I am really looking forward to this being an easier year than last year. It's got to be.

So I've made a few goals for the year. I don't call them resolutions since I don't believe in them, they are just some things I'd like to get accomplished between now and 2014.

1. Pay off the last of the credit card debt, of course.

2. Rebuild the Emergency Fund.

3. Sell the house.

4. Start putting money in the college fund, at least $7000 by the end of the year. Won't start until #1 is accomplished. I'd like to have $15,000 by the fall of 2015, which should cover a year at our local university or two years at the local community college for DD.

I know #3 is not really up to me, it will either sell or not, but hopefully it will. I do have some other goals, but I will reassess after I pay off the credit card debt and the EF is up to at least $5000.

Oh, and I added $2.45 to the coin jar last night. I had $1.99 in interest hit my ING account and deposited $20. So that $21.99 went to the EF, bringing the new EF total to $1545.79.