I forgot to do this after making the mortgage payment so I'll do it now.

Ending Balance is now at $35,724.84. I have 10 years, 5 months + $21.05 worth of payments left to make. Obviously this will be paid off faster than that as I always pay extra on the principal, even if it is only $24.14 extra each month consistently, sometimes anywhere from $50 to $100 extra, depending on finances at the time.

That puts us on a path to have our mortgage paid of by 2017 if I were to never make another extra payment. I would like to see it paid off by 2012, as Rose starts college in 2014 and Tobias in 2018. If DH gets the promised raise in January, we ought to be able to abolish our credit card debt by 2010 or 2011. If he gets the promised promtion in 18 months with even bigger raise, I have no doubt we will reach all of our goals by those dates. But life is funny and a promise is not money in the bank.