Home > Farm Down Payment Fund Update and a Lot of Other Stuff

Farm Down Payment Fund Update and a Lot of Other Stuff

March 29th, 2016 at 04:53 am

$41,000.00 Starting Balance
+__,500.00 Deposit Added
$41,500.00 New Balance

It was a little discouraging to only put $500 into savings this month for the down payment. We've been putting away $1500 most months this year, but we had a lot of medical bills with DS's surgery come through and all the medical stuff with DD. At least we have met the deductible now, so that'll ease up. Unfortunately there was a lot of stuff that was being processed all at once so some of it we got billed for anyway because it was all "in process." So we will get checks back from the doctors who end up getting paid by us and by the insurance.

Also, we won't be able to save $1500 each month going forward, either, because of the pay cut DH was forced to take. I really don't like the way the new budget looks. We will have to be very strict if we want to save $1000 per month. I am going to try to cook more from the pantry and freezers. We will have greens soon in the garden so that will help.

I think we are going to be stuck here through 2017 now. We just won't be able to save enough by the end of this year like I'd planned on before the pay cut. I know this is a lot of whining, I am just feeling frustrated and anxious. We still don't know if the company got the new contract, which means individual contracts are still up in the air. We should know soon, but even if they do get it, it does not mean the employees will get their old wages back.

Some days I really think about just moving to rural Idaho or Montana where the cost of living is so much cheaper. But I love where we live and I don't know if I would love Idaho or Montana the same way. They are both beautiful states, but they aren't home and that is a hard thing sometimes to get over.

I think I will settle down some after the contract news. Well, if it's good. If it's bad I'll freak out for a while. I hate uncertainty. It is the worst thing for me.

4 Responses to “Farm Down Payment Fund Update and a Lot of Other Stuff”

  1. VS_ozgirl Says:

    Sorry to hear about the paycut taking such a dent from your savings and possibly having your house plans pushed back a couple of years Frown.

  2. ThriftoRama Says:

    Ugh. I'm sorry things have slowed down. But at the same time, I'm excited that you're going to be able to buy a farm. I'm stuck in the burbs until the kids go to college! I'm out in the garden every day waiting for my greens to come up. I'm so ready to start eating fresh from the garden again.

  3. FrugalTexan75 Says:

    Uncertainty is the worst. {{hugs}} You'll get through this, one way or the other.

  4. adan Says:

    A professional blog for that covers a variety of financial topics such as college money management and how to avoid accumulating more debt.

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