DH just sent me a thing that said our tax refund should be transferred to our credit union on the 13th. DH sent it in on the 3rd, so ten days. That's fast. And not long to wait, just 3 more days. Of course I already paid the Chase bill on Friday, bringing the balance there down to $5000. I did set up an online account with them, so I could pay it off right away, or since there is no interest being charged on that account until July, I could dump it into ING until the next statement comes or even collect the interest through June.

No, I dont think I have the patience for that. I just want to be done with all of the credit card debt. Can you imagine? After all these years, in less than a week, we will no longer have any credit card debt. I am excited about that. It took 10 years of concentrated effort since the first of seven surgeries. Now we are almost there.

And the rest of the money will be sitting in ING for a while. I won't be getting DD her MacBook until August. And I will decide what to do with the rest of the money when we get back from Disneyland in March in case we go over budget. Then definitely some to the EF, maybe $1000.

And maybe buy 1/4 of a beef from the ranch. We can order in March for August delivery. There's also a local place I'd like to look into that does pasture-raised chickens. I would probably order 20. It's a big upfront cost, but I'll be able to drop my grocery bill to around $200 a month accordingly for milk, produce, baking supplies, and wild caught fish. And I could save the difference for the next beef.

I know that we can fit 1/4 of a beef (about 105 pounds) into our small chest freezer if we empty it, and 20 whole chickens would fit in our beneath the fridge freezer and on the one shelf in the big freezer of Mom's that she lets me use. I still want to buy a larger chest freezer, but not until after we move. Since I used the money for the freezer to pay off debt, I'll need to start saving for it again.

I guess after the last card is paid off I'll start throwing some money at the mortgage. I'd like to get it down to $10K left. I can probably do that before it actually goes on the market. After a lot of work on the house this weekend, it's now looking like May before they'll be done. Honestly, it didn't feel like so much needed to be done or fixed when we lived there. We had to pull out the carpet and the pad. They had stapled the pad to the floor every six inches. It took some doing to get it up. And under the pad was linoleum, stapled along the edges, not adhered down anywhere, and the edges were hidden by moulding. I don't even...

I will never buy that type of house again. Too many shortcuts and too much shoddy workmanship, too much rampant stupidity on the part of the builders as well as the previous owners. Cosmetically it looked fine, but take off the makeup and I'm not sure how it ever passed an inspection.

Hopefully soon it will be someone else's problem.