this Payday:

$2609.14 BoA VISA payment
__125.00 Half year dues
___44.87 Old House phone for security system
___72.00 Water/Sewer (Old House) to the Holding Tank
___72.56 Internet
___37.68 Garbage
__100.00 Emergency Fund
__135.00 Paying Back the Mac Book Fund
___45.00 Allowances
__300.00 Farm money for meats
__100.00 Miscellaneous (toiletries, OTC medicine)
---------------
$3641.29

The Emergency Fund now sits at $1670. I am $30 short of my January goal, but that should be no problem to meet.

Today's check was 3420.49. I already had money saved for the dues, the garbage, and the water/sewer. I also had some money left from last week.

After paying everything I will have $146.59. $90 of that will go to physical therapy on Friday, so really $56.59 until next payday.

The plan so far for next Friday is $2120 to the BoA to pay it off, $200 to the Vacation Fund, $100 to the property tax fund, $570 to the Mortgage, $100 to the propane fund and $200 to the Mac Book fund.

February 1st will be the start of the new Budget Template and I am setting up a spreadsheet for that to let me know where I'll go from there.

So today is payday and the first thing I did this morning was to pay $2609.14 to the Evil Empire. This brings the BoA VISA card down to $2000 even. All of the autopays for this month have gone through now except one that will be $120, so VISA amount payoff will actually be $2120. That brings total credit card debt down to $7100.

After my final payment of $2000 next week the BoA card will be paid off and will only be used for autopays and DH's plane tickets, hotels, and travel food.

Then the only card we will have left is the Chase VISA, with $5100 left on it and it has a 0% interest rate through the end of 2013.

Money Out this Payday:

$2609.14 BoA VISA payment
__125.00 Half year dues
___44.87 Old House phone for security system
___72.00 Water/Sewer (Old House) to the Holding Tank
___72.56 Internet
___37.68 Garbage
__100.00 Emergency Fund
__135.00 Paying Back the Mac Book Fund
___45.00 Allowances
__300.00 Farm money for meats
__100.00 Miscellaneous (toiletries, OTC medicine)
---------------
$3641.29

The Emergency Fund now sits at $1670. I am $30 short of my January goal, but that should be no problem to meet.

Today's check was 3420.49. I already had money saved for the dues, the garbage, and the water/sewer. I also had some money left from last week.

After paying everything I will have $146.59. $90 of that will go to physical therapy on Friday, so really $56.59 until next payday.

The plan so far for next Friday is $2120 to the BoA to pay it off, $200 to the Vacation Fund, $100 to the property tax fund, $570 to the Mortgage, $100 to the propane fund and $200 to the Mac Book fund.

February 1st will be the start of the new Budget Template and I am setting up a spreadsheet for that to let me know where I'll go from there.

I forgot about making buns for the cheeseburgers today, so I ended up throwing together a quick stir-fry. I cut up 4 boneless skinless chicken thighs that I ransacked the chest freezer for and put them in a marinade of 1 cup low sodium gluten free soy sauce, 2 T of honey, 1/2 T of ginger, and a 1/2 T of garlic powder. While that was soaking DD and I cut up 3 carrots, 3 stalks of celery, 1 cauliflower, green beans, and 1/2 a yellow onion. I did more of a combination of stir-fry and steam-fry as I don't like to stir constantly. It made enough for us to have it for dinner, for lunch tomorrow, and maybe still have some leftover. Doesn't it look yummy?

I also made a batch of cinnamon ice cream tonight and I have some French bread going in the bread machine.

----------

I went to the store today and I ended up spending $127.53. I just didn't have the energy to go to Kmart and the grocery store so I bought the toiletries at the grocery store. I got a couple of things not on my list and forgot the peanut butter which we are totally out of.

I meant to spend about $100, but I went through the bakery. *sighs* I should know better, but I swear the box of cinnamon rolls just jumped into my cart when I wasn't looking. I also bought two boxes of psuedophedrine from the pharmacy and 1 box of Dayquil because my supply was woefully low and I feel a sinusy thing coming on. And then I remembered I needed batteries. But I won't need to buy anything else before payday on Friday and I have $70 left.

They were having a good sale on whole fish, but the fish counter reeked. I could smell it from 10 feet away. I have noticed that a lot at the small Haggen since the remodel. I know that they've instituted some cost saving measures to pay for the totally unnecessary remodel, like not restocking the salad bar or letting the hot food in the deli run out when it runs out, carrying less selection in some areas and way too much in others, raising prices, and pushing their own store brand far more than they ever used to, but the fish counter should not smell like that. I draw a line there. Clearly they are holding on to fish that previously would have been out the door before it stank. So no more buying fish or seafood from there. That makes 2 grocery stores I will not buy fish from.

