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Savings and Shopping and Payday

October 21st, 2006 at 03:07 am

Okay, let's get the savings update out of the way. Yesterday was the auto-transfer of $10 to savings. The CU also put in their teeny tiny amount of dividends for the interest of $0.43. Total in this savings account is now $1116.43. That 43 cents is probably going to drive me crazy for a bit until I can add 57 cents to make it even again. I hate odd money amounts, I will always even it up when I can.

I received a check from NFO surveys of $10 yesterday and along with $25.50 in rolled coin, deposited it today into CU#2. Bringing the total in that account to $118.58. Oh, I don't think I mentioned that I had gotten a $70 medical refund last week to start this account.

So total savings right now is $1235.01. I also have an additional $10 that I will deposit on Monday. With that deposit I will only need $5 more to hit my goal of adding $250 to savings by the end of November. I'll meet that next Thursday with the auto deposit! I'll have saved $250 in one month instead of two.

Now I just need to get on the ball and open an ING account. Anyone have a referral they can send me? Baselle, do you have any? That would be appropriate since it was reading her blog that got me started on the whole ING thing.

Anyway, since it was payday I paid the last two bills that needed paying for this pay cycle, more to MBNA MC and my life insurance.

Then I went shopping. I spent $12.08 at the organic food store for 2 packages of organic 100% whole wheat tortillas, 6 pluots, and a jar of Spectrum mayonaise with omega-3 and flax seed oil.

Then I went to the farm stand and paid $5.97 for one large white onion, 6 ears of corn, 6 bananas, a big bunch of red flame grapes and two yellow summer squash.

From there I went to WalMart and spent $14.46 for a white twin sheet, package of 40 bandages with a free Neosporin sample, and a bottle of Ultrafine Mist Vick's nasal spray. Had to go to the pharmacy and pay $7.33 for a 48 pack of Sudafed and while there got a free sample of Pepcid AC.

Then I went over to Costco and bought 2 chuck roasts and a package of boneless, skinless chicken thighs, 2 18 packs of brown Omega-3 organic eggs, and a container of Electrasol dishwashing tablets. I also added $80 to my cash card while I was at the check out for their gas station (which I didn't fill up today). Total was $139.08. We will fill up tomorrow after the soccer game. I really don't like to do it there so if DH is home, I'll wait until he can unless I am running on fumes.

Then it was to the Franz bakery outlet store where I got $9 worth of 100% whole wheat flour bread and from the free rack a package of eight 100% whole wheat hamburger buns. Of course, there's no way to coupon with this sort of shopping, but that's the trade off for healthier eating. I did get a milk coupon from Organic Valley though, so I am happy about that and will use it the next time I get milk.

I have started reading the Schwarzbein Principle which I think will go hand in hand with my husband's Ultra Metabolism book, only geared more for women. It's interesting so far.

I'm not sure if I ever said, I finished the book on CD "Start Late, Finish Rich," by David Bach. Really interesting, has some good ideas, but the more of his stuff I read the less I feel like we started late. We have a good chunk in the 401K and have a lot of equity in our house, almost 2/3 of its value is paid for. I have put "The Automatic Millionaire: Real Estate" on hold. I've read or listened to everything else the library has by this author and have really enjoyed it. He gives a lot of solid information in a simple, understandable way. I highly recommend his books.

Food today:

Cascadia Farms Organic O's cereal
organic milk
organic omega-3 eggs
organic apple

wild salmon patty (made with scallions, organic omega-3 egg, garlic, and real parmesan)
salad with grapeseed oil

chuck roast
green beans
organic milk

And that's all she wrote.

5 Responses to “Savings and Shopping and Payday”

  1. baselle Says:

    I have one invite that I'd be happy to send to you.

  2. baselle Says:

    Oh yes, a comment - its interesting how the most of the pf books are really to get you excited to get started. Now you're at the level where you need advice on where to put your savings, rather than to save.

  3. tinapbeana Says:

    LR, sounds like you got a great bang for your organic buck. i'm having the same no-coupon reaction for my organic food, too, but i'm hoping my lack of doctor bills more than makes up the difference!

  4. baselle Says:

    LR - just comment on my blog. I'll get your email address that way and send you the ING invite (if you haven't gotten one already).

  5. Amber Says:

    You stated "That 43 cents is probably going to drive me crazy for a bit until I can add 57 cents to make it even again. I hate odd money amounts, I will always even it up when I can" It drives me crazy as well, that is why I either transfer the change to my ING account or pay a cc Smile

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