With all of DH's messing around trying to figure out our taxes and freaking me out about owing taxes, once he actually got his forms from work with all the real numbers, we don't owe.  I couldn't figure out how we would have based on our withholdings, but at least we have the answer now.  He was just wrong.  Next time I'm just going to wait and not let him jump the gun and get me all worried for nothing.

We will be getting back around $800 and I'd like to ear mark some of that for the garden.  Not all of it, though.  Mom is getting all weird about the house and talking about splitting it three ways again instead of giving us the house and each sister getting $100K from a mortgage we would take out on it, so we've decided to precede as if we aren't getting the house after all.  I should have known she'd break her word.

It's hers to do what she wants with, even though my sisters have done nothing for her all these years.  She doesn't care about the fairness of that all being on me anymore, but suddenly she's worried about fairness in estate planning.  So I'm not going to build the cinderblock garden I had planned on if I don't get to use it for the rest of my life.  We'll use free pallet wood instead, paint it with linseed oil to protect it from the elements, and line it with black plastic to protect the inside wood from the dirt.  Each wall panel will be easily replaceable in the future as the dirt will hold it's shape if the wood is removed from one side.

I am trying to pray and be pragmatic, but I am getting awfully tired of Mom taking us for granted.

Hopefully we can get the 6 month EF fully funded by the end of the year and start working on a down payment for a house.  I know it'll take a long, long time, but hopefully we will have enough time before my mom dies that we can go into a house purchase and move before that happens without having to rent.