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About Me:

Lucky Robin

I live, write, and garden in the PNW with my husband of 30 years, disabled daughter, autistic son, and my 85-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!

Retirement: $217,060.60

Emergency Fund: $1010.00

Net Worth: $318,060.60

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Date Started: Apr 9, 2006
Entries: 3,673
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Home > Playing with the Amortization Template

Playing with the Amortization Template

January 6th, 2007 at 06:38 am

Lau posted a link to an amortization template and I downloaded it and have been playing with it for about 20 minutes.

If I continue at the rate I am going with making an extra principal payment of $24.14 each month I will finish the loan in 8.4 years.

If I bump it up to $74.14 extra each month, I can finish the loan in 7 years, 3 months.

If I bump it up to $124.14 extra each month, I will finish the loan in 6.5 years.

If I bump it up to $224.14 extra each month, I can finish the loan in 5 years and 2 months.

Not sure what I'll do about any of it yet but its fun to play with it and see the possibilities.

Thanks for posting the link, Lau.

Posted in | 2 Comments »

2 Responses to “Playing with the Amortization Template”

Sunshine Suz Says:
January 8th, 2007 at 05:51 pm 1168278675
1168278675

Bumpity, Bump-Bump, Bumpity Bump-Bump....Look at Robin GO!!!
Lau Says:
January 8th, 2007 at 09:00 pm 1168290045
1168290045

Hey Robin!! Thanks... and glad that I could help

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Lucky Robin's Personal Finance Blog

I Got Rid of Massive Debt

Playing with the Amortization Template

2 Responses to “Playing with the Amortization Template”

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