I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!Okay, so we have the actual numbers with the paycheck today and it was actually a couple hundered less than DH had calculated, but I am still able to make it work. I have readjusted my 2021 budget template. This is what went out today:
$271.48 Tithe
_500.00 Utilities
_400.00 Grocery Envelope
_300.00 Medical Fund
__75.00 Household Envelope
_280.00 Monthly Family Chiropractic Plan
_115.17 Internet
__65.90 Garbage
_150.00 Car Insurance Fund
_100.00 Gas Money Envelope
_100.00 Spending Money Adults
_100.00 Gift/Christmas Envelope
_100.00 Clothing Envelope
__90.00 Allowances Kids
__101.10 Emergency Fund
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$2747.65
That's more that went out than came in, but I had half the money set aside for the garbage from last month's budget to cover that since we are only charged every two months.