Haggen has always been my favorite grocery store, but I will either have to go to the big one 5 miles out of my way or just stick to Trader Joe's and the Food Co-op (which carries fresh fish) from now on. It's a shame, too. I've been shopping at that store since I was 4 years old and they were just that store, not a small chain of stores. That's almost 39 years now. I have never been disappointed in them until the last year, but now I am.

I spent $6.43 on two prescriptions today leaving me with $20 in the checking account until Friday. I also bought two burgers at DQ today out of what's left of my December allowance, leaving me with $6 in cash. No biggie. Plenty in savings still.

Now onto the chickens. I swear the majority of the chicken pictures I take are of chicken butts. I swear they are facing the camera when I push the shutter down, but by the time it goes off they have turned around. It's the one thing I really miss about film cameras, there is no delay between when you snap the photo and when it is taken. Still, film was expensive to develop and I do love the ease of digital. I managed to get a few non-butt chicken shots today though.

First up are Queen (Rhode Island Red), Curious (gold sex-linked orpington), Goldilocks (Auracana, gold cheek puffs), Henrietta (Auracana, red cheek puffs), and Kyri (Bantam Auracana cross, gold cheek puffs).



Henrietta has the most beautiful markings.



Georgie (gold sex-linked orpington) on top of Fort Knox. Of course. If there is a roof, she will be on it.



Georgie and Kyri



Silver (silver lace-winged wyandotte, I know, creative naming). I swear she was facing me. At least it's not a full on chicken butt shot. This view shows off her gorgeous wings more fully, though.



Patricia (Barred rock). She is a stubborn bird. That is why she is named after my mother, who is also a stubborn bird. She is second in command of the pecking order, after Queen.



Curious, Silver, Pipsqueak (black australorp), and Ecru (white leghorn). Pipsqueak stayed small for a long, long time. Now the only chickens bigger than her are Silver and Half-pint who also stayed small for a long, long time.



Half-pint (black australorp) and Eggshell (white leghorn, I think she's been rolling in the mud)



Queen (HBIC)



It has been such a wet January so far, the area around the coop, shed and Fort Knox is just mud. It doesn't matter if you scrub out the buckets every day (which we do) and fill them with clean water, they are filthy within a couple of hours.

We are hoping to reseed some of the area in spring, although I don't know how successful that will be. The chickens have pretty much ravaged that area. We'd have to pen it off for weeks. Fortunately there is plenty of nice grass outside the main pen and they don't spend the whole day in the mud, just the main feeding and scratching session. The rest of the time they are chasing bugs and worms and eating plants around the property.

Laying is going well. With 9 pullets, a 20 month old hen (who finally stopped molting), and two that are nearly 3 we have a very good supply. I'm not looking forward to next year at this time. We'll have 9 hens molting for the first time and two hens molting for the second time. The yard will look like a slumber party after a pillow fight. And one hen laying consistently. I hope they don't all go into molt at the same time! There is a bit of variance between the breeds, but still most of them molt at approximately 18 months and it can take several weeks.

Now Mom is saying she doesn't want to raise anymore ducklings after all. I think that is probably wise. We all love them, but they are seriously filthy animals and not as biddable as chickens. I wasn't really up for it this year anyway with homeschooling. That takes up too much of my time and you seriously have to worry about baby birds a lot. I'd really prefer a more carefree spring, but we'll see what happens when they appear in the feed store and start making their cute little duckling noises.

I spent $6.43 on two prescriptions today leaving me with $20 in the checking account until Friday. I also bought two burgers at DQ today out of what's left of my December allowance, leaving me with $6 in cash. No biggie. Plenty in savings still.

Now onto the chickens. I swear the majority of the chicken pictures I take are of chicken butts. I swear they are facing the camera when I push the shutter down, but by the time it goes off they have turned around. It's the one thing I really miss about film cameras, there is no delay between when you snap the photo and when it is taken. Still, film was expensive to develop and I do love the ease of digital. I managed to get a few non-butt chicken shots today though.

First up are Queen (Rhode Island Red), Curious (gold sex-linked orpington), Goldilocks (Auracna, gold cheek puffs), Henrietta (Auracana, red cheek puffs), and Kyri (Bantam Auracana cross, gold cheek puffs).



Henrietta has the most beautiful markings.



Georgie (gold sex-linked oprington) on top of Fort Knox. Of course. If there is a roof, she will be on it.



Georgie and Kyri



Silver (silver lace-winged wyandotte, I know, creative naming). I swear she was facing me. At least it's not a full on chicken butt shot. This view shows off her gorgeous wings more fully, though.



