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Letting Things Slide

January 1st, 2008 at 02:20 pm

I've been letting things slide for a bit too long. I'd say almost two months now, but particularly the month of December. I've just been ignoring things, and that's the kind of thing that got me into trouble in the first place.

What is it about finances that makes you turn your eyes away or put your head in the sand anyway? I haven't been completley hopeless. I mean the bills are getting paid. On time, too. But I can't remember the last time I transferred money from my CU to my ING account and I'm pretty sure there's at least six weeks of auto-deposits sitting there ready to go.

Haven't kept my running account of savings or the coin jar or updated my 401K either. Well, new year and maybe I'll get myself back to this. I need to. I'd rather know what I'm doing than not know what I'm doing.

I've rolled up a bunch of coins tonight, $36.50 ready to go to the CU for deposit. I've stopped saving $1 bills, a habit I'd like to get back into. I have managed to make at least one of the monthly $100 transfers to ING from the past two months. I think I did both, but I'll have to pull my statements and check to be sure.

I just feel so scattered. Or at least, scatter-brained. My house on the other hand has never been this organized before, so really no excuse for this lazy financial head in the sandiness.

This isn't a New Year's Resolution or anything because I don't make them, but I'm really encouaging myself strongly to stay on top of this in the coming months. It's too important to just not keep track, and if I don't I know we will just blow the extra on eating out and frippery. I'd rather be using that money to save up for my DH's next set of course work and a family vacation then what we've been using it on, anyway.

Well, here's hoping I won't be such a stranger to my own blog in this new year.

10 Responses to “Letting Things Slide”

  1. luxliving Says:
    1199197713

    I hear ya - I was doing the same thing during Sept & Oct!

    Here's to us both doing better at staying on top of our finances, or as Flylady says "Facing Our Finances!"

    Yeah, it's better for us when we do!!

  2. scfr Says:
    1199206183

    It's nice to hear from you!

  3. monkeymama Says:
    1199207456

    Oh it is really nice to see you back!!!!

  4. PauletteGoddard Says:
    1199208511

    Happy New Year!

  5. Broken Arrow Says:
    1199209935

    Have you been having a tough time? I have the tendency to want to do the head in the sand thing when I have a hard time as well. That's why this community has been such a godsend. Even paying off debt really isn't the most exciting thing in the world, and sometimes, it can be downright drab if not depressing. Suffice to say, I am quite grateful for the support here. Smile

    Another thing is, I don't necessarily think there may be anything wrong with not being as active as before. If it's set correctly, our finances isn't something that we need to always know down to the last penny. Especially with something like 401k.

    Well, in any case, welcome back. Smile

  6. baselle Says:
    1199231631

    Welcome back. Now I drop back to number 6 on the All Blogs list. Big Grin
    It funny how the "I'll get to it later" morphs into "I think I did this, but I'm not sure" to stopping completely. Its easy to be focused when its life and death, now you have to make it fun so you do it often even if you're not feeling so focused.

    Good seeing you again!

  7. shiela Says:
    1199241260

    Ohh nice to hear from you again.

  8. Thrifty Ray Says:
    1199244672

    My attendance here has been real touch and go...but I looked for you several times and did not see a recent post...I was worried all that rain had gotten you guys. Good to know all is well and you are back in the saddle...

  9. LuckyRobin Says:
    1199246293

    Oh, thanks everyone, you make me feel so wanted here! Which is great. Of course, I've always felt wanted here, so maybe missed is the better term. And Happy New Year to everyone as well. I missed you guys.

    B.A.--No, I've not been having a tough time at all. That's the thing. Everything got easy with the huge payraise DH got, followed by a second one three months later. I stopped having to worry, which morphed into not worrying at all, to not thinking at all. But there is still debt to be repaid and things we need to save for and really, I have to buckle down. The support here is great and it will help me get back on track if I just remember to use it.

    Baselle--Sorry to knock you back down the list again! Well, no, not really, because it means I'm back, but well, the sentiment is there. Big Grin
    Thrifty Ray--We did have a bit of a bad time when we got 18 inches of snow in one day, followed by warm driving rain the next night that melted it all in twelve hours time and caused massive flooding of the nearby creek and the river two miles from here. But we're uphill from the creek and relatively safe. Just couldn't go anywhere. Not the worst flood season I've been through at all. And it was nothing compared to what Chehalis was hit by, parts of the interstate were ten feet under water there for days.

  10. Lux Living Frugalis Says:
    1205420785

    I'm still missing you! Hurry back.

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