I go into my ING account every week or so just to check on things and I was very disappointed to see that the savings account is no longer at 1%. It's dropped to .9% from the last time I checked. I had heard the money market one had dropped, but not the savings account. And they didn't even notify me. Usually they notify of an interest change. Pretty soon it's not going to be worth keeping money in an online bank. I wonder if this has to do with them being bought out? I really miss the days when ING was at 4% interest.

I have to pay half year property tax by Monday. It's $518 and some change and I have it in my ING account where it's been gathering interest while I saved up for it. I am going to be sad to see it drop that account down, but that money was saved for taxes, so it needs to be used for taxes. I will transfer it tomorrow so that I can get the last piddly bit of interest on it that I can.

This is the first time I've successfully put money aside for property taxes each month. Normally I just come up with the amount when I have to and don't make as big a debt payment on the credit card. But this year I was able to take that small step away from living paycheck to paycheck. I had tried in the past but always ended up using the money for something else along the way. That was when I had no EF to speak of.

I was able to reschedule my physical therapy appointment for Wednesday so that money is still set aside for that.

The PTSA called and said that not enough kids signed up for the Japanese class so she'd be sending my check back and did I want it mailed or sent home with my son. I didn't see the point in wasting a stamp and my son is responsible enough to bring it home with him. I am glad they asked though. Some kids are not. They are still trying to get something together, but probably 8 sessions instead of 13 so it won't cost as much.

I could have told them asking parents to come up with $75 bucks for an after school enrichment class with only 4 days notice was a bad idea. When most people live paycheck to paycheck, they need a couple weeks' notice to scrabble money together for something like that. I'll put the money back where it came from when I get it.