I live, write, and garden in the PNW with my husband of 28 years, disabled daughter, adult son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!Today was the day of the weekly automatic deposit of $10 to savings, plus the 20 cents from ING interest, bringing the total in savings up to $1454.21.
Tomorrow is payday but I am not sure if I will have any money left for savings this week. I have to pay the $1000 medical mortgage and the regular house mortgage of $400, which should leave me with about $50 for groceries. I filled the gas tank today ($36 almost at $2.389 per gallon) and still have $17 on my Costco cash card for gas there and a $25 Shell gas card, but I don't think I will even need them. I need to make a run to town tomorrow and ones on Monday and Thursday, and that's just 9 gallons and the tank has 17 in it now, so no problems there.
The following one I definitely will have $65 to add. And the one after that I'll have $1000 to add in. I'm really looking forward to being able to do that.
DH is wavering about buying a car next year, and so am I. With gas prices coming down, its not so bad dealing with a car that gets just 20 MPG. Although, I've got it up to 20.5 now that all the soccer chairs and gear are out of the trunk. I love having digital average mileage in the car. Makes it easy. Well, I'd rather throw the money at debt but he may change his mind. It's hard to decide sometimes. I know that we could pay down close to $8000 by the end of April if we choose to do that. More if we get the Blazer sold.
I'm going to discontinue my Simply Audio subscription. I don't use it enough and the selection just isn't that much better than the library. I've already changed Netflix yesterday down to 1 movie out, unlimited, from 3 out, unlimited. I want to cut out Gamefly but without cable, DH really wants to keep Gamefly, and so do the kids.
We're going to change our family plan at the chiropractor too, to one visit per week per person for a monthly total of $130 instead of $175. So between those 3 things we should save another $70 a month. Plus save on gas as it will be one less trip per week to town. I'm also going to call the phone company and see if there aren't other options for any of the things we have.
Savings Update, Debt Stuff, Car Stuff, Cutting Stuff
November 3rd, 2006 at 12:57 am
November 3rd, 2006 at 01:47 am 1162518427
Again...........I'm so impressed with your savings total and how fast you're getting it to grow!
November 3rd, 2006 at 05:43 am 1162532611
November 3rd, 2006 at 12:58 pm 1162558693
November 3rd, 2006 at 03:08 pm 1162566509
"How Low Can We GO!!!"