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Happy February and EF Update

February 1st, 2013 at 03:55 pm

I am always glad to get into the month of February, not just because it is my birthday month, but because February feels like a fresh slate this year. January was for paying off BoA, December was for paying off AMEX, and now I can relax a little. Not relax so much that I let things go, but it's sort of like breathing a sigh of relief.

It's like a really bad storm. First you are anticipating it, then you are riding through it and just hoping to hold on and that your entire house doesn't flood away or blow away, and then you are coming out the other side and all that's left to do is pick up the branches and unboard the windows. That's where it feels like I am now.

I have to wait until 8 o'clock to see what the paycheck is today. It's the small one. But the amount varies based on whether they take medical out or not. I can never remember if it is that they take out medical on the 1st paycheck of the month or the first paycheck earned in the new month.

I was trying to check ING last night to get the amount of interest for the year to send to DH so he can finish the taxes and it was down. I figured they were changing over to Capital One 360 and I was right as it's all blue and red today instead of orange. I preferred the orange, but then I don't like change. Change on the internet tends to come with glitches. Feels like the end of an era. Plus .75% is barely worth keeping money there anymore. Might as well just leave it in one of the local credit unions at this rate. I'd transfer it elsewhere if I could find an interest rate that is worth it. Still can't get in to TIAA Cref.

Anyway, my amount of interest from ING earned this year is $20.92. January's interest is a whopping 85 cents. I added that to the Emergency Fund bringing the new balance in it to $1715.35. Just $184.65 left to go to meet my EF goal for the month of February.

1 Responses to “Happy February and EF Update”

  1. FrugalTexan75 Says:
    1359755390

    I logged in to former Ing today to see if I could find some info on Sharebuilder, and it sure was jarring to see Cap 360 all over the place with their colors. It is sad really .. ING was such a good banking service. Change is hard.

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