BoA just sent us a letter saying they have sold our car loan to some bank I've never even heard of, Citizens Bank of Pennsylvania. I'm wishing now I'd just gone through Toyota financing again even if it was .5 percent less to do BoA.

At least it appears you can make your payments online with this new place. I am really unhappy about this, though, because if I'd wanted a different bank when I got the car loan, I would have gone with a different bank. I liked the convenience of having it in the same place as my credit cards so it would all show up on the same page. One place to monitor it, one place to keep track.

I suppose now that we only have one card with them left with a balance on it it isn't that much of a big deal. Our loan is long since closed, two of our master cards are paid off and there is only the one VISA with a small balance.

I guess I will adapt and change, but I really hate change unless I am the one instigating it. We may just see if we can refinance it with our local credit union. I like having a branch in town I can drive to if I have to wait until the last minute to make a payment. I had that with BoA. I don't have that with some bank on the opposite coast to where I live.

I guess it's just another step closer to wiping our feet of the Evil Empire forever, but I'd prefer to know at least a little something about this other place. And it isn't like they all were originally BoA cards to begin with. The two master cards were originally MBNA and the VISA was originally SeaFirst (a local bank that no longer exists), both of which were bought up by BoA and I didn't like that then, either. I eventually got used to it. I will again.