I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!I need to sit down with my budget spreadsheet and figure out exactly what I need to do with the next paycheck. I'd like to send $2000 of it to debt repayment and then make sure that I have enough money set aside to cover the bills until the start of the next paycycle. There will be one more paycheck after that, the small one with two days on it, and that one I'd like to bank in it's entirety, part to the EF and part for future medical savings, but I might only be able to do one of those. One way or another though I am getting my EF up to $2000 this month.
DH's b'day is coming up and I know what he wants and how much it will cost so that is included in there, also. And his allowance has to come out of next week's check, too. I have been debating what to do with my allowance. DH gets $100 every six weeks.
I usually don't spend that much, usually getting a season or two of some show I want on DVD or something like that and using the rest on cooking magazines, but right now I don't want anything so I am thinking about setting it aside in another savings account. I've been toying with the idea of getting an Index Fund through Vanguard to generate some side income (the one I am looking at pays dividends). It costs $3000 to buy in. So it would take a while to save that much up, but what else am I going to do with it on the months where I have no interest in spending my allowance?
Today has been a slow day. I had to use the heater again last night and this time I left it on all night. Today is cool and about 65 with a breeze. I'm convinced we're never going to see any true summer weather here this season. I had physical therapy so $60 out for that.
We picked about 3 gallons of blueberries last night and there's still just so much more to do. I can't believe how much two six foot tall bushes can produce. I'll make another batch of cornbread blueberry muffings today, but that only uses about a cup of blueberries. We'll make jelly with about half of what we picked and freeze the other half for later use.
The two new chickens are finally old enough that they should start laying eggs soon. I keep hoping to go out there and find three or four instead of the usual one or two. The fun part is that when they start laying often times they will produce double yolk eggs for the first six months. The kids love having a fried double yolker.
Someone remind me why it's not a good idea to start up any kind of dialogue with a troll, and then whack me with a copy of the Complete Tightwad Gazette if I do. I don't even know if this person really believes what they are saying or is just trying to start arguments, but this person can't respond to anything without insulting the person she is talking to/and or making inflamatory comments in general. Very wrong inflamatory comments.
Oh, well, I am done with them. I am so used to friendly disagreemets on all the boards I'm on, that this person just threw me for a loop and I totally don't need the drama. I tend to hang out at nice places online, where people discuss things respectfully, so it always surprises me when a troll shows up and doesn't abide by the unwritten rules of niceness. It shouldn't but it does. I will just ignore this person in future.
This and That
August 15th, 2011 at 09:41 pm
August 15th, 2011 at 10:12 pm 1313446359
The other point is: trolls on a frugal website are usually the most fun in a twisted sense. If they are "right", why are they posting? Keep on spendin' and STFU, that's what I say (okay, I leave the "F" out of it). If they are "wrong" their bank account tells them so and eventually they go away ... they either can't pay electricity, phone or cable bill. Either way, ignoring them does make them go away.
August 16th, 2011 at 12:43 pm 1313498616
If it's the person I'm thinking of, she was not at all articulate, just kept repeating the same thing.
August 16th, 2011 at 08:18 pm 1313525892
PatientSaver--I'm sure it's the same person you are thinking of since you responded to her, too, and got the same sort of nonsense. And no I won't stop contributing over something so silly. I need this place to keep my head on straight and my goals in the crosshairs.
August 16th, 2011 at 10:45 pm 1313534758
This is brilliant. I love little nuggets like that.
I'm with you. This place is my lifeline at times, really. I hardly ever talk to people outside of here about my job issues; i just don't want to drag everyone around me down. It is what it is. But here, I do vent from time to time and it's extremely helpful to my psyche.
I think you're doing an outstanding job dealing with your debt. I don't know if you remember, but I remember a long time ago, before you more recently returned to this site, that you were talking about your bills and I actually suggested you consider personal bankruptcy, just because it seemed to me like it would take you forever to get out from under that massive debt...mostly medical, as I remember. Well, you've proven me wrong. I didn't think you could do it, but now I see you are well on your way, having shown INCREDIBLE fortitude and resolve. I mean that, sincerely.
August 17th, 2011 at 02:01 am 1313546475