We are spending too much money again. I am not sure if we are going to get out of this month without carrying a balance forward into next month on our credit card. Some of it was paying for glasses and contacts for me and my son, but a lot of it was eating out way too much and being a little too fast on the draw with that amazon mouse click thing. You know when you suddenly get a big raise and you think, "Yee Haw! I can spend again, I don't have to be tight anymore!" And you overdo it? Yeah, that's us. So now I need to reign it back in and get us back on track. I don't want to use the emergency fund to cover us. Maybe interest is what we need to teach us a lesson here. Moving on.
I read an article the other day that said that those who get debt forgiveness for their college loans are going to have to claim that amount as income on their income taxes. I wonder if they know that? I bet it is going to hit a lot of people hard in the gut at tax time. It'll make a lot of people used to getting a tax return have to pay taxes, maybe for the first time in their lives and they probably won't have that money to pay because they won't know about it. No one is preparing them. No one is showing them the dark side. Just the la la la skipping through the daisies side. It's not really forgiveness if it comes with that kind of string attached. If they are going to do it, they should do it free and clear, not with a price tag.
It is so nice to see clear, blue skies again. The forest fires were blowing their smoke this way again, giving us the apocalypse sky of light brownish gray with a brilliant orange sun behind it. The sun always looks amazingly pretty when this happens, but I prefer to be able to go outside and breathe. I did have to go outside one day with one of those medical masks they wouldn't let anyone buy at the start of Covid and quickly pick tomatoes, but otherwise stayed inside. Even with that, I had to use a nebulizer treatment afterwards. I got 12.2 pounds of tomatoes, making the running total of tomatoes 23.6 so far from the garden. I'm going to pick more today, so will update that in the next post.
On the medical front, I continue to lose weight, this time in a more healthy manner than when I had that horrible stomach flu. Once I started eating again after that, the weight loss that stuck was 12 pounds. I've now lost 20 pounds. I'm eating mostly chicken and fish, regular vegetables, and starchy vegetables like sweet potatoes, potatoes, and squash. I'll have rice or corn on occasion, but no other grains.
I can't remember the last time I had beef, maybe 3 weeks ago when we had spaghetti, though we did have a ham from our half a hog a week ago. I didn't have much, though it was very good, just a little too salty for my taste. I cut off all the fat. We'll save the other one for a holiday when there will be more people to eat it. I did save the ham bone and will make broth with it later on. It will flavor broth nicely with it's smokey saltiness.
Plus I have all the scraps I have been saving, onion skins, garlic skins, shallot skins, carrot peels, celery tops, parsley stems, and a few herbs from the garden, to add in to making the broth for extra flavor. I used to always do that when times were tight, but over the last couple years got out of the habit. When food costs started skyrocketing, I got back in the habit of doing a scrap bag in the freezer again for broth. We have to be economical with food in these times of massive food cost rises. I always try to be, but it is necessary now more than ever to go back to my previous cost cutting ways. Which, in the end, is better for my diet.
As for other medical stuff, yesterday I got my mammogram. It's been 7 years since I've had one done and the technology has changed. It is very futuristic robot looking as opposed to a garage workshop vice clamp. Don't get me wrong, in the end it is still a vice clamp, but looks like it belongs on a space ship. They really ought to have some kind of chair that moves with the machine for disabled and old people though. Getting into position hurt my back and legs, which was the part that caused pain. Now my doctor will stop nagging me, though.
I know I should have done it sooner. My mom had breast cancer at 40 and I did one at 30, one at 35, one at 40 and one at 45 and I was supposed to do one at 50 so I am 2 years overdue. But I've has so much other medical crap to deal with between me and my daughter these last few years, I really didn't want to deal. My eldest sister (64) had uterine cancer recently, so it has hit my family of origin twice. That's what got me to go in. That's the only one I don't have to worry about since I had a hysterectomy at 33, but still.
I'm thinking about having DD tested for the BRCA1 and BRCA2 gene mutations and probably me, too, depending on cost. If insurance covers it, great. If it doesn't, than just DD. I'd like to do genetic testing for Ehlers-Danlos on her, too. If we can afford it.
Then today I went to the cardiologist and got my patch. It's a portable EKG. They used to have to do a harness thing, but now they can just attach a patch to your chest and it monitors stuff. It has a button you can push if you feel anxious, arm or neck pain/tingling, chest pain or pressure, dizziness, fainted, light headed, pounded, fluttering or racing, short of breath, skipped or irregular beats, or other. Then you mark it down in a book with the date, the time, the duration, and what you were doing. It only gives 13 pages. Hopefully that is enough or I might have to add some. Some weeks I have a lot of incidents and others I have none.
It is a two week test. It was ordered by my neurologist to try to get to the bottom of my fainting spells to see if I was having syncopy. My regular doctor has been wanting to do one for a while, too, but we have been trying to control my asthma first, which got bad with Original Covid, then Covid II: The Return, then what they call long Covid. Then the summers with smoke from forest fires have not helped.
The treatment plan I'm on has helped some, but not completely, so he has wanted to look at my heart next, because I have racing heart, and I was born with a heart murmur that may have gotten worse, and sometimes I feel pressure, and shortness of breath when I am sitting still that may or may not be caused by asthma or long Covid. So this test will satisfy him as well, or at least give him information. And if there is nothing wrong there, than I think the next step will be an MRI of my lungs.
Honestly, the possibility of heart issues, is what has kicked me into gear with the diet this time. If that is something I have to fight, I need to get into a healthier body to do that. I need to anyway. It is exhausting to be this way. Losing weight will help with my fibromyalgia and my joint pain, so it will help lesson some of my RA symptoms, too. What I have to do is just stay motivated, even if there is nothing wrong with my heart. I am sick and tired of always being sick and tired.
I am going to be stopping the shot I've been on for RA. The side effects have been bad. They are frequent colds and respiratory infections. I have had nothing but that since I started this drug. I wash my hands all the time. I use sanitizer when I'm out. I sanitize the steering wheel and door handles if my husband drove last because he brings stuff home from work.
I santize the door knobs. I wear my mask and vinyl gloves in stores on the rare times I go in one even though we are not required to and I still get sick. Sure the RA pain has been completely gone, but I can't live like this. Every time I've stopped it with antibiotic use and gotten better, then taken the shot again, two days later I've caught something else. So, no more of that. I can't deal with it. It has been a miserable summer. I've barely had a chance to enjoy it. I want to enjoy what is left of it.
Okay, well, after all that word vomit, it's time to go make dinner and not order it. Baked chiken thighs, roasted potatoes, and green breans. The chicken I pulled out of the freezer said 99 cents a pound and was from May 7, 2022. It was the last time I saw that sale price. I'll proabably never see that in a store again. But I've got 8 more pack of it in the freezer, so there's that.
September 14th, 2022 at 06:04 am 1663135469
Some states are planning to tax the forgiven amount - most state income tax is around 6%.
So the tax due on $10,000 will be $600, on $20,000 it will be $1200, or less.
Since people on Income based repayment will be paying 5% instead of 10% of their income, on a reduced loan amount
I don’t think the taxes are a crippling problem.
September 15th, 2022 at 05:27 am 1663219635
How do you like throwing everything together for broth? Do you strain it? I"ve been thinking about doing it.
September 15th, 2022 at 11:11 pm 1663283504
I'm sure you'll reign in your spending again once you had your little celebration of spending.