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Doing Much Better and Errands

May 13th, 2017 at 06:15 am

I am doing much better today than I was on the tenth. That night I was able to sleep and got 8 hours and then last night I got 10 hours. The water pills (diuretics) have been doing their job and while my legs, ankles, and feet are still swollen, it isn't nearly so bad. I'm able to wear my regular shoes again, my socks don't feel like tourniquets, and I was able to put my ring back on my finger since my hands are back to normal. It was pretty scary there for a while.

I lost 15 pounds in the last two days, but it is all water weight that I gained very quickly. I'm back to what my weight was before this happened. I must have been exposed to or eaten something that caused massive inflammation and water retention, but I can't for the life of me figure out what it was because I did nothing out of the ordinary.

After two nights of good sleep, the discoloration under my eyes is almost gone and the discoloration on my eyelids is gone. I looked like I had a couple two day old shiners there for a while when I wasn't sleeping. Lack of sleep like that is kind of crazy-making. I wonder if lack of sleep contributed to the water retention or had the increasing water retention contributed to the lack of sleep? That's probably a chicken and the egg scenario.

DH got home last night at midnight and it is good to have him back. I was capable of doing a Costco run today so we went and spent a little over $250. Half of that was on household supplies and the rest on food.

We also went and closed out our account at Credit Union #3. That will streamline our banking. This was originally DH's childhood account that had his allowance direct deposited out of his dad's paycheck each week when he was a kid. We've barely used it at all in the last few years and haven't used it at all in the past 15 months and got a note that said if it was inactive for 3 more months they'd close. It seemed silly to keep it open, especially because when a bank or CU closes your account they send the money to a government holding account and not to you and that is a major hassle I didn't want to go through. I've been wanting to close it for a while anyway.

Now we just have CU #1 where we do our primary banking with a checking account and savings account and CU #2 where I keep short-term funds that I don't need right away, since it is out of the way to go there and they only have one location. I have to actually deliberately plan to go there to easily use that money or transfer it electronically to my online bank account and then from there to CU #1. I set it up to be difficult for me to dip into that money without serious intention.

We also have the C1-360 online savings account for the Emergency Fund. Again, it is without super easy access, though in a true emergency it would not take too long to transfer money from it. And I keep a $1000 baby EF at CU #1 for an immediate emergency situation, like an unexpected car repair or a five day power failure where we have to eat out or something.

While I am pretty disciplined these days, when I set things up, I wasn't. I think I could probably have all the money in one place now, but I'd rather avoid temptation. Does anyone else do this sort of thing or am I just uniquely weird with my banking?

3 Responses to “Doing Much Better and Errands”

  1. Carol Says:
    1494669922

    We used to have more accounts like that, but as we got older and then retired, I consolidated. Need and want to keep it simpler, especially if someone else has to handle things. Still need to do more simplification, though.

  2. Carol Says:
    1494670167

    So glad you are doing better!

  3. creditcardfree Says:
    1494676705

    I have money at three banks. One is our primary account with two checking accounts with one acting as a short term savings, the second was for our Emergency Fund to earn better interest, and the third has been opened for some really good CD rates in the last couple years. The third bank now has most of our cash, but it doesn't have good money market rates, so that is why I keep the account open at the second bank.

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