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Home > Rejiggering the January Budget

Rejiggering the January Budget

January 4th, 2013 at 01:58 pm

I've been dinking around with my spreadsheet and assigned dates to my categories, so I know what to pay when and what to fund when this month. It's more complicated than usual this month with the high amount of debt payoff that will be happening. I decided to leave plenty of cushion in each payday to account for any changes in taxes and I still will be able to pay off the BoA this month, even if we were to charge $1000 on it this month so my worries were unfounded.

Extra money will be dumped into savings at the end of the month and I'll allocate from that. Even with my worst estimates, I'm looking at a surplus for January due to the extra week of pay, so I'm not as panicky as I was. That money will mostly go for Disneyland and to replace the money that I borrowed from the MacBook Fund. A couple hundred dollars will carry over for the 2 day paycheck week.

Otherwise I think we are good. We should be able to absorb the tax changes in future months okay. It's going to affect savings of one sort or another, but it won't affect anything else. I'll know by how much once we get the paycheck on 1/11 and the one on 1/18.


I recieved a $5 giftcard from Swagbucks for Amazon last night and I cashed out for another one today.

1 Responses to “Rejiggering the January Budget”

  1. Homebody Says:

    Need to do mine!

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