I live, write, and garden in the PNW with my husband of 28 years, disabled daughter, adult son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!So we heard from our credit union and have been tentatively pre-qualified for a mortgage. We just have to get them the last two statements from my savings account to prove we have money for closing, the last two tax returns, and the last two W-2's. We had everything except the 2014 tax return, which DH says is at work.
He is on his way back up to Alaska so hopefully he is right, but work can issue him a copy if not, so either way we should be able to send those documents in soon.
But we can't move forward ourselves until the company DH's work has bid on the contract for makes the announcement on who got it. They've known for almost 2 weeks now, but as per usual, they let their announcement deadlines go whizzing past. It is frustrating beyond belief to continue to have to live in limbo.
I am such a planner, especially financially, so not being able to plan seriously screws with my head and my sense of security. It kind of feels like when I have some OCD stuff going on and something prevents me from going through the rituals to calm it down. Like checking my alarm clock four times at night, but I can't because the power is out. It builds up and makes me a little antsy. Only this is bigger than that sort of thing. It's a low level of anxiety that is almost constant and doesn't want to be shoved back down into its hole. And I don't like it.
Pending Mortgage Pre-Approval but Life in Limbo Continues
May 4th, 2016 at 09:25 pm
May 4th, 2016 at 09:47 pm 1462394854
Even though we had just about the best scenario happen, I felt bruised and exhausted at the end. By comparison, although this year's tax bill was a worst-case scenario, I wasn't hanging in limbo for months and months. It was a quick and definitive blow that I could immediately begin working to recover from. I'm not happy about it, but I'm glad I didn't have to wait and wonder.
May 4th, 2016 at 10:48 pm 1462398527
May 5th, 2016 at 12:30 am 1462404611
May 5th, 2016 at 09:26 am 1462436797
May 7th, 2016 at 04:37 am 1462592231