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Financial Housekeeping

July 29th, 2020 at 08:59 pm

I finally sat down and balanced the checking account of my Medical Fund. I quit doing it back in October and then it started to become this insurmountable thing that I just didn't want to deal with. At least that is the way it seemed. It took me all of an hour to do it. Sometimes I think we build these things up in our heads to the size of mountains, when it is really just a foothill. Everything balanced out and I didn't have to hunt down any transpositions or subtraction or addition errors. I love it when it is easy.

After that I set up the August budget. If we can keep the eating out under control, things should be back on track. I will still be adding to the Medical Fund, so the EF will not grow as quickly as I would like, but without the MF we would just be raiding the EF constantly. Makes more sense to just put it there in the first place.

I finally got out of my mother the other day that Dad wanted to leave us daughters an inheritance, so she has it in her head that she has to do that. I told her flat out that I don't care about that, she needs to use her money on herself. Dad wouldn't want the end of her life to be so miserable. I mean, sure, if there is anything left, that's fine, but she is not to even let it enter her head that she shouldn't make her own life more comfortable.

We may be looking at a move to Montana in the future and she just may sell the house and move with us if we do. She knows that she can't live alone now, and neither of my sisters are willing to deal with it. She would like us to get a big enough property that she can put a single wide manufactured home somewhere on our lot. We are planning on rural 10 acres if it gets to that point, so that would not be a problem.

Her money is all tied up in the house now, but if she just bought a little house she would have a lot of money available. Her final years would be so much better. Then that house would belong to us after she dies, because we have cared for her all these years with no help from my sisters, though I would allow either of my sisters to live there if they wanted to up and move. I don't think they would since their kids are all here, though.

I don't particularly like the idea of transferring to Montana down the road, but at the same time I don't like what my state is becoming, especially in the Seattle area. If this violence and lawlessness becomes too much worse or comes closer, I'm prepared to leave the state once we can afford it. I hate cold, snowy winters, and it'll be hard to not be near the ocean, but Montana is beautiful, less populated, less political, and has a lower cost of living, and so I'd cope. It would be a few years down the road, anyway.

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