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Credit Score Went Up

May 22nd, 2013 at 10:16 pm

I got an alert from my credit monitoring service today. I have it because of a past incident with a stolen wallet. Anyway, my credit score has gone up six points to 793. According to the report we are using only 12 percent of our available credit and the national average is to use 16 percent. Ideally I'd like to be at 800 by the end of the year, but I'm not sure what it would take to do that. Probably paying the van loan down some.

I feel like we are really positioning ourselves well to buy a new house in the near future. I am still thinking along the lines of paying off our van loan if we get enough extra when our house sells. It would be one less thing to worry about and it would free up some money for upcoming college costs.

McDonald's has started hiring again. I think DD should throw her hat in the ring and try to get a summer job. She has plans to volunteer at the animal shelter but that is only 2 hours a week and you can go in at whatever time you want during their open hours. She could easily do both.

1 Responses to “Credit Score Went Up”

  1. Wino Says:

    You're getting into rarefied territory there. Well done! Not many folks can boast a credit score over 780, much less over 800.

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