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Some Big Changes

April 8th, 2020 at 10:04 pm

DH was just told that they will only be working 32 hours a week for the next two weeks. Its because they are waiting on another section of the project to be finished before they can proceed forward with theirs. They also have decided to stop matching in the 401K, but hope to be able to catch that up at the end of the year if things are better. The 32 hours will not affect qualifications for medical benefits.

I did an emergency budget template up, but don't have the exact numbers. DH will run them for me tonight after he is done with work and I can tweak it, but I think we can manage it. I will stop contributions to the Clothing Fund, the Christmas/Gift Fund, the Laptop Fund, and the Car Maintenance Fund. We will cut out the allowances for the kids and the spending money for us. I think that will do it, but if necessary we can cut out the grocery budget for that two week period entirely. We have enough food although we'll be relying strictly on canned fruit and frozen or canned veggies during that time period.

It will break down at least to having a paycheck with 40 hours for the first week and 32 hours for the second and then for the second paycheck 32 hours for the first week and 40 hours for the second. Which is better than two weeks at 32 on a paycheck.

That is assuming things go back up again like they say they will, but I am prepared to stay at 32 and will keep that belt tight.

School has been closed until September. They are graduating the seniors who were doing well enough to pass when the schools closed down and those that weren't will have to repeat. They are housing the homeless people in the high school right now. Apparently they are not behaving well. They are smoking in the gym and have smuggled in drugs and alcohol. I have a feeling the school may be destroyed due to this.

They say it is because they can't have homeless people on the streets right now. I think their hearts are in the right place, but their heads are up their butts. Because when they are outside they are automatically social distancing, but when they are all housed together in one big area they no longer are and they have already been caught sharing needles. I think we will see an outbreak from gathering them up like this.

I am all for helping the homeless. We donate our tithe money (10% of our income) to the Mission, which is a Christian homeless shelter since we don't go to a physical church. But I question whether or not this is going to actually to help them at all. Housing them in a hotel where the had individual rooms would have been far better. The hotels are empty. But the city didn't want to have to pay for that. I have a feeling they will be paying in other ways for a long time to come.

I was thinking about making a $100 donation to the food bank until I heard about DH's hours being cut. Maybe after things go back to 40 hours a week.

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