Layout:
Home > Page: 10

Viewing the 'Is Budget a Four Letter Word?' Category

Interesting Article

January 24th, 2007 at 08:22 am

I just finished reading an article comparing our nation's spending to people who spend without a thought to the future. It was very insightful.

http://articles.moneycentral.msn.com/Investing/JubaksJournal/StateOfTheNationBroke.aspx

I'm not sure how to post it as an actual link. I'm supposed to be able to, but it doesn't. I suppose there is a trick to it, but oh, well. Copy and paste. It's worth the read.

Ice Skating in Cars

January 15th, 2007 at 01:05 am

Today has been a pretty long day. I had to take DH to the airport today so he could fly back to Alaska. He left early as he is covering a few days for his alternate so she can go on vacation with her husband for a little more than 2 weeks. He'll be a couple days late coming home, too. It'll mean extra money in his paychecks, which I'll probably use to rebuild the Emergency Fund, which got pretty decimated.

We stopped at the grocery store on the way home as I had some rebate coupons that expire on the 27th. One was $4 off any purchase of $5 or more and the other was $2 off any purchase from the meat department. Total spent was $29.16. I went a bit over my grocery budget. My normal grocery budget is $250 and I was trying to make it be $200 for a four week period. I think I've gone over by about $20, I'll check on it later. I did buy some staples this month that needed replacing and that may be why I couldn't quite do it. I'll try again next cycle. The next four week pay cycle starts on the 26th, so I'll be able to use up the rest of my rebate coupons then, unless I have to buy milk between now and then.

I did put $250 aside for groceries regardless, so I'm not taking money from elsewhere. It just may end up that I can't get it under $200 with so many organic purchases. If so, so be it.

We had to be very careful when we left the Fred Meyer parking lot. A couple of cars weren't and they were slipping and sliding around on the ice. One did spin. It reminded me of a figure-skating spin. Fortunately they were perfectly clear when it happened and finally pulled out okay. Its okay to laugh since no one got hurt. Just because the main roads are clear and bare, people assume that parking lots are just as safe to drive on, despite the layer of thick ice. I don't get folks sometimes.

I will only be driving to town once this week, and once halfway in to the game on Saturday, and maybe to Curves, which is 12 miles from my house, 3X per week. So I may possibly be able to knock down my gas budget anyhow, even if I can't do the grocery one. We'll see.

It was bright and sunny today and got up to 30 degrees F, which was better than yesterdays 20 (-7 to the Celsius people). The combination padlock on our shed is frozen and won't turn so we couldn't bring in the ornament boxes to take down the tree before DH left. It is supposed to get up to 40 sometime this week so hopefully I can get it open then. I'd like to get that tree down. Soon.

2007 Budget in Place

December 30th, 2006 at 04:12 am

I put together a new budget for the new year. It is pre-raise as the January raises obviously have not come through yet. DH is "supposed" to get a big one this year but it was "supposed" to come last summer and just keeps getting put off, so I'll change the new budget if and when it happens.

So far, it looks like we have $100 worth of wiggle room. Not exactly great but we'll manage. I want to try to split that $100 each month between raising the EF back up and saving for vacation.


<< Newer EntriesOlder Entries >>