November 5th, 2011 at 12:24 am
I think I forgot to mention it, but I added $1.57 to the coin jar yesterday and $3.95 today. Because I was going right by CU#2 today I grabbed the bills out, which was $10 and I had another $10 left from last payday's money, so I added that for an even $20.
This brings the Safety Net to $637.53 and the total EF to $2,541.35.
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Emergency Fund/Coin Jar
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November 3rd, 2011 at 06:53 pm
So DH said there are rumblings going on about end of the year bonuses. What he's hearing is anywhere from 5% to 10% of the yearly salary depending on what your job is. He's not sure where he falls. And me? I'm not counting on anything. It just seems off to me because before when DH got a yearly bonus in a similar company, it was around $800 after taxes. A bonus of 5-10% of his gross seems like a fairytale to me. And rumors are always just that, rumors, until I have the money in my hands.
It would be nice. And I can dream about it. But I don't believe it just yet. I sort of wish I could stop thinking about it entirely, because in my head I can already see how fast it would bring down the credit card debt. And I want that so much.
I called my doctor's office this morning to see if they'd make the appointment with the surgeon. They hadn't. The doctor hadn't even remembered to tell anyone to make it. *sighs* Anyway, now I'm waiting to hear back as to when it will be. If I haven't heard by 3:00 I will call again. I want this to move forward.
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Medical Issues and Spending,
When Life Happens
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November 2nd, 2011 at 05:10 pm
I finally heard from the doctor about the results of my MRI. I have a partial tear in the patellar tendon. He is trying to get me in to see a surgeon right away, but you know how that sort of thing goes, could be weeks. Fortunately I am available virtually anytime. This usually does require surgery, so hopefully I can get it done this year, so we won't have to come up with the $2500 deductible all over again. Even if it's the last week of December that would be helpful. The follow up visit money is a drop in the bucket in comparison.
And I highly doubt they'll make me do jury duty now. This will require quite a bit of physical therapy afterwards, much more intense than what I do now, which is basically a few exercises followed by deep tissue massage. But from what I've managed to read about it so far, the knee has to remain immobilized for 6 weeks after the surgery in either a walking cast or a locking brace. That will be limiting.
So hopefully I will hear from the doctor today with a date and time to see the surgeon. My doctor normally doesn't work on Wednesday's though (he's semi-retired), so I probably won't hear until Thursday. I really need to get a new primary care doctor soon. I just like my doctor so much, the idea of leaving him is hard. He's been my doctor all my life, he even delivered me, but I really do need someone available the full range of doctor's hours.
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November 2nd, 2011 at 05:01 pm
I earned $2.87 interest on my ING account so added that to my emergency fund.
$1900.95 Beginning ING Balance
+___2.87 Interest Added
______________
$1903.82 Ending ING Balance
I deposited the $16.50 from the coin jar into the Safety Net.
$601.03 Beginning Safety Net
+_16.50 Amount Added
________________
$617.53 Total Safety Net
$1903.82 ING Portion of EF
+_617.53 Safety Net Portion of EF
_________________
$2521.35 Total Emergency Fund
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November 1st, 2011 at 07:33 pm
So last time I got excused from jury duty because of my upcoming surgery they said they would reschedule me for 11/9 though 11/23. Well, time was going by and going by and no official summons had appeared for the new time. Well, it finally came in the mail yesterday. Do you think it was for the days they said it would be for? Of course not. I set up my life around the dates they gave me and now I have to go and change at least 3 different appointments, including a surgical follow up, because they couldn't actually stick to the dates they had given me. I am more than a little annoyed by this.
They have also scheduled it during a time where I don't have optional child care to get my kids to and from school in the dark if I have to serve the new dates. And I am not having them walk a mile in the dark on such ridiculous busy streets. We are considered too close to have bus service where we live even though the people three blocks away from us have it.
I still haven't been able to get a hold of my doctor. I have been calling all morning and getting a busy signal, which may or may not be better than an answering machine (since it doesn't take messages). When I go pick up my daughter after school today I will swing by there and see if I kind find anything out. It's been a week and a half since my MRI. I should not have to wait so long to find out the results. They should have called me.
Maybe if it's bad enough I can get excused again or at least postponed again until summer when I don't have to worry about getting my kids to school. I hate having my life up in the air.
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November 1st, 2011 at 05:51 pm
Last night I added $4.16 to the coin jar after buying milk and some bread (just not up to the effort of making bread lately). I also found a roll of dimes and pennies that had gotten shoved to the back of the sock drawer (where I keep them after they've been rolled), so right now I have $16.50 ready to deposit to the Safety Net portion of the Emergency Fund. I usually wait until I have over $30 to make a deposit, but since I will be going over that way today I will just make the deposit today.
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