I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 82-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!DH called last night to say he's been laid off at the end of this hitch. So he's got a little less than two weeks and he's out of a job. Even if his company ends up getting the contract, they've decided to combine too many positions and DH's is being combined with another one that is up a couple of levels that he doesn't have that particular experience for.
There is still no news on who won that contract. If the other company does, he supposedly has a job, but I'm starting to wonder if that contract will ever be awarded. Since big company has been dragging its feet for so long now, it makes me wonder if they aren't changing their minds altogether and shutting that project down and don't want to announce it yet.
With gas prices on the upswing though, that doesn't seem as likely. I mean we're back to an average of around $2.60 a gallon around here. Still, it is kind of what I feel in the back of my mind.
DH has a couple of job leads and he's applying for his TWIC card, which a lot of people who work for refineries must have, so it'll be in place as soon as possible. The one job lead that I really, really hope for is a two year contract at a refinery one county over.
This husband and wife team that he used to work with at two previous companies, the wife works for the company who fills jobs for this and other similar companies and she is passing on his resume for this position. It would have way better insurance (only $100 per person, so $400 a month instead of $900) and actually a higher pay rate and we'd only have the cost of commuting a round trip of 60 miles instead of having to pay for air fare and an overnight in a hotel.
But first he'd have to get an interview, then interview, then he'd have to get the job, and right now all it is is passing along a resume with a super strong recommendation from the woman sending it along, who is the one responsible for putting forth candidates. And it might not even start right away so it could be a couple months out even if he did get it. It is near where we were looking at some farms. It would be perfect, but
I refuse to get my hopes up.
So I need you to pray for us if you do so. While we have enough money to live on for quite some time between the Emergency Fund and the Farm Down Payment Fund, having to do that would set all of our financial goals back a long time, plus having to pay COBRA for our medical will make it go a lot faster.
DH will apply for unemployment the day he gets home. It won't be much, nowhere near what he actually makes, but he's certainly paid enough into it for the last 30 years, so we will take what they have to give us. Anything that will stretch the money in savings is good. I am just so very grateful that we are not in debt. All of the work that we did paying it off was worth it for feeling like we'll survive for a while now.
Well, the Worst Has Happened--Prayer Needed
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So sorry to hear! But you've got a plan and a savings account -- you'll be OK!
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Thinking positive thoughts for you.
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