I just went through yesterday's mail (I quarantine mail for 24 hours) and received a refund check from one of my doctor's offices. Quite a hefty check, too, of $208.44. I will take that to the bank tomorrow and deposit it into the medical fund. At first, I was thinking about just putting it into the EF since it would have put me above $9000, but since it originally came out of the medical fund, it should go back in there.

It's pretty low and it is time to start rebuilding it for next year since we finally hit the out of pocket max for our insurance. We do still use it to buy our OTC meds, too, so it definitely needs a deposit or two to keep up with that anyway. I put in $300 on payday, so this will be an even nicer cushion for that account.

MIL hasn't given us a check so far this year so I don't know if we can rely on that at all to help get it back up for next year's deductible and out of pocket max, but I am hopeful that she will. It might not be until Christmas, but the last couple years she has given us one in June and one in December. DH hasn't talked to her about it, so I don't know if it will happen and I can't rely on it. If it does it is a nice bonus. That's the only way I can think of it.

Even if she does give us a check, I might just dump it into the Emergency Fund anyway and just continue to add our own money into the medical fund. It would give us a big boost on getting to where we are going with the EF. It would be nice, but we can't expect it every year.