Patricia (Barred rock). She is stubburn bird. That is why she is named after my mother, who is also a stubborn bird.



Curious, Silver, Pipsqueak (black australorp), and Ecru (white leghorn). Pipsqueak stayed small for a long, long time. Now the only chickens bigger than her are Silver and Half-pint who also stayed small for a long, long time.



Half-pint (black australorp) and Eggshell (white leghorn, I think she's been rolling in the mud)



Queen



It has been such a wet January so far, the area around the coop, shed and Fort Know is just mud. It doesn't matter if you scrub out the buckets every day (which we do) and fill them with clean water, they are filthy within a couple of hours.

We are hoping to reseed some of the area in spring, although I don't know how successful that will be. The chickens have pretty much ravaged that area. We'd have to pen it off for weeks. Fortunately there is plenty of nice grass outside the main pen and they don't spend the whole day in the mud, just the main feeding and scratching session. The rest of the time they are chasing bugs and worms and eating plants around the property.

Laying is going well. With 9 pullets, a 20 month old hen (who finally stopped molting), and two that are nearly 3 we have a very good supply. I'm not looking forward to next year at this time. We'll have 9 hens molting for the first time and two hens molting for the second time. The yard will look like a slumber party after a pillow fight. And one hen laying consistently. I hope they don't all go into molt at the same time! There is a bit of variance between the breeds, but still most of them molt at approximately 18 months and it can take several weeks.

Now Mom is saying she doesn't want to raise anymore ducklings after all. I think that is probably wise. We all love them, but they are seriously filthy animals and not as biddable as chickens. I wasn't really up for it this year anyway with homeschooling. That takes up too much of my time and you seriously have to worry about baby birds a lot. I'd really prefer a more carefree spring, but we'll see what happens when they appear in the feed store and start making their cute little duckling noises.

I finished knitting DS's scarf. Yellow is his favorite color and it is a hard one to find at a store. It was hard enough finding bright yellow yarn. This one is a single thickness.



This is one I made previously and I did fringe on that one. DS didn't want fringe on his as he thought it was too girly. It's a deep rust or copper color and a double thickness as well.



Now I'm working on one for DD, but the pattern on the yarn wrapper does not actually match the yarn, which is supposed to be purple for so many rows and then black for one row and then purple again. It says fourteen per row but it really needs twenty and it does make a difference so I am going to have to unravel it and start over. This annoys me, but oh, well. Life goes on.

On Christmas DH's FIL forgot to put the turkey neck into the roaster (or maybe didn't because it was still frozen). Last night I put it in the crockpot with some water and DS and I split it for lunch. I can't believe the amount of meat on a turkey neck, I always forget. And it is so tender and flavorful. Anyway, to the juices left in the crockpot I added all of the turkey carcass bones that I'd frozen along with all of the peels I've been saving for the last few months (onions, carrots, garlic) and some celery leaves, salt and pepper and filled it to the top with water, so it is cooking down for a total of 20 hours.

Tomorrow I will make soup with half the stock and freeze the rest. I wish I had some fresh parsley for it, but I'll add some parsley flakes to the finished stock. I am defiitely planting parsley next year. Right now I'm looking at potatoes, celery, carrots, and an onion for it. I don't think we'll be adding noodles this time, just lots of potatoes. I might even thicken it to make stew. This will be the last of the turkey, so we will have used every part. The chickens got the organs. I am very happy to have had a zero waste turkey this year, considering how much it cost.

----------

We made a simple ice cream recipe in my new hard ice cream maker. It's definitely harder than soft serve, but still not as hard as hard ice cream from the store, but that might have been because we didn't do a custard base, we just did a simple one of 1 pint cream, 1 pint half and half, 1 cup of sugar and 2 tsp of pure vanilla extract. It will freeze all the way up overnight though and I'll see how the end result is. I haven't tasted it, but everyone else did and pronounced it good but light on the vanilla.

Their website has all kind of recipes for it, regular ice cream, sorbets, sherbets, and sauces. I'll experiment with recipes until I find ones that freeze harder. There was a note with the recipe for Champagne sorbet that said that the alcohol will make it thaw quicker, so I am wondering if maybe that was part of the issue, since pure vanilla extract is basically vodka and a vanilla bean.

I probably won't eat too much of it since I'm trying to stay away from sugar more and not become diabetec, but there was one sorbet that used strawberries and 2 tbsp honey that might not be too bad. I won't even have to wait until summer since I have strawberries from the last season in the freezer. (I usually won't buy fruit out of season because of the cost).

