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Coin Jar/Emergency Fund Update

October 18th, 2011 at 08:42 pm

I added $13.27 to the coin jar today. I may have enough to roll coins today, but even if I don't I have enough for a deposit Friday because I have $24 in bills alone. I don't tend to think it's worth the bother to go to that CU unless I have at least $20 to deposit to the Emergency Fund and then I'll combine it with a trip to Trader Joe's. It's not like either one is really out of the way that much, it's just that that CU is really awkward to get in and out of and there is horrible, nasty traffic at that intersection.

I'm trying really hard to make it to $2500 by the end of the month. I do have $100 scheduled to go into the EF on the October 28th payday, but that still leaves me with around $15 to scrape up. I think I can do that. I may have already if I have enough coins to roll.

ING will have at least $3 in interest this time on my savings account, though I'd like to use that for November's goals if I can, which is to get the EF to $2750 and of course December's goal is to get it to $3000. Since I only allot $100 to the EF each month, any other money I deposit is generally a savings from somewhere else, like groceries or gas or because some bill was unexpectedly lower than it was supposed to be. And of course I save all one dollar bills and change. Most months I make my goal if I push hard enough, which is nice.

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