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EF Udate

September 1st, 2007 at 01:23 am

The interest for the month of August was available from ING, though it won't post until tomorrow, I don't think. It was $2.63. But since I won't be looking there again until next Thursday I'll add it in now.

$1098.31 Old Balance
+ 2.63 Interest added
--------
$1100.94 New Balance

I don't have all of my ING in EF or the interest would be higher, but I like to have some money available locally in case of some emergency where I need to get at it quickly.

Does anyone keep any money on hand at home for emergencies? I am thinking of putting $200 in a little firesafe combination lock box to hide in my house in case an emergency happens on the weekend. Although maybe not, if it were a true emergency I could use a credit card and just pay if from the EF on Monday. I'm not sure I'd feel comfortable having that much money in the house with DH coming and going like he does, even in a safe and with a home security system. I just don't like the idea of using a credit card like that.

Posted in , Just Rambling | 3 Comments »

3 Responses to “EF Udate”

  1. contrary1 Says:
    September 1st, 2007 at 05:35 am 1188621353
    1188621353

    I have always had an emergency fund, but I've always kept it in my pocket. Due to the kind of kids I've had over the years, it was a good idea to keep my money close! I've got CC, but never used them for things locally, and I've always had a checking account, but there are a couple times over the years the cash has been a saving grace.
    I'm still used to keeping cash in my pocket, so I'll probably keep on the same way.

  2. terri77 Says:
    September 1st, 2007 at 06:50 am 1188625819
    1188625819

    I think $200 isn't a huge amount to keep stashed, but if it makes you uncomfortable listen to your gut.

  3. Marie Says:
    September 2nd, 2007 at 05:28 am 1188707308
    1188707308

    It is a good idea to keep some cash in case of an area-wide emergency (earthquake for instance) that knocks out the ATM and Credit Card networks. It is often listed in those earthquake preparedness lists.

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