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Playing Catch-Up

March 28th, 2025 at 10:40 pm

Wow, another month gone, and I realized I haven't even posted for March.  It has been a difficult month for various reasons, but this post is just a financial one.  I am updating the retirement, the emergency fund and the net worth.  For what it is worth I have a net positive for the month, but it is a squeaker.

I came out of retirement for the month with a net gain of $1,759.63.  If it weren't for our contribution rate of 17% of monthly income, I don't think that would have happened because this month has been crazy.  But our 401K bought a lot at the dip and when things straighten out things will skyrocket.  That's the thing about being in it for the long haul.

We did have to use a good portion of the emergency fund and I was only able to contribute back to it $50 this month, so the new amount there rests at $1010.  That means what I gained in net worth from the 401K, I lost from the EF.  I can only add a total of $494.92 to the net worth.

$311.623.29 Beginning Net worth

+___.494.92 Amount added

--------------

$312,118.21 New Net Worth

It's something, anyway.  The way this month went, I'm actually happy it came out in the black and not the red.  I was afraid we might actually end up with credit card debt, a big yikes, but we made it with money still left in the EF to spare.  But not very much.  I'll get into the reasons why in another post.  Right now I have to go do the banking since it is payday.

2 Responses to “Playing Catch-Up”

  1. rob62521 Says:
    1743281684

    Yay for coming in the black. My retirement accounts have taken a huge hit.

  2. LuckyRobin Says:
    1743383988

    Rob--Yeah, it is something, anyway.

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