----------

Got a bill from the podiatrist, $114, for DS's toenail thing. That's for two visits and he spent a half hour with us both times. Since my podiatrist is way out of network the insurance didn't cover it. Still, he's the best and my family has an established relationship with him. Plus $57 per visit? I mean, who still does that? No one. Most doctor's charge $90 or more around here. Anyway, I mailed that off.

----------

DH took the kids to Kmart today. DS got two more pairs of sweatpants and one more pair of PJ's. DD got one more pair of PJ's. They should both be set now for the rest of the winter. Stuff was marked down even more than the other day. DH ended up spending $48.87. I forgot to give him the saving's card again. Oh, well. I need to start keeping it in the checkbook, I think.

---------

DH also picked up a prescription for himself, $2.50 and toiletries and cleaning and laundry supplies for $61.34. The latter stuff is all unscented, coloring free, natural stuff because of DS's chemical sensitivites and allergies so a bit more expensive, but we shouldn't have to buy it again for quite some time.

----------

DD has volunteered to cut DS's and DH's hair tomorrow. We have a clipper so it's not like you can go wrong much with that and she's getting to be as good at it as I am. I just don't want to do it right now with a swollen knee.

----------

I still haven't watched the Doctor Who Christmas special. I guess I am not quite the fangirl I once was in the Eccleston and Tennant years. I still hope to watch it tomorrow, though. I haven't watched anything since before Christmas. Who has time for TV right now?

----------
I received a $5 Amazon giftcard from Swagbucks and cashed out for another one yesterday. I think that about covers it.

Well, it's not really as bad as all that, I don't have to pay for it, but the furnace stopped working. It has to do with a control board, not the actual furnace itself, but it will be a week before they get the part. It is cold in the house. So DH and I broke our no shopping on Boxing Day rule and went to Lowe's (the parking lot was pretty empty) and bought two ceramic space heaters, spending $54.86. One is for the bathroom, which was registering at 40 degrees F and the other for the living room which has three huge windows and was about 45 degrees F. It is 34 degrees outside and raining ice.

There were already space heaters in two of our bedrooms and Mom had another one for the third bedroom. Fortunately for her there is a gas fireplace at her end of the house so she has it cranked and is doing just fine.

I certainly miss having a wood stove though. It's hard to keep our wing of the house warm, even with the heaters, sweaters and blankets. It'll be fine once we go to bed and can keep the doors shut. A wood stove would have had us toasty within 30 minutes. If our new house doesn't have one we are going to install one of the ones you can stick in a corner of a room and vent directly outside instead of up a chimney.

Well, it's not really as bad as all that, I don't have to pay for it, but the furnace stopped working. It has to do with a control board, not the actual furnace itself, but it will be a week before they get the part. It is cold in the house. So DH and I broke our no shopping on Boxing Day rule and went to Lowe's (the parking lot was pretty empty) and bought two ceramic space heaters, spending $54.86. One is for the bathroom, which was registering at 40 degrees F and the other for the living room which has three huge windows and was about 45 degrees F. It is 34 degrees outside and raining ice.

There were already space heaters in two of our bedrooms and Mom had another one for the third bedroom. Fortunately for her there is a gas fireplace at her end of the house so she has it cranked and is doing just fine.

I certainly miss having a wood stove though. It's hard to keep our wing of the house warm, even with the heaters, sweaters and blankets. It'll be fine once we go to bed and can keep the doors shut. A wood stove would have had us toasty within 30 minutes. If our new house doesn't have one we are going to install one of the ones you can stick in a corner of a room and vent directly outside instead of up a chimney.

December broccoli!!!!!! What is with this weather system? I am grateful for it as it means less money spent on produce, but it is downright weird. And the sprouting broccoli is still making new heads. We had a smattering of snow yesterday (didn't stick) and yet I am still harvesting broccoli.

------------

I went to the dentist today and they had the permanent crown ready so he took off the old one, cleaned up the adhesive then put in the new one, took it off and adjusted the bite, repeated this for four times and then finally it was right. I did not choose to have novacaine. I probably should have because it didn't stop hurting for 4 hours. But I didn't want to spend my day with a frozen face. And it was uncomfortable and a bit painful, but not something I couldn't deal with.

After that he adjusted my night guard so that it wasn't resting weird against the new tooth. I ended up paying $200 at the dentist and will be making another payment in January and one in February. Then on February 7 I'll be having the cracked molar on the other side taken care of. That should give me about a month with the new crown before we go to Disneyland.

After the dentist I went to the vampires and had two tubes of blood drawn. I had a great phlebotomist. Found the vein first try and everything. Now that I'm showing no signs of the UTI infection I can have all those blood panels done and see if we can't get to the bottom of my exhaustion and tremors.

