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First Savings Deposit Made

April 14th, 2006 at 06:23 am

Well, I did it. I made my first on purpose deposit of a predetermined weekly amount into my savings account. Ten dollars. For a grand total of $115. I think there is some odd amount of cents in there as well, but its little and I left the deposit receipt in the car. Since it is pouring sleet it will just have to remain there until it stops, hopefully sometime tomorrow. The money in this account is at a different credit union from where I do my actual banking from. That makes it harder for me to get at it. I have to really think about what I'm doing to go take it out.

I signed up for two more freebies and tried the two toothpaste ones again today but they still don't like me, so no go on those. Oh, well.

We had to go to town today as DH had to fly to work, so I drove him to the airport. I won't see him again for a couple of weeks, but on the plus side all his meals are free and he won't be eating up our grocery budget until he gets back. Oh, I don't think I've mentioned, he works 2 weeks on, 2 weeks off up in Kuparuk, Alaska, so he comes and goes all the time.

Since we were in town I also paid the credit card bill and stopped at the grocery store. All I needed was a gallon of organic milk (Rose needs hormone free milk, the rest of us just like it better), six pounds of apples, 4 oranges, parmesan cheese (hard block instead of preshredded, Rose can't handle the silicon dioxide in the canned or preshredded, the rest of us just like it better) and a picnic ham for Sunday. And that is all I bought, too. That took some doing, being confronted with the Easter stuff. But I already have Easter stuff, so I just had to firmly remind myself of that.

16 of the 22 small apples will go for soccer snack on Saturday for Rose's team, along with granola bars from the pantry and juice pouches, also from the pantry.

DH and I have decided to save up for a new freezer, but this is going to be a different account in a 3rd credit union that is also in a place I would really have to think about going to to take the money out. That account has $21 in it. We have decided to use our coin jar money and our aluminum can recycling money to save up for the new freezer. The one we have used to belong to my parents and I remember having it as far back as age 4, so I'm sure its no energy saver. We have room to get one that is a foot taller and the one I want is $534 + 8.3% sales tax + $35 delivery fee. So our goal is to save $620 for it.

We also stopped by the library on the way home and picked up some books and movies we had on hold. Tobias has his favorite Thomas the Tank Engine out again, I swear he will wear a hole in that dvd (besides the one in the middle already), he gets it so often. But MIL has it on her to buy for Christmas list, so if he does wear out their copy, he'll eventually have one of his own. I got a cookbook and a cooking magazine, looking for some good, cheap, new to us meals.

I think that covers it all. Didn't call the two auto ship memberships I need to call. I'll try to do that tomorrow.

4 Responses to “First Savings Deposit Made”

  1. carol Says:
    1145026349

    Wow, sounds to me like your doing very well. Reading your post has just helped me re commit myself to saving. Yesterday it hit the 90's where I live. Our house soaks up the heat during the day and in the evening it's miserable even with fans. I caved last night and asked my significant other to buy another box fan. Thankfully it was late in the evening, so he didn't have to go anywhere, but I did let him know that we do have some extra cash saved back in case we need it. On the other hand one of our kitties needs to be wormed badly, so if push comes to shove, I guess I'll be calling the vet. I did make it very clear to him that just having the extra cash saved does not = spending spree. LOL

  2. Thrifty Ray Says:
    1145027031

    Having those accounts at various FI's is very smart...It really is a deterrant if you need time to 'cool down' on a spending decision. Another avenue is an ING account...completely online, easy to set up. I believe there are some links (be sure to use one if you go for it) in this site to help you earn an extra $25 just for opening the account (may be a great spot to put that freezer money)...and it pays a higher than most interest rates. Just a thought.

    Your posts are always very inspiring and fun...I enjoy them!

  3. mjrube94 Says:
    1145032261

    Which Thomas dvd is he looking for? I have a bunch and my son is starting to outgrow them...

  4. LuckyRobin Says:
    1145049294

    It's Thomas and the Magic Railroad. It's an old Shining Time Station one. He has most of the current ones through birthdays and Christmas presents. He's a total train fanatic!

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