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Retirement Update

August 5th, 2020 at 10:48 pm

The retirement accounts have really done well since my last check on the 14th. It is up $1,454.91 in that time, with only $440 of that being our contributions. We are $45 shy of the IRA having recovered completely from pre-Covid19. It is back over $10K. I remember how excited I was the first time it hit that amount. It is really good to see it up there again. And the 401K has jumped nicely even without contributions from the employer. I will be so glad when they go back to making contributions.

$24,442.71 401K
+10,101.77 IRA
---------------
$34,544.48 Total Retirement

Retirement Update

July 15th, 2020 at 05:01 am

$23,376.02 401K
+_9,713.49 IRA
---------------
$33,089.51 Total Retirement

That is up by $585.22 from last payday. Only $220 of that is contributions. I hope it continues.

Retirement Update

July 3rd, 2020 at 10:42 pm

We are finally starting to pull ahead again on retirement. It's not by much, $162.44, but we are getting there. The IRA still needs to recover just under $500, but we are ahead on the 401K. If I just get through this year without losses I will feel like it is some kind of major accomplishment.

$22,981.37 401K Balance
+_9,523.26 IRA Balance
--------------
$32,504.29 Total Retirement Balance

DH has also become vested on a portion of his company stock. I am not allowed to say the amount, though. There is a non-disclosure agreement on not discussing what the stock is worth. But I am happy about it. If DH stays there for the next 22 years, I will be over the moon with it, assuming nothing happens to the company to devalue it. He will continue to earn percentages of shares the longer he works there. It takes five years to become fully vested.

Retirement Update

June 8th, 2020 at 06:46 am

I hadn't looked at retirement since February 21st. I absolutely did not want to see how bad things were when they went into free fall after the lockdowns started. But DH told me the IRA was almost completely recovered so I thought that I would take a look at it and the 401K. The 401K is doing really well, considering. Not as well as it would have without Covid-19, but still, we're ahead after our contributions and employer contributions by $763.04 of just profit. The IRA has to make up $374.02 still to meet where it was in February, but it has been making rapid gains in the last two weeks.

New amounts are:

$22,694.58 401K
+_9,647.71 IRA
----------------
$32,342.29 New Balance

Total difference is an increase of $3843.04. We are well past what my wished for milestone was in February, which was hitting $30K. The next big milestone for us will be $50K. I really hope things continue to recover as more areas move into phase 2 and 3.

Retirement Update

February 22nd, 2020 at 03:41 am

$19,108.94 401K
+10,021.12 IRA
---------------
$29,130.06 Total Retirement

$30K is so close I can taste it.

Retirement Update

February 11th, 2020 at 05:07 am

Well, the last two weeks were a bit of a whirlwind of downs followed by ups. While the IRA dipped down to around $9200, it has more than recovered. The 401K never dipped to the point of a loss, but it mostly held even due to contributions until this week when it went up again. All in all, we are up $1273.21 since January 14th, with $440 being contributions from us and $440 being contributions from work. So almost $400 up.

$18,463.14 401K
+10,036.12 IRA
----------------
$28,499.26 Total Retirement

Mom's Surgery and Other Stuff

February 5th, 2020 at 06:01 am

Mom made it through surgery with flying colors as she always does. I went up and saw her for about half an hour and she was eating and alert. I didn't stay longer, though, because she was very tired. She wasn't in any pain because the nerve block hadn't worn off yet. I'm sure tomorrow will be a lot harder.

It snowed today for about 4 hours. Ugh. Now it is sleeting though, so I am sure it will be gone by morning. At least I hope so.

I made it about halfway through the SOTU speech, but will save the rest for tomorrow. I'm going to hit the bed early tonight. I've never actually listened to one of these before for any president. Dude can talk. Watched a bit of the senate today, too. Dudes can talk. Lots of talk, talk, talk.

The last week was hard on retirement, but the IRA has almost completely rebounded this week and I'm still ahead on the 401K, so the total balance is still higher than it was the last time I reported in, but I probably won't put the balance until after the addition of payday, which is Friday, so won't see it hit until Monday. I hope it keeps going back up.

I need to get bread baked tomorrow. And maybe hamburger buns, too. I also have to take DD to the neurologist. It's just for her 3 month migraine check. Her meds aren't quite cutting it, so we may have to adjust. One of these days we'll get it right. We have a lot of appointments this week and Mom will be coming home during some point. DH is working late again tonight. It's 10 p.m. and he is still there. He doesn't want to take more sick leave than he has to.

Retirement Update

January 14th, 2020 at 05:17 am

$17,248.25 401K
+_9,977.80 IRA
-------------
$27,226.05 New Total

We are up $725.48 since the end of the year, $440 of which was contributions, so $285.48 in gains.

End of Year Retirement Update

January 1st, 2020 at 12:21 pm

Our retirement accounts went up $565.58 since I last checked them which was on payday, I think. Just wanted to know how we closed out the year. After a year and a half of throwing 5% at the 401K to get the free matching we have done pretty well. And we'll be able to bump that to 7% in another 6 months or so, and once there that pretty much leaves us in a great place for taxes, assuming no one plays games with the tax code again or I don't finish my book and sell it this year.

$16,678.57 401K
+_9,822.00 IRA
---------------
$26,500.57 Total Retirement Balance

I guess it actually went down some Monday according to DH, but it all came back and left friends behind. I am glad we have made so much progress on building for retirement. We are so far behind, but we do need to get caught up as soon as we can manage it. That and save, save, save money.

Retirement Update

December 21st, 2019 at 04:30 am

In 6 days our retirement has gone up $766.99. I am really glad that at least so far the impeachment vote doesn't seem to have wrecked the stock market.

$16,148.46 401K
+_9,786.13 IRA
------------
$25,934.99 Total Retirement