----------

Lady the duck has gone to live at another farm today. The woman had lost one of her ducks, and she had a very lonely drake as well as another mated pair, so if all turns out well, Lady will adapt to the new place. If she does not we'll take her back. But she's got two different creeks to swim in and a bigger area to roam. I will miss her, but I think she will be happier there. Plus they have a dog trained to protect their ducks and 21 chickens from predators. It's a sad decision, but she really was missing her dead flock mates. As much as she got on with our flock of chickens it wasn't the same for her. I am sad and I will miss her, but it seems like the best thing for her.

DH ordered his mother's gift today and got free shipping from B&N website. It came to $39.95. His father will be getting a $40 gift card to Lowe's. My FIL is notoriously hard to shop for. He should be easy. He collects nutcrackers, but every year he goes out and buys them for himself, so even if you've perused his collection and then go to look for something unique, he's already bought it and just not put it up. Extremely frustrating. So we're not even going to try this year. And FIL will definitely use the Lowe's card.

I also ordered my Christmas present, a hard ice cream machine. I'm down to one brand of ice cream that DS and I can eat due to recent ingredient changes, and Haagan Daas is expensive. It's got a built in refrigeration unit and makes 1.6 quarts at a time. It cost $250.93 and I got free shipping. This also counts as my birthday present in February. I just combined the two budgets together. There's just not that much that I want or have space for. And if there was I have $154 of my allowance saved.

We still need to buy Christmas presents for our 2 nieces on DH's side. He's getting an updated list from his sister today. We will be doing the same thing as we did last year for his sister, getting her a $200 Target gift card.

$200 seems like a lot for one person outside the immediate family (actually, it's a lot for a person inside the immediate family, too!), but SIL has struggled mightily since divorcing her cheating ex-husband and getting custody of both girls a few years back. She works a minimum wage job and is on food stamps.

The Target card allows her to get toiletries, socks, underwear, shoes, school supplies, or other needed items, but also groceries when the food stamps are not enough. This helps her to get by easier and last year she stretched it out for several months. We ususally fill her car with gas a couple times a year, too. You have to help your own when you can.

Hopefully tomorrow we can pick up the gift cards and the presents for the girls and something token for my mother (who does not want to exchange gifts but still manages to do something token every year) and be done with it. We'll need to get our wrapping paper and bows out of storage and buy some cellophane tape. We still need to set up and decorate our little 2 foot tall tree. We don't have room for a full-sized tree in our area, but we like to have a little something.

I also need to do a photo shoot with DS. Since he is being homeschooled this year, there were no school photos done of him. I can do as good a job with him as they do, I just need to get to it, so that I can print out photos of him to go with DD's for giving to relatives. We need to pick up ink and photo paper, though. I am hoping to make a trip to Costco tomorrow and can pick up the ink there. Photo paper is cheaper at the office store next door to Costco and also has much smaller quantities, so we'll get that there.

I have almost all the food for our own day at home. We have the turkey we didn't make at Thanksgiving due to illness in the freezer. I have plenty of potatoes from what we harvested this year. I have green beans and corn. I have butter and poultry seasoning. I just need to make the bread for the stuffing the day before our meal. We may need to buy milk as well.

We will probably make our meal on the 23rd. It will be the four of us and Mom, and I will probably invite the Ice Queen as well. I really should come up with an alternate name for eldest sister as since she's come back into the family fold she's thawed quite a bit.

The Social Butterfly stopped by yesterday. I haven't seen her in over a year. I've seen my nephews and my BIL, but not my sister. We visited for an hour and then they were off. They won't be coming down for Christmas at all this year and I probably won't see her again for a year. She doesn't really like family to come visit her, especially during the holidays. Oh, well, at least I got to see her.

I can't believe the year is almost over. 2012 has gone by so fast. I am looking forward to January and the feeling of having a fresh start that that always seems to bring.

DH ordered his mother's gift today and got free shipping from B&N website. It came to $39.95. His father will be getting a $40 gift card to Lowe's. My FIL is notoriously hard to shop for. He should be easy. He collects nutcrackers, but every year he goes out and buys them for himself, so even if you've perused his collection and then go to look for something unique, he's already bought it and just not put it up. Extremely frustrating. So we're not even going to try this year. And FIL will definitely use the Lowe's card.

I also ordered my Christmas present, a hard ice cream machine. I'm down to one brand of ice cream that DS and I can eat due to recent ingredient changes, and Haagan Daas is expensive. It's got a built in refrigeration unit and makes 1.6 quarts at a time. It cost $250.93 and I got free shipping. This also counts as my birthday present in February. I just combined the two budgets together. There's just not that much that I want or have space for. And if there was I have $154 of my allowance saved.

