I live, write, and garden in the PNW with my husband of 28 years, disabled daughter, adult son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!The title is my debt free scream since I doubt I will ever make it on the Dave Ramsey show to do one. I made the last payment to Mom on the Monster Mom Loan and we no longer have even a bitty bit of debt to our names! I am excited. This feels like such a huge accomplishment after all these years. I feel like I can sit up with straighter shoulders, because nothing is pushing them down anymore. And I don't have the boulder that is my mother hanging over my head anymore, she can't hold it over us anymore. It was so great filling in the last payment on our spreadsheet. It's like I was only breathing at half capacity and now I can fill my lungs with sweet, cool air. It is wonderful!
$1000.00 Balance Forward
-1000.00 Final Loan Payment
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$0000.00 Debt Paid in Full
Now I have to make up a chart for my EF and one for the House Down Payment Fund. And fill in the last section on my debt chart. And update my sidebar. And make up a new budget template without this payment in it. I am geeking out now. It is the degree in accounting. It gets me every time! It feels like life has suddenly opened up before me again and the world is my oyster! We did it, we did it, we did it, yeah, we did it! (Yes, okay, I am singing the song from Dora the Explorer, but it fits, okay?).
WE'RE DEBT FREE!!!!!!!!!!!!!
WE'RE 100% DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!!!
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Some more exclamation points are deserved.
This is a woman and a family who can DO IT!!!!!!!!!!!!
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Congrats!!
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