I am very annoyed with my term life insurance company right now. They are supposed to take an automatic payment out of my checking account on the 24th of the month. If the payment day falls on a weekend they can take it the preceding Friday. Which would be today. If it fell on the weekend. Last time I checked the 24th was on Monday. I always make sure there is money in there on the 21st though, because they have been known to do this before. Only this time they took it on the 19th!

So I called them up and yelled at my agent. Long story short, they are reimbursing me for the $14 overdraft fee, but only if I come in to the office today and pick up the check. Thank heavens my CU is reasonable, too. They agreed to not list the overdraft on my record and as long as I brought in the check from Allstate today, they'd put the amount they charged me back into my account and keep the money from Allstate. So I do have to go to town twice today after all. An extra nine bucks in gas, but I'll do some things in town that I have been putting off because I don't want to do them when I have the kids with me.

I wouldn't be so upset if this were the first time Allstate had pulled a fast one. It happens at least twice a year. It just is really annoying. I have worked hard to retain a good credit report and I don't need to have these things messing stuff up. We want our credit in tip top shape so that we can buy a new (to us) car in 3 years and not get taken on the interest rate.