We still need to buy Christmas presents for our 2 nieces on DH's side. He's getting an updated list from his sister today. We will be doing the same thing as we did last year for his sister, getting her a $200 Target gift card.

$200 seems like a lot for one person outside the immediate family (actually, it's a lot for a person inside the immediate family, too!), but SIL has struggled mightily since divorcing her cheating ex-husband and getting custody of both girls a few years back. She works a minimum wage job and is on food stamps.

The Target card allows her to get toiletries, socks, underwear, shoes, school supplies, or other needed items, but also groceries when the food stamps are not enough. This helps her to get by easier and last year she stretched it out for several months. We ususally fill her car with gas a couple times a year, too. You have to help your own when you can.

Hopefully tomorrow we can pick up the gift cards and the presents for the girls and something token for my mother (who does not want to exchange gifts but still manages to do something token every year) and be done with it. We'll need to get our wrapping paper and bows out of storage and buy some cellophane tape. We still need to set up and decorate our little 2 foot tall tree. We don't have room for a full-sized tree in our area, but we like to have a little something.

I also need to do a photo shoot with DS. Since he is being homeschooled this year, there were no school photos done of him. I can do as good a job with him as they do, I just need to get to it, so that I can print out photos of him to go with DD's for giving to relatives. We need to pick up ink and photo paper, though. I am hoping to make a trip to Costco tomorrow and can pick up the ink there. Photo paper is cheaper at the office store next door to Costco and also has much smaller quatities, so we'll get that there.

I have almost all the food for our own day at home. We have the turkey we didn't make at Thanksgiving due to illness in the freezer. I have plenty of potatoes from what we harvested this year. I have green beans and corn. I have butter and poultry seasoning. I just need to make the bread for the stuffing the day before our meal. We may need to buy milk as well.

We will probably make our meal on the 23rd. It will be the four of us and Mom, and I will probably invite the Ice Queen as well. I really should come up with an alternate name for eldest sister as since she's come back into the family fold she's thawed quite a bit.

The Social Butterfly stopped by yesterday. I haven't seen her in over a year. I've seen my nephews and my BIL, but not my sister. We visited for an hour and then they were off. They won't be coming down for Christmas at all this year and I probably won't see her again for a year. She doesn't really like family to come visit her, especially during the holidays. Oh, well, at least I got to see her.

I can't believe the year is almost over. 2012 has gone by so fast. I am looking forward to January and the feeling of having a fresh start that that always seems to bring.

It is a weird feeling to have an empty bill box and to have paid all of the bills to the end of the year already. I know it's been like this for the last couple of months, but I'm still not used to it. I really like it though. Instead of being paycheck to paycheck we are half a month ahead and that is wonderful. I can't wait for that to be a month ahead. And then 2 months and then 3 months, etc., as we build the Emergency Fund back up.

So the last of the bills and some miscellaneous shopping were paid out of today's payday. The breakdown is as follows:

$90.00 Physical Therapy
$41.75 Various cold medicines to replenish stock
$70.56 Internet
$44.87 Phone line Old House (for security system to work)
159.65 Propane bill Old House (was already in savings)
144.00 Water/sewer (was already in savings)
-------------
550.83

I put $2500 into short term savings. That will cover all bills between January 1 and January 11th.

I will have two more physical therapy appointments this year so I have that money set aside.

I took out $215 in cash, but $15 went to DD for her allowance. DS doesn't get an allowance again until January (he got an advance). So that $200 should last us until the end of the year for toiletries and meals out. I have $1300 left of this paycheck, but we still need to buy presents for a couple people. Whatever is left will be sent to the credit card.

Next week's paycheck will be the 2 day paycheck and that isn't earmarked for anything yet. I will need to pay the $505 for my crown whenever they send me the bill so I'll probably set that aside out of it.

I deposited my coin jar money to the Emergency Fund and have hit my goal of $1500 in there by the end of December.

1457.42 Beginning EF
+_66.38 Coin Jar Money deposited
-----------
1523.80 Ending EF

Christmas bonuses should be mailed out today and they usually get here pretty fast since there are so many flights a day between Anchorage and Seattle and then between Seattle and here. It might even be here as soon as tomorrow (last year it came the day after the Christmas party, which is today), but I'm figuring probably Monday or Tuesday.

I am trying not to be anxious about it. It's just that we are so close. Even if it is 5% of income like last year instead of the rumored 10% of income it will still wipe out the BoA card with a little leftover for the AMEX and then the AMEX will be wiped out by the extra paycheck in January. Our tax return would then wipe out the 0% Chase card with plenty leftover since we'll be getting quite a lot back due to maxing the HSA and spending it all this year on medical. And if it's the 10% then boy howdy it's all gone before the year is up.

I just want it done and gone. It's been so many years. I want that weight lifted off my shoulders forever.

Just call me Procrastination Girl. Unable to leap tall paperwork with a single bound. I guess insomnia is good for something. This is the first night I've had it since the new meds. Ugh. Anyway, bills paid out of last Friday's payday were:

$1500.00 to BoA Visa
$1000.00 to Mom
___90.00 Physical Therapy
___31.44 Prescriptions (mine)
__225.00 Chiropractor Monthly Family Plan
____6.09 Prescription (DH)
-----------------
$2852.53

I also spent $196.43 on groceries. We aren't going down to the ranch this month because we were so sick the last month I was mostly making things like soup and spaghetti, all things that would go down as well as back up easily, so we didn't eat much of our meat from November. There is enough to get us through until January 14th so the $300 we usually spend on sustainable chicken, beef, and pork I am using to stock up on some staples. Flour, sugar, corn meal (organic, non-GMO) canned green beans, canned corn, wild caught canned tuna and salmon and a few jars of peanut butter. I also bought some pears since they were down to .79 a pound since this is their season and we are a big pear state (not like apples or berries, but still pretty high up there) and I am out of home grown ones.

DH wanted bananas (so not in the 100 mile foodshed), but they were cheap so I let him get some. I grabbed a couple of oranges, too, since I won't make it to Costco probably until this weekend and we were out. There is not much we need besides gas, but I will get a couple cases of oranges and a case of toilet paper while we are over that way. Oranges aren't one of the fruits I worry about getting organic. With their thick peel it is difficult for pests to get at them, hence low pesticide use. I wish I could grow my own citrus, but that is not likely in a maritime climate without a heated green house or sun porch.

I didn't buy any veg. We still have around 15 broccoli plants and 2 kohlrabi I haven't harvested yet. I love brassicas. They take the cold so well. I also still have a cabbage in the fridge and plenty of potatoes from those we harvested. The carrot supply was getting low but they didn't have any organic ones and I will not eat a non-organic carrot since carrots soak up anything that was used on that ground even if it was used decades before. In some places that were heavily damaged with pesticides they plant carrots on purpose to clean the soil. Takes a few years. Those ones do not go to market, but because of that habit of the carrot it's going to soak up any conventionally used "safe" herbicides and pesticides. So definitely a must be organic food for me.

When I was putting away food I noted that I need to revive the celery. Hopefully I'll remember to do that tomorrow.

I find that the closer I am to being out of credit card debt, the easier it is to pay the bills. It feels less and less like money slipping through my fingers and more and more like seeing the summit of the mountain and knowing it's not much further and just a little push will get me there.

I got to contribute $100 to the Emergency Fund this time, something I haven't done in a while. I also deposited the coin jar money to the EF as well, so that was an additional $97.05. The EF now sits at $1205.41. It is good to see it going up again.

I funded my funds, bringing the totals to $85 in the HoA Dues Fund, $200 in the Property Tax Fund, $400 in the Propane Fund, $400 in the Vacation Fund, $400 in the Mac Book Fund, and $200 in the Christmas Fund.

Expenditures for this paycheck were:

$1000.00 AMEX
__100.00 Chase VISA
__300.00 To Mom for her utilities
__100.00 EF
___21.98 Electricity for the Old House
___50.00 to the Holding Tank for garbage (not due 'til Feb)
__39.53 DH Life Insurance
__32.70 My Life Insurance
__59.89 Car Insurance
__45.63 Old House Insurance
__41.16 ADT Security for theOld House
_153.00 Storage
_100.00 Vacation Fund
__17.00 Dues Fund
_100.00 Property Tax Fund
_500.00 Mortgageon Old House ($376.14 plus extra to principal)
_100.00 Propane Fund
_100.00 Mac Book Fund
-------------
$2860.88

I also spent $56.20 to fill up the van. It was 3.39 per gallon. It's a little cheaper at Costco, but I really didn't want to go over there today and as long as it is no more than a 20 cent per gallon difference, I'd actually use more gas going over there and then waiting in the interminably long lines.

And I spent $230.41 on groceries. I stocked up on some things that my cupboards were bare on, mostly canned goods. I also restocked the flour stash and bought some oranges and milk. I am definitely starting to see the higher prices now. Even though I didn't buy any meat since we get it at the farm now, I still wanted to see what the current store prices are, and Holy Toledo are they high. I mean some of them are higher than their grass-fed, organic counterparts. I may need to up the grocery budget once we finish eating the inventory in the freezer. I'm trying to hang on to $600 a month, but half of that is spent at the farm.

I paid out DD's allowance for two weeks, $30. DS does not get an allowance until 12/14 as his was advanced to him so he could buy something on a really good sale. I also took out $200 in cash.

I bought DD a new MP3 player. She was willing to settle for the 4GB one, so it was $40. I used part of the $200 in cash for that. Since it was half what I was expecting it to be, I told her I'd just pay for it if she'd do some extra chores for her grandmother. So she's going to clean all of the bathrooms, mop the kitchen floor, vacuum, and clean out Mom's fridge. She's also going to do all of the laundry this weekend.

DD is going to stay after school one day next week to teach her English teacher how to knit using a loom. They're going to knit some hats for some charity and they need to make 26 between now and the 18th. Knitting goes much faster on a loom. I didn't get the details on what charity, but I think it was local. I find it kind of hilarious that my sixteen-year-old daughter is teaching a sixty-something-year-old woman to knit. It's like, shouldn't that be the other way around?

Speaking of knitting, I really need to get going and finish making DS's scarf so I can start on DD's. It's hard to work on his because he is with me so much since we homeschool him. I am trying to keep it a surprise. His sister has made him a hat in the same yarn.

I almost wiped out a pair of elderly jaywalkers tonight. I guess teenagers are not the only ones to dress all in black and take crazy chances walking after dark. If it hadn't been for the man's white hair and the woman's white shoe souls, I'd not have seen them in time to stop. And they were only 20 feet away from the well illuminated stoplight with it's cross walks.

14 days and counting until the bonus checks will be put in the mail...

Tomorrow is payday and I have $52.85 in cash left from last payday so that went into the coin jar. I will make a deposit into the emergency fund tomorrow. I'm not sure of all that is in there, but I'm thinking it's around $80. I ended up with $250 leftover in the checking account so that will get sent to AMEX along with the regular payment.

I am anxious for December to start. It's going to be a good money month for us, even without the Christmas bonus. It'll be a huge jump in our forward progress. You know that song from the Lion King that goes, "Oh, I just can't wait to be king?" Well, I've got that running through my head only it's going,

"Oh, I just can't wait to be free!
No one saying pay this.
No one saying pay that.
No more paying interest.
No more crazy bank debt.
My money's gonna work for me.
Oh, I just can't wait to be free!"

LOL, I can't help but be excited. It's been such a long, long, long road. This medical debt has been a weight so heavy on our shoulders for so long. Longer than I've been blogging actually. About nine years now, I think. Let's see, the first operation was in...the summer of 2003, so yeah, 9.5 years.

And I mean, we still will, of course, have the mortgage (which will be under $15,000 after tomorrow's payment) and the note on the mini-van, so yes, there actually is still interest being paid, but it's so much lower than the credit card debt. And it's secured debt which seems so much better than unsecured debt.

I'm not sure which way I am leaning after the credit card debt is gone. Part of me really wants to get the house paid off and own it in full. But since it'll be on the market sometime between now and summer, and hopefully it will sell, I don't know if it's really that worthwhile to pay it off. It probably makes more sense to work on paying down the car loan. I don't know. I guess we'll cross that bridge when we get to it.

----------

We received a new tax assessment from the treasury. They've revalued the house at a lower amount, which means property taxes will go down, but also may effect how much we can get for the house when we sell.

----------

Today was one of those days where I was pretty sure that homeschooling was going to be the death of me. You know, it goes like a breeze when DS is feeling good, but when he's not he turns into a whine machine. Plus he's starting to get that tone in his voice, the one of an annoyed teenager. 12 and a half was about when that started happening with my daughter so I've been expecting it, but I am also trying to nip it in the bud.

----------

I have to get gas tomorrow. I was so hoping I'd make it to payday without filling up again and I did. The van claims I can drive 22 more miles before it is out of gas, but there is usually still a half a tank left at 0. Not that I am going to run it that low.

----------

I gave in and got takeaway today. Pineapple chicken, teryaki beef, noodles, rice, Mongolian beef and beef and broccoli. It was unplanned and probably not worth it. It was stress buying pure and simple. After dealing with the whine machine all day I just didn't want to cook and didn't have the energy to fight with myself over it. It was really good and it takes care of lunches tomorrow. $45.60 was the damage.

----------

I am on day...5, I think of being caffeine free. Hopefully I'll be able to stay off it this time. I am still really tired, but I think it's getting better. As for the health issues, the flu or whatever is going away. I am still a bit stuffy and still have a fever, but there was no dizziness today. And all of the other symptoms are gone, so crossing my luck that I'll hopefully finish this off without catching a new cold. I really would like to stay well for a while.