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Can Credit Cards Make You Fat?

August 3rd, 2007 at 10:02 pm

Read this article last night:

http://www.bankrate.com/brm/news/cc/20070704_credit_cards_fat_a1.asp

I thought it was quite interesting, despite its rather cheesy headline. It makes a certain amount of sense to me. Basically it says that if you use credit cards at fast food places, you tend to order more food than you would have if you only had cash.

But I think that's true with anything. Clothes, CD's, DVD's, software, accessories. If I'm not writing the check out or handing over the cash myself, I get careless with amounts. Or at least I used to.

I've only ever once used a credit card at a fast food place and only because I'd forgotten to go to the bank to get cash first. But it felt so awful doing it, I think I'd rather pull out of line and not buy it, then ever do that again.

Of course, one of my rules is to try never to use credit cards for food purchases anyway, unless on vacation. We did that far too much the three years I was so sick and in and out of the hospital all the time and it really added up. It's been a hard and fast rule since then. Except that once.

5 Responses to “Can Credit Cards Make You Fat?”

  1. monkeymama Says:
    1186179264

    Eh, I don't just buy more because I use my credit card. It doesn't really make much difference to me - it's a means. I'd probably buy less with the card because I don't want to run it up. LOL. But I guess maybe for some people it is a problem... Interesting. I personally REALLY enjoy the convenience of credit cards at fast food joints. This recent convenience has meant I really no longer need to carry cash ever. It makes life easier. Hope they don't start banning credit cards from fast food joints. Wink

  2. Carolina Bound Says:
    1186182306

    I love it that I can use credit cards at fast food places, too. I like to use my Discover card and get the cash back. Of course I pay it off every month. It's convenient for debit card users, too

  3. schadenfreude Says:
    1186187117

    I find that it is true - before CC's, I would budget as I sat in line...$5 meant 3 simple tacos for us. But once I saw the CC symbol, immediately the order changed to more expensive (and more calorific) items.

  4. disneysteve Says:
    1186191207

    I will never, ever understand this. I'm constantly reading how people spend more when shopping with a CC and I just don't get it. What I buy has absolutely nothing to do with how I intend to pay, whether I'm at the grocery store, Target, a restaurant or anywhere else. It is especially true at a restaurant. Paying with a CC doesn't make my appetite any different. I can't eat more food paid for on credit than I can paid for with cash.

    I always charge restaurant purchases because with my Marriott card, I get double reward points at restaurants.

  5. Ima saver Says:
    1186233601

    I never charge at fast food places. I rarely charge anything, but my husband charges all his building supplies. However, that is usually paid with the customers money and we get the cash rewards.

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