I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!Our retirement accounts have been in freefall for the last month, but the IRA started to recover yesterday. The only thing keeping our retirement account from dipping under the amount I had lost time I reported was the contributions we made. So this yesterday we finally pulled back ahead by $235.30. Ugh. Rate of return for the year, though, has dropped to 9.34%.
Hopefully they'll get all these dumperster fires put out in the government and in the country and things will recover better by the end of the year. I'd like to have the same rate of return as the last two years, but that is probably a pipe dream.
Anyway, retirement now sits at $63,288.53.