And now for the bad news. Or semi-bad news. I balanced my checkbook yesterday. And I found an error, where I accidently added $200 in instead of subtracting $200.

If I had done it last week like I'd intended, I could have transferred the money from my EF at ING and it would have been there today to cover the error.
But since I didn't do it until yesterday night, that means it won't transfer until Wednesday or Thursday.

So far, there is still $400 in the checking account from checks that have not cleared, but I don't think the float will last all the way until payday on Friday or until the transfer shows up.

Which means I'll be going into my check privilege insurance, which at a bank would be similar to overdraft. For every instance of using this, it costs $13. Not as bad as a bank, but still pretty bad, though.

Well, anyway, I transferred $250 from ING, so that leaves the EF at $693.98. I won't be able to pay it back out of the payday on the tenth, either. It won't get paid back until the 17th payday.

I think I'll ask my mother if she can float me a loan until the ING money shows up. I hate to do that, but she has always said if I needed to borrow money all I have to do is ask. I don't want to go into the check privilege insurance.