Wow, another month gone, and I realized I haven't even posted for March. It has been a difficult month for various reasons, but this post is just a financial one. I am updating the retirement, the emergency fund and the net worth. For what it is worth I have a net positive for the month, but it is a squeaker.
I came out of retirement for the month with a net gain of $1,759.63. If it weren't for our contribution rate of 17% of monthly income, I don't think that would have happened because this month has been crazy. But our 401K bought a lot at the dip and when things straighten out things will skyrocket. That's the thing about being in it for the long haul.
We did have to use a good portion of the emergency fund and I was only able to contribute back to it $50 this month, so the new amount there rests at $1010. That means what I gained in net worth from the 401K, I lost from the EF. I can only add a total of $494.92 to the net worth.
$311.623.29 Beginning Net worth
+___.494.92 Amount added
--------------
$312,118.21 New Net Worth
It's something, anyway. The way this month went, I'm actually happy it came out in the black and not the red. I was afraid we might actually end up with credit card debt, a big yikes, but we made it with money still left in the EF to spare. But not very much. I'll get into the reasons why in another post. Right now I have to go do the banking since it is payday.
March 29th, 2025 at 08:54 pm 1743281684
March 31st, 2025 at 01:19 am 1743383988