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Mortgage Under $14K

February 11th, 2013 at 03:03 pm

The mortgage payment hit the account today. New total is $13,943.05. $10K seems so close. Maybe I was wrong. Maybe I can get excited about paying down the mortgage.

As for tax return, it's a waiting game. 2 more days supposedly for it to hit the credit union. Not that that stops me from checking! I've spent so much of 2013 just waiting. Patience is clearly not a virtue that I am particularly acquainted with. In fact people used to tell me to be patient and I would say, "I don't do patient." I still don't, or at least not very well. You would think with all the practice I've had I would be better at it.

If I can swing $1600 a month the mortgage would be paid off this year. But I don't know if I will do that, because I really do want to build the EF up. Maybe it's not all that necessary with the amount of work there is for DH right now, his job security is pretty high. But I'd feel better with at least $10K in the bank.

3 Responses to “Mortgage Under $14K”

  1. creditcardfree Says:

    Nice! Either way...emergency fund or mortgage your net worth will increase.

  2. rob62521 Says:

    Isn't it exciting to be so much closer to getting the house paid off! Good job!

  3. FrugalTexan75 Says:

    Great job!

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