I made the mortgage payment today of:

$375.86 regular payment
+ 24.14 extra principal payment
--------
$400.00

Mortgage balance is now at $32,251.24.
I am just short of having made the 71st payment by $62.16.

That means I have 109 payments to go plus $62.16.

I have 9 years, 1 month and $62.16 left to payoff my mortgage.

I always pay $24.14 extra, and on occasion will pay $124.14 extra over the years, so it will be less time than that, actually. But putting it out like this helps me keep track.

If I never made another extra principal payment between now and the end of the loan I should have it paid off by 2016. I am planning to have it paid off earlier than that of course, my daughter starts college in the fall of 2014 and it should be paid